I was connected by a lending company. I agreed to a charge of $14.99 for my credit report. I was charged $129.95 for some services. I never received any notice prior to this charge or information regarding these services or any payment agreement.
when speaking to a representative the first time I was hung up on. the second time I was told that I logged on to the client portal. I never receive any log on information but somehow I logged in per their records. I was then told either a refund of half the amount or they could "review" their tapes, to which they would say that I agreed to these services.
Basically the only option I had was to get a refund of $64. I had to miss work since this charge put my bank account into the negative and was unable to put gas in my car or groceries to feed myself.