Steph
Minor Hill,#2Consumer Comment
Wed, October 06, 2010
I used to have a card with them and got rid of it. I told them I nolonger wanted it .the monthly fees and the interest are a total rip off. I will never get a credit card from this bank again
mvpdub
Tempe,#3Author of original report
Mon, September 13, 2010
Because, initially, I did give them my information. Then the card arrived and I decided I didn't want it because it was a joke and I tried to cancel it online, first, which I prefer but there wasn't a way to do so and of course I couldn't find the right phone number for the department to contact on their site and when I finally did, they were closed. I did talk to them at one point to try and cancel the card but as I mentioned, the representative was a complete jerk and the conversation was not going to result in the card being canceled as he made it clear and then threatened my credit report. So, just like they hoped, I did nothing about it. Eventually they charged it off and turned a $50 dollar initial fee for the card, that they charged me, mind you, and deducted from my Chase bank account, then turned it into a $460 collection on my credit report. After looking back at the records, as this was quite a while ago, I realize I applied for the card, however I didn't realize the caliber of company First Premier was and decided I didn't want the card anymore, they refused to help rectify the situation, they could have had me pay a fee to cancel it and been done with it. Instead the guy on the phone was rude, got me worked up, which resulted in the conversation ending without resolution to the account. They do that sort of thing purposely, I believe, one more collection account, one more attempt at free money. I never thought about this site, or BBB, or attorney general until I found it on my credit report, or I would have filed complaints long ago.
coast
USA#4Consumer Comment
Sat, September 11, 2010
Why did you give them your SS#?