- Report: #1024785
Complaint Review: Forster & Garbus LLP - Commack New York
Reported By:
KRivers1 -
Castleton on Hudson, New York, United States of America
Submitted:
Updated:
-
Author Not Confirmed
Why?
Forster & Garbus LLP
60 Motor Parkway Commack, 11725 New York, United States of America
Phone:
1-631-393-9400
Web:
Categories:
Business Rating:
(0)
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Forster & Garbus LLP Trying to collect an already paid debt Commack, New York
We previously had a loan with HFC. In fall of 2010, HFC offered us a buyout on the debt, they would take 30% of the balance but it would be a negative mark on credit report. We sent them a check for 867.08, accepted their offer, even wrote account # plus payoff and close acct in memo part of check.
Flash forward to summer of 2012, I am getting hammered by Forster & Garbus over this debt. I sent a letter explaining the situation, plus a copy of the check with HFC endorsement on it showing proof of payment.
They replied back that they checked with Midland Collections and my check copy was no proof of payment. I replied back that I was not sure how the hell Midland had any say in the matter. They stated Midland owned the account. I replied that Midland had purchased an already paid debt and its their loss. Forsterr & Garbus then reply back with threats of court, wage garnishment etc. I then sent them some money basically to stall so I could find out my rights which I guess I dont have when it comes to scumbags like Forsterr & Garbus.
Jan 11, 2013 I receive more harassing letters, voicemails leaving specific account details which I thought was against the law unless you were actually speaking to the name on the account. The balance listed was $1325.00 so immediately I sent that amount. They cashed check on January 16th, 2013. Account paid off...AGAIN. Not so fast. March 4, 2013 I receive a bill for $211. I call and question it. They said it was interest charges. I said you charge me $211 in interest from Jan 10th to Jan 16th, I told them they were smoking something and they were not getting another dime. They stated $200 interest for those 5 days was appropriate. WTH?
I have now paid a total of almost $3200 on a $2500 debt and am still being billed more. I have paid this debt off twice and still am being told I have to pay them more. Im working multiple jobs and cant afford to pay anymore to these scam artists.
HELP!
Flash forward to summer of 2012, I am getting hammered by Forster & Garbus over this debt. I sent a letter explaining the situation, plus a copy of the check with HFC endorsement on it showing proof of payment.
They replied back that they checked with Midland Collections and my check copy was no proof of payment. I replied back that I was not sure how the hell Midland had any say in the matter. They stated Midland owned the account. I replied that Midland had purchased an already paid debt and its their loss. Forsterr & Garbus then reply back with threats of court, wage garnishment etc. I then sent them some money basically to stall so I could find out my rights which I guess I dont have when it comes to scumbags like Forsterr & Garbus.
Jan 11, 2013 I receive more harassing letters, voicemails leaving specific account details which I thought was against the law unless you were actually speaking to the name on the account. The balance listed was $1325.00 so immediately I sent that amount. They cashed check on January 16th, 2013. Account paid off...AGAIN. Not so fast. March 4, 2013 I receive a bill for $211. I call and question it. They said it was interest charges. I said you charge me $211 in interest from Jan 10th to Jan 16th, I told them they were smoking something and they were not getting another dime. They stated $200 interest for those 5 days was appropriate. WTH?
I have now paid a total of almost $3200 on a $2500 debt and am still being billed more. I have paid this debt off twice and still am being told I have to pay them more. Im working multiple jobs and cant afford to pay anymore to these scam artists.
HELP!
1 Updates & Rebuttals
tom
memphis,Tennessee,
USA
Time to contact your state attorney general
#2Consumer Comment
Fri, March 08, 2013
1st off I been in a similar situation. Identity theft involving credit cards.
I would start by finding a consumer protection agency of your state attorney general office.
file a complaint. There is also a new federal agency that handle this type of thing. consumer financial protection bureau. file a complaint with them.
There is a website named debtorsboard. They are a com. They have people that will help you with free advise. There is all sorts of legal docs available even lawyers. There are many success stories on this website. I am not trying to spam for this site. Its free.
The other thing you can do is contact an NACA attorney. They might take your case on contingency.
Do not pay these worms any more money. Fight them.
Looks like you are in New York or the company is in New york. Either way. The attorney general
of new york has gone after dirt bag companies like the one you describing. if you live in another state. File a complaint in your state and in the state the dirt bags operate out of. Hit them with a double whammy. It would be helpful to send them copies of all mail and receipts. Show them the evidence. They will back down once the AG gets involved.
I wish you the best. Keep me posted on whether my suggestions work. Fight them!!!!!!!!!!!!!!!!!
jeff
