- Report: #405483
Complaint Review: FREE CREDIT REPORT - Internet
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FREE CREDIT REPORT
FREECREDITREPORT.COM Internet, U.S.A.
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FREE CREDIT REPORT IS NOT "FREE"! Internet
Free Credit Report is an internet scam. The consumer is led to believe that they are entitled to one "free" credit report annually that will include an individual's credit score from each of the three major credit reporting agencies. The trap is sprung when the consumer enters a credit card number to cover the $1.00 shipping charge for a "free" CD that can supposedly be returned for no additional charge.
The CD will either be shipped too late to be returned "free of charge", or in my own case, will not be shipped at all. Freecreditreport.com will then bill the credit card account for $29.95 month after month in spite of the fact that no goods or services have been provided to the consumer. To make matters even worse, the credit card company will take the side of the scam "merchant" and continue to accept these bogus "transactions" even after they have been disputed by the consumer.
The description of the Free Credit Report "transaction" that is billed to the credit card account is identified on the credit card monthly statement as "AP9PRIVACYMATTERS123".
I have found that the three major credit reporting agencies will collect credit information on individuals that is false, one-sided or out-dated and then sell it secretly to other companies. The consumer has no recourse but to pay for
inaccurate credit information that can be used against them by unscrupulous businesses. This whole system of credit agencies collecting one-sided secret information on consumers and then soliciting money under the pretense of sharing it for "no cost" stinks to high heaven.
Darrel
Madras, Oregon
U.S.A.
CLICK HERE: Lawsuit Filed Against Consumerinfo.com to get victims thier money back
The CD will either be shipped too late to be returned "free of charge", or in my own case, will not be shipped at all. Freecreditreport.com will then bill the credit card account for $29.95 month after month in spite of the fact that no goods or services have been provided to the consumer. To make matters even worse, the credit card company will take the side of the scam "merchant" and continue to accept these bogus "transactions" even after they have been disputed by the consumer.
The description of the Free Credit Report "transaction" that is billed to the credit card account is identified on the credit card monthly statement as "AP9PRIVACYMATTERS123".
I have found that the three major credit reporting agencies will collect credit information on individuals that is false, one-sided or out-dated and then sell it secretly to other companies. The consumer has no recourse but to pay for
inaccurate credit information that can be used against them by unscrupulous businesses. This whole system of credit agencies collecting one-sided secret information on consumers and then soliciting money under the pretense of sharing it for "no cost" stinks to high heaven.
Darrel
Madras, Oregon
U.S.A.
CLICK HERE: Lawsuit Filed Against Consumerinfo.com to get victims thier money back
3 Updates & Rebuttals
Laurie
Haslet,Texas,
U.S.A.
THE OP NEEDS TO LEARN TO READ THE DISCLOSURES ON THE WEBSITE AND TV COMMERCIALS!
#2Consumer Comment
Tue, December 30, 2008
Its the OP's fault for not reading the disclosure that is in full view on their HOMEPAGE. they also state this clearly in their TV COMMERCIALS! Not sure why it was ignored _____________________________________________________________________ FROM THE FREECREDITREPORT.COM HOMEPAGE IMPORTANT INFORMATION When you order your free report here, you will begin your free trial membership in Triple AdvantageSM Credit Monitoring. If you don't cancel your membership within the 7-day trial period, you will be billed $14.95 for each month that you continue your membership. ConsumerInfo.com, Inc. and Freecreditreport.com are not affiliated with the annual free credit report program. Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies. To request your free annual report under that law, you must go to www.annualcreditreport.com.
Anthony
Rossville,Georgia,
U.S.A.
You've Fallen For The Biggest Scam On The Internet
#3Consumer Comment
Sun, December 28, 2008
The short and sweet answer, is that the site you went to was the WRONG website. For those seeking the ACTUAL and OFFICIAL site to obtain your hassle free, and truly free annual credit reports can be found at the annualcreditreport dot com website. The other site is in business to sell you credit monitoring services that are practically worthless. You can only get free credit reports if you sign up for the service. The funny thing is, they offer the details up-front, on the site and in their radio and television ads, yet people STILL fall for the rouse. The name of the site is very misleading, which is why they thrive. Ya' gotta be aware at all times, and to take the time to READ...READ...READ until you understand what you are reading.
Steve
Bradenton,Florida,
U.S.A.
Darrel, you should really learn how to READ and just pay attention!
#4Consumer Suggestion
Sun, December 28, 2008
Darrel, There is a HUGE notice right where you sign up on the FREECREDITREPORT.com website that tells you EXACTLY what you are getting for your money, AND that you are entering into a subscription. AND, it also tells you if you want your FREE ANNUAL CREDIT REPORT under the provisions of federal law, to go to annualcreditreport.com. All you have to do is pay attention and learn how to read. Furthermore, no "free" credit reports include scores. Scores are NOT part of the federal law provisions. No one ever said or implied they were. Again, pay attention.
