- Report: #136982
Complaint Review: Kia Financial Services - Panama City Florida
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Kia Financial Services
2435 East 15th St Panama City, 32405 Florida, U.S.A.
Phone:
850-872-0444
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Kia Financial Services unfairly reported stolen car as charged off account on credit report therefore ruining my credit history Panama City Florida
The car will be stolen two years in September. It was my son's car. Stolen from Rhode Island. Police reports were made. Afterwards, I made several call between Kia and my insurance agency, USAA. I made arrangement with both companies. I thought I was handling everything. I waited for the insurance company to settle the claim. Of course it didn't paid everything. There was a balance of $6300.
I made arrangements with Kia to continue payments. Later when I went to get a loan for a washer I was turned down and found out that Kia had put on my credit report a charged off account of the stolen car. I have seen three lawyer since then none of which are interested in helping me.
I continue to pay Kia's lawyers. Meanwhile I can't even get a $300 loan. It isn't fair that I was the victim and I am getting punished. Kia states that I miss a payment during the time that the insurance was settling. I do not despute that I have to pay for the car; I just want it off my credit report so that I can live my life.
Dawn
DeFuniak Springs, Florida
U.S.A.
I made arrangements with Kia to continue payments. Later when I went to get a loan for a washer I was turned down and found out that Kia had put on my credit report a charged off account of the stolen car. I have seen three lawyer since then none of which are interested in helping me.
I continue to pay Kia's lawyers. Meanwhile I can't even get a $300 loan. It isn't fair that I was the victim and I am getting punished. Kia states that I miss a payment during the time that the insurance was settling. I do not despute that I have to pay for the car; I just want it off my credit report so that I can live my life.
Dawn
DeFuniak Springs, Florida
U.S.A.
1 Updates & Rebuttals
Cory
San Antonio,Texas,
U.S.A.
GAP insurance. It pays the difference between what you owe on the vehicle and what the miserly insurance companies will pay, but, Don't let the car dealer sell it to you!
#2Consumer Suggestion
Thu, March 31, 2005
That's why they call it GAP insurance. It pays the difference between what you owe on the vehicle and what the miserly insurance companies will pay in the event of a total loss through accident or theft. NOW, shop around for it. Don't let the car dealer sell it to you when you buy your next vehicle. He'll sell it to you for $700 to $1500 or more. Bought a new truck 3 weeks ago from Ford. To get ALL the rebates, I had to finance thru FMCC at like 7%. TWO days after I bought the truck, I refinanced the truck thru USAA bank at 3.9%, saving myself $1800 in interest and got GAP insurance for FREE, included in the refi, saving another $500 over what the dealer was going to sell it to me for. The first truck payment isn't due until TWO months later. People be smart. Shop around for the best deal, do your homework before you buy, it'll save you thousands of dollars. I contacted Ford dealers from Austin to Laredo.
