Complaint Review: Federal Trustee Services - Tacoma Washington

On September 29th, 2011 both Las Alturus Organization and Mortgage Claim Center Outreach were served with formal requests for information under the Freedom of Information Act and WA State non-profit law. 

For a guy who loves "freedom" as much as Allan Hennessey claims he does -  and who claims to know the law and the Constitution as well as Allen says he does - and who claims he runs a legitimate business to help people -  its interesting what his response was....

Silence.

His agent wrote to the person who requested the information and said (And I quote here)

 "Please call the offi e at 253 813 6679"   

and no - that's his typo,  not mine. 

Under Federal and State law a 501(c)(3) organization must  furnish a copy of its Form 1023 exemption application and all financial data immediately to any person who requests a copy.

So any current employees or current customers who think Allan and his company are legitimate - try and ask for  this. It should be in the office. They should give it to you immediately.  If  they don't..well...
 
A penalty of $5,000 applies for any failure to provide copies of the required Form 990
returns or the Form 1023 exemption application. 

A reputable non profit would provide these immediately to anyone who asked. A legitimate non-profit would know that they also need to provide at least the tax docs and Bylaws. 

Allan has until the end of this month to pay current claims or risk further fines and (you guessed) it more jail time.

As an ex-employee in a key position with the company,  have quite a bit to say but will keep it short and state the facts.

Allan Hennessey owes his hard working employees thousands, and me personally over 4500.00 in back pay.

He is believable, and if you are facing hard times, times will get alot harder if you trust Allan Hennessey. PERIOD.

I fully agree with all the negative press, and DO NOT agree with any positive rebuttals.

I can estimate that Federal Trustee Services, or Mortgage Claim Center Outreach aka MCCO owes clients upwards of 200,000 for not performing as advertised. I am taking time out of my day to warn the public, and don't expect to ever be compensated by FTS. I'm a firm believer in "what comes arround, goes around," Allan Hennessey won't be around long with the people he has burned hunting him.

personally, i can only hope that one day i will turn around and Allan Hennessey will be standing there... he won't like the outcome very much...

More evidence of just what a classy guy Allan Hennessey is...

Let's begin with a hearty shout out to all the employees who complained to Labor and Industries abut Allen Hennessey and his failure to pay his employees...

  Not surprisingly, Allan's claims that no one can tell him what to do...and that Kim stole his money...and that it wasn't his fault... and the dog ate his homework... went nowhere and he lost.

Actually he didn't just lose - he pretty mich crashed and burned. Big Time. Not only did he lose but he also got fined for "deliberately" failing to pay his employees... He has until October 26 to come up with just over $6,000 or risk even more fines. 

And Oh Yeah...remember that Chapter 11 Bankruptcy he tried to file on behalf of Federal Trustees claiming he was "too broke" to pay his employees AFTER he got cited by Labor and Industries the first time?

It got thrown out of court and (funny this) turns out putting a fake EIN number on a federal document is also a crime... his SECOND federal crime now, poor Allan....

No wonder it seems he skipped town like the big coward he is -  leaving his business partners and his employees and his new girlfriend and her children holding the bag for him (his Facebook page says he is living back in Huntington Beach where it all started in the glory days when he was just robbing banks....)   

So all is not well this week in the House of Hennessey...

And speaking of houses...

Remember how Allan tells the heartwarming story of how he owned and lost his fortune in the tricky world of real estate and that this "taught him so much" and that's why he founded Federal Trustees in the first place???

Yeah well, turns out that's a big lie... (by now this should surprise no one, of course)

On his OTHER MySpace page where he calls himself "The AUTHENTIC Allan Hennessey" (ooooo....kaaaaay...let's just not go there)  which you can see here:

 http://www.myspace.com/authenticallan#{%22ImageId%22%3A3150244}

Allan put up a bunch of pictures on this profile about his real estate ventures...these photos are dated December 2007 - when Allan was in his supposed heyday making his fortune...

