I am another one of those people that has been ripped off by this credit card company. I agreed because they told me it was an unsecured card and I wanted to build credit, so I paid the $221.95 and like many many other, I feel like a completely fool.
I gave them the benefit of the doubt. Not to mention that I cancelled the card and requested refund before I had received the "benefit's package." The rep that I had spoken with told me that $100.00 of the $221.95 I paid was going toward gasoline.
Anwyay, I have been trying for several months to get this resolved and nothing yet. I have also filed a claim with the Better Business Bureau with Metropolitan Atlanta, Georgia. I feel bad for other including myself who are going through this crap.