Was on the way to show and hit somthing in the road it flew up in drivers side quarter panel and wrecked my quarter panel Called insurance they never called back then they sent slimy adjuster out and finally they email me saying it's wear and tear Sorry we're not paying you what a sham they said because there was some rust it's a 1969 camaro and what the heck does that have to do with peace of pipe hitting my quarter panel how is that wear and tear???????? Crooks I have never herd that in my life !!!!! Do not use grundy world wide they use all contractors and they don't care .