- Report: #1522977
Complaint Review: Genesisone International Private Lending - Boca Raton Florida
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Author Not Confirmed
Why?
Genesisone International Private Lending
2234 N. Federal HWY Unit 305 Boca Raton, 33431 Florida, United States
Phone:
(561) 840-5004
Web:
https://www.genesisoneinternationalllc.com/
Categories:
Business Rating:
(1)
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Genesisone International Private Lending This company stole my closing cost and lied multiple time about the loan for my home purchase. Fraud Lender Boca Raton Florida
Report Attachments
email conversation regarding other clients
Fake wire receipt
my loan contract
This company is staright BS; I was recommended these guys through a broker that did her own research and could not find any issues with them. She referred me, I filled out the app; typical process and I didn't see any red flags. The approval process took about a week and the following week I was asked to send in $3850 to cover the authorney fees required for me to receive my loan. The loan is for a 30% deposit that I was puttting down on a home; interest only payments for 10 years; not bad of a deal if it was real. Anyway, afterwards my loan should have been funded. The broker reached out to me before thanksgiving and told me not pay the closing cost; she stated that he had not funded her other clients and she is concerned that I would not get my money in time to close my home. I asked do she feels he is legit; she said give him some time to close these loans first and try to do yours next week. The lender and busines owner "Mr james Edouard" bypasses the broker and reached out to me directly and offered to fund my loan without my broker; he was stating he had an issue with her.
There was a lot of back and forth between him, myself, and my broker about this; time was not on my side. 30 Novemeber; against my better judgement; I sent the funds to Mr james Edouard's (the owner) closing attorney Ms Nicole Beccera to her Chase Bank account. Thats when my nightmare realy started; I have been in communication with James the whole time and he wanted a picture of the wire receipt. I sent it; he stated that he was at the bank and he was setting up the wire there to fund my loan, lies. I did not receive the loan that day, the next day I called my bank for any info on an incoming wire and nothing was incoming. I called several times throughout the day, it was 1 Dec 2022. I am suppose to close and I spent all day texting with James the lender; I even got ahold of my broker Robin and she told me that he still hasn't funded any of her clients and she is very worried that this company is a fraud company. Never got my loan; he is smart and thinks that he is above the law. He knows the system and tries to confuse you when asking about your funds. But trust me, he is a common theif and a criminal.
Key points: Mr James sent me a doctored fake wire transfer from Wells fargo claiming he sent the money; which he later said that the wire was kicked back because I didn't have personal liabilty insurance.
He also said he called the bank several times and the bank ensured him that I would be funded by 3pm. 1 Dec more lies ( which is it, he forgot the lies that he already told!!)
I have email traffic that he did not fund other clients.
I have text conversations and this guy still feels that he is a legit lender and has not funded anyone. he has a linkedn James Edouard genesisone intenational LLC.
Please tell all brokers to stay away from these theives!!!
I am going to the FBI; if there are other avenues that can help me take down this crook; please help!
2 Updates & Rebuttals
Alexander
Killeen,Texas,
United States
Thieves that are bold
#2Author of original report
Mon, December 19, 2022
The owner calls from different numbers taunting me saying I'll give you your money back if you ask nicely and appogise for calling him a fraud. Of course he's lying but the audacity this guy has...wow!! Feds please shut this guy down!
Flint
Rolla,Missouri,
United States
Advance Fee Fraud
#3Consumer Suggestion
Sun, December 04, 2022
You fell for a pretty typical Nigerian 419 scam. There is no loan, there is no "Genesisone LLC", and the person on the other side is a cybercriminal. Lots of red flags, too, such as broken English, asking for money up front, and instructions to mark the payment as "personal". I doubt the FBI will be able to help you, since these people are very likely in a foreign country. Any legitimate lender would simply add the closing costs to the balance of the loan, there is no reason to ask for money up front.