Except Allan is just dumb enough to put  the addresses on these photos. 

Exhibit One: He claims  a property 3727 S L Street in Tacoma, WA is his "first flip" and shows before and after pics.

Except for the small detail that ALLAN HENNESSEY never owned that property. Ever.

Neither did Gerald-ALlan Hennessey, or Gerald Hennessey or any of his 9 aliases, or any company he was ever attached  to. 

Follow along...

3727 S L Street was originally owned back in 1999 by a MR Spratt...who got married and the property bounced around from various family members of the Spratt family by Quit Claim Deeds until 2007.

In February 2007, Mr Spratt sold the property to a Marse L Mcnaughton for $177,000.

Now, Marse and his lovely wife Beth are a very nice Mormon family who had a number of children and several of them are local Tacoma celebrities - namely Sean who was drafted by the St. Louis Cardinals and also played for the Philadelphia Phillies and his brother Troy who also played for the Cardinals.

Not surprisingly none of these upstanding members of the community have ever heard of Allan Hennessey...  

In July 2007, Marse and Beth McNaughton acting as trustees for the Mcnaughton family Living Will trust  sold the property to the Lopez family - Jose and Irene to be exact - for $247,000 (After the Mcnaughtons put in a lot of renovations and fixed the place up) 
 
In 2010 the Lopez family lost the property to foreclosure...and in April 2011 the property was picked up by a Cori Granier who is the owner at this time.

So....unless Allan Hennessey has yet another alias - as a woman - who enjoys sewing and works for a local telecommunications company  - he's not Cori Granier. 

In short - yet another lie from Allan Hennessey about his real estate holdings...

And I can't resist adding some of the photos available for the viewing public since Allan is too dumb to make them private... perhaps his new girlfriend  will get to see them....

Its a wonderful day in the neighborhood  - as long as you aren't Allan Hennessey.             

           

    

Just after the Christmas holidays in December 2007 Allen Hennessey wrote a bunch of hot checks to pay bills... or so he says.

He told employees at a meeting in February 2011 that he had gone to jail because he "Accidentally wrote some checks" based on some real estate deals he thought were  going to go through but didn't...the checks got returned and well (shrugs shoulders) it could happen to  anyone - Right? 

What he neglected to say that was that the "checks" he wrote were checks made out to himself and deposited at an ATM which he immediately converted to cash.

Then Allen went on a $36,000.00 spending spree that included skiing trips, lunches at expensive restaurants in Gig Harbor and to get cash for himself...and Allen was caught on camera making those fake ATM deposits!  

From the declaration of  Pierce County Prosecutor dated October 2009 and found in Allen's criminal file currently housed in the Pierce County Court House and available to the public (I'll try to get a jpeg of the original on here soon):    

THE REAL STORY BEHIND ALLEN HENNESSEY'S LATEST INCARCERATION: 

APRIL D. MCCOMB, declares under penalty of perjury:

That I am a deputy prosecuting attorney for Pierce County and I am familiar with the police
report and/or investigation conducted by the TACOMA POLICE DEPARTMENT, incident number
081230615;

That the police report and/or investigation provided me the following information;

That in Pierce County, Washington, on or about the 28th day of December, 2007, the defendant,
GERALD ALLAN HENNESSEY, did deposit check number 12558 drawn on the Wells Fargo checking account for Green Star Financial into his account with Orange County Teachers Federal Credit Union.

The deposit of the check by the defendant was captured on video.

The defendant is the listed signer on the Green Star financial checking account.

The deposit was made at a BECU ATM inside the Safeway store on North Pearl in Tacoma. The check was made out to the benefit of the defendant for $10,000.00.

The defendant then immediately withdrew $6,500.00 through ATM withdrawals, withdrawals to pay creditors and point of sale/debit card purchases.

On December 31, 2007, the defendant deposited check number 12559 also drawn on the checking account of Green Star Financial with the Wells Fargo Bank.

