- Report: #21886
Complaint Review: geico - virginia beach Virginia
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Author Not Confirmed
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geico
virginia beach, 23454 Virginia, U.S.A.
Phone:
757-222-3400
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Geico they refuse to pay the Insurance Company that doesn't give a d**n about their customer Virginia Beach Virginia
On May 24, 2002, I was in volved in an accident in which I was rear-ended. The car I was driving was not legally mine, as I am in the process of buying the vehicle from a friend and a trip to DMV has not yet been possible. At any rate the gemtlman who hit me was driving a friends car. The vehicle is insured with Geico.
HOWEVER, she is saying that she did not give permission for the person to driver her car and therefore Geico is refusing to pay for medical bills and car repairs. I have been without a car for a week today and the adjuster refuses to speak to me, because the vehicle is not mine. I thought car insurance followed a car, and the owner. What kind of stunt are they trying to pull??????????
Norma
Virginia beach, Virginia
HOWEVER, she is saying that she did not give permission for the person to driver her car and therefore Geico is refusing to pay for medical bills and car repairs. I have been without a car for a week today and the adjuster refuses to speak to me, because the vehicle is not mine. I thought car insurance followed a car, and the owner. What kind of stunt are they trying to pull??????????
Norma
Virginia beach, Virginia
2 Updates & Rebuttals
Rick
Lakeland,Florida,
Legal Liability
#2UPDATE EX-employee responds
Wed, November 20, 2002
I am a former employee of GEICO, and a licensed claims adjuster in the state of Florida. While the laws vary from state to state, in all states liabiliy insurance pays for damage that the insured would be legally liable for. If the car that hit you was stolen at the time of the accident, in most states, the owner of the vehicle would not be considered liable for any damages caused by the accident but the driver who stole the vehicle would be considered liable and you could pursue that person for your damages. If the vehicle was not stolen, but just borrowed by the driver then usually the insurance would go with the vehicle and pay for your damages-- again you would need to check with your states laws. If there is a question as to whether the vehicle was stolen or borrowed the insurance company would need to investigate to determine which before making a payment. You wouldn't want the insurance company to pay money that it was later determined was not owed and coming back to you to get it's money back after you had spent it. In either scenario, the collision coverage on the vehicle you were driving through the owner's insurance can pay for the damages to the veh, less any applicable deductibles, then pursue the liable party-- either the owner or the driver depending on whether or not the vehicle is determined to have been a stolen vehicle at the time of the loss.
rosanna
Lakeland,Florida,
hello!?
#3UPDATE Employee
Sat, November 09, 2002
Gee,let's think rationally. If the other person who hit you "stoled" the car, WE AREN'T GONNA PAY FOR IT!!! It is clearly stated in our company policy we don't cover illegal activity. The last time i checked stealing a car was illegal. But here is a tip. who ever owns the car you were driving should have insurance right? There company should pay to fix the vehicle under comp and coll.
