They lied about the coverage and said no deductables, well checkups were suppose to be 100% covered and they said they would pay for my eye surgery and didnt pay not one cent. I have paid out $15,000 in medical bills and had to go to the Dr 2 times for a bad upper respirtory and all they paid was 50 dollars and I had the rest to pay for. This company is a scam and please do not get medical insurance with them, you will be treated the same way. ALL LIES.