Complaint Review: LAW OFFICES OF WELTMAN WEINBERG AND REIS - COLUMBUS Ohio

The ONLY relieve a consumer has the Federal FDCPA and the state laws.  State laws may allow extra monies that the FDCPA allow but some are more strict, Texas is stricter than the Fed law.

Never..... never... never.....never......bargain with a debt collector....get the picture.....

Never answer their phone calls....and ONLY call them back to find out the idiot who called so you can sue them individually....BECAUSE if they do not follow the FDCPA OR their own companies policies they are acting outside their job (ultra vires in legal parlance) and can be sued as an individual debt collector...

How do I know this...I make money by suing these scum bags....and NO I am not an attorney....

Oh John, you are a fool. Please read my thorough and educational response to your last idiotic posting. In response to this second foolish statement, I am completely 100% familiar with the FDCPA, positively more familiar with it than you yourself will ever be. I was tested on this law MANY times...care for some trivia? I'm sure you would fail miserably. You've name-dropped this same law many times because apparently it's the only thing you THINK you know about this field. This law is extremely broad...but I'm assuming you're making reference to the section that relates to proving the validity of a debt. Yes, the debtor has a right to dispute a debt and request verification of said debt. Once said verification documentation has been located, with signatures by the debtor and other substantial evidence the debtor truly incurred the debt, this information will be forwarded to the consumer and the debt will be deemed valid under the law. Also under this law, you have the right to request a cease and desist. This means the firm will no longer be allowed to contact you...but this in NO WAY means collection efforts will cease. Investigation will continue even though you are not contacted. In fact, you will not be contacted again until you are served with summons, which does not fall under the regulations of a cease and desist request. If a judgment has been rendered against you in a court, it is because the creditor either had sufficient proof that the debt was YOURS and/or valid, or because you LACKED sufficient proof that the debt was NOT yours and/or valid. Hope I educated you a little, but I highly doubt there is any hope of that. Thanks and try thinking before you make statements that are so very easy to refute.

A collection agency is NOT for anyone's rights. And why do you keep failing to mention the FDCPA which actually gives the consumers rights?

First of all, Nancy, a creditor's rights law firm is far different than a CUSTOMER SERVICE company. You owe a bill, it is their job to collect it...and you are NOT their customer, Chrysler is their client. It is not their job to treat you in a customer service fashion, you are not paying them for anything (obviously, or you wouldn't have an overdue account) and Chrysler IS paying them. And to "Jen"...they ARE a law firm and they DO have a full staff of lawyers licensed to practice in many states. I know this for a fact, so get YOUR facts straight. They DO file suit, and even if they did not request this "personal information" (place of employment, etc.) that you speak of, they have MANY other ways of obtaining it (many more besides JUST looking at your credit report). Besides, why shouldn't they have this information? If you didn't want them to have it, perhaps you should have paid your bill to their client before they turned it over to the firm to sue you.

First, WWR are not lawyers and not a legal firm. They have been sued for a log laundry list of violations and illegal practices in ALL 50 States - some of which have banned them from doing business in their state. That being said, you need to stop all future payments to them directly. Pay Chrysler and tell Chrysler you will only deal with them. Send a check or YOU initiate the payment via electronic banking. Don't give them carte blanche access to your bank accounts. WWR have been sued for emptying bank accounts and taking more than the authorized amounts. File a complaint with your bank and pay the ACH removal fee. The $25 bank fee is well worth the control over your finances. Be Wary of court documents - WWR has used Special Civil Part Court documents popping in a docket number, and attaching a "demand" for personal information including place of employment, full asset disclosure etc. Check with the court house to see if the document has been properly filed and a true judgement granted. I myself received phishing documents that were never filed at the court house. The court clerk brought it to the judge's attention and in my county they are initiating action against them for fraudulent use of court documents.

First, WWR are not lawyers and not a legal firm. They have been sued for a log laundry list of violations and illegal practices in ALL 50 States - some of which have banned them from doing business in their state. That being said, you need to stop all future payments to them directly. Pay Chrysler and tell Chrysler you will only deal with them. Send a check or YOU initiate the payment via electronic banking. Don't give them carte blanche access to your bank accounts. WWR have been sued for emptying bank accounts and taking more than the authorized amounts. File a complaint with your bank and pay the ACH removal fee. The $25 bank fee is well worth the control over your finances. Be Wary of court documents - WWR has used Special Civil Part Court documents popping in a docket number, and attaching a "demand" for personal information including place of employment, full asset disclosure etc. Check with the court house to see if the document has been properly filed and a true judgement granted. I myself received phishing documents that were never filed at the court house. The court clerk brought it to the judge's attention and in my county they are initiating action against them for fraudulent use of court documents.

First, WWR are not lawyers and not a legal firm. They have been sued for a log laundry list of violations and illegal practices in ALL 50 States - some of which have banned them from doing business in their state. That being said, you need to stop all future payments to them directly. Pay Chrysler and tell Chrysler you will only deal with them. Send a check or YOU initiate the payment via electronic banking. Don't give them carte blanche access to your bank accounts. WWR have been sued for emptying bank accounts and taking more than the authorized amounts. File a complaint with your bank and pay the ACH removal fee. The $25 bank fee is well worth the control over your finances. Be Wary of court documents - WWR has used Special Civil Part Court documents popping in a docket number, and attaching a "demand" for personal information including place of employment, full asset disclosure etc. Check with the court house to see if the document has been properly filed and a true judgement granted. I myself received phishing documents that were never filed at the court house. The court clerk brought it to the judge's attention and in my county they are initiating action against them for fraudulent use of court documents.

NEVER, EVER give out your checking account numbers to debt collectors for making electronic debit payments. If you are having financial trouble, the last thing in the world you need is to give a debt collector direct access to your bank account. Once they have this info they can attempt to withdraw any amount from your checking account at any time. As long as they still have this info and your checking account is still open, they can try to take out any amount at any time. Have you gotten a written settlement agreement with this people stating exactly how much is to be paid and that you account will be paid in full upon receipt of that amount? If you haven't, then you need to get one. If you've only made a settlement agreement over the phone, the debt collectors will deny that any settlement was ever made once they get your settlement money and will come back demanding more money.

Checks set up by the phone are not an automatic transfer they get printed that day and presented to the bank that day and then however long your bank takes to normally clear a check. If the payment was processed twice that is because the funds were not available and YOUR bank processed it again per THEIR policy. Also you are not their customer as you were a customer of Chrysler and Chrysler is a customer of the firm. If you have any other questions feel free to contact me at [email protected]