throw it away if you get this one in the mail!!!! yes it is too good to be true: they promise to send you a credit card with a $10,000 to $15,000 credit limit for internet purchases...all you need to do is mail them the $49.00 fee. well someone out there is getting rich off us poor dumb suckers out here....just hope the grandparents don't fall for it and blow all that vacation loot.