After sending Kevin Hall, the Branch Manager of Skyline Home Loans 2 years of tax returns, investment accounts, bank accounts, and in addition to hundreds of other documents. Kevin Hall told me we were preliminary approved for the loan at 3.25%.
Of course before we were to close Kevin Hall stated there was a "snag" just prior to close. They stated the could not do a loan for 3.25% and would only offer a loan with a rate of above 4%. I had been preapproved for the 3.25%. I ended up paying cash for the home.
I my opinion Kevin Hall and Skyline Home loans are crooks. This was is a classical bait and switch at the last minute that would have cost me thousands in lost money. Kevin Hall and his office lies.
I would never use this company. I do not believe this kevin or his whole office has the buyers interest at heart. Only how much they can can make you pay. Buyer beware. There are a lot of good mortgage companies, do not risk kevin Hall ripping you off.
His contact and business information:
Kevin Hall
Skyline Home Loans
NMLS: 410316
Office: 323-854-2814
Fax: 844-897-4505
Other 858-926-7407
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1455 Frazee Rd. Suite 750
San Diego, CA 92108
Webpage: http://kevinhall.skylinehomeloans.com