This check was also made out to the benefit of the defendant in the amount of $26,000.00. 

The deposit occurred at the same ATM at the North Pearl Street Safeway. This transaction was also captured on camera. 

The defendant then withdrew the money through ATM withdrawals, withdrawals to pay creditors and point of sale/debit purchases. 

Both checks were returned for insufficient funds. The credit union re-deposited the checks but
without success.

On March 4, 2008, an investigator with the credit union spoke to the defendant who
admitted to having financial difficulties and was trying to raise money to repay the credit union.

After that the defendant refused to return any phone calls from the credit union.

On May 6, 2008, detectives with the Tacoma Police Department met with the defendant at the
police department. 

The defendant was advised of his Miranda Rights and he agreed to talk to the detectives.

The defendant admitted to depositing both checks while knowing that there were insufficient
funds in the Green Star Financial account.

The defendant said that he was self employed and his business was Green Star Financial. 

The defendant said that he withdrew the money from the credit union after he
deposited the checks because he needed to pay his employees. 

The bank records, however, show that the defendant used the money to pay for a skiing trip with his children to Crystal Mountain and for a meal at the Sunset Grill in Gig Harbor.

The defendant said that he needed to take his kids skiing and that the meal at the Sunset Grill was when he took an employee to lunch.

Now I don't know about any of you -  but I think I would know if I had $36,000 in my checking account or not...and if I didn't I probably would not go on an expensive Crystal Mountain ski vacation on the basis of it....

Also - it looks like - once again - Allen doesn't pay his employees, since despite his claims that he "took the money to meet payroll"  - there's no evidence that he did anything other than buy stuff and go on vacation.

I'll also bet the "employee" he claims he took to lunch at the Sunset Grill would rather he gave them the money he owed them too...          

Interesting updates in the wacky world of Allen Hennessey et al...

Seems Allen's "home" at Alturus St West...his former business offices and where Federal Trustees is still registered with  the State of WA Dept of Revenue ...which he claims he owns "free and clear" after suig his totally "awesome" "method"  is now on the market...for a whole lot less  than he (oops - Las Alturus Organization) paid for it in 2006 (when it went for $267,000 and he has now mortgaged it for waaaay more as we'll see  below)...

But for more than the "21 dollars in silver coin" that Allen sold it for to when he sold it Las Alturus in November 2010...

Especially sad now that the county has it valued at  $228,000. 

Allen bought t his property with a  mortgage on November 16, 2006 on a Adjustable Rate Mortgage (ARM) which, for a finance "guru" who had "learned so much from his failures" was a really dumb move for $213,600.00 with an interest rate that could float anywhere between  8.24 and 14.24% (really really dumb move). 

Now get this - The very next day - November 17, 2006  Allen took out  a second mortgage on the Alturus Road property for $53,400.00. (Loan Number 2200061039422 MIN 10007796000286931)  

Now remember too - according to Allen this is right at the time when he claims he was amassing that real estate fortune of "twenty seven" properties  across the United States - despite the fact that he had only been out of jail at this point for a few months and was still on parole.

At a floating rate in interest between 8.24% and 14.25% (which also tells us his credit was none too good)

Not surprisingly - by November 2008 he was already defaulting and the bank foreclosed on him...

By August 2009 he was declaring bankruptcy - (claiming his house was worth $246,000) and that his "unsecured debt" was a staggering $926, 632.06!!  

And FYI - on page 16 of that bankruptcy he claims that his Alturus Road property is "exempt under RCW 6.13.03... " which is correct. So again - it was never part of the filing he claims as "proof".  

And that bankruptcy filing??? Worth it's weight in gold for the kind of man Allen Hennessey really is... 

In the same bankruptcy he claims he owes the following - all in 2007:


Lillian Calvo: $30,000

but wait there's more!!!

Sandra McWilliams of Palmdale California:  $60,000.00   

He also had a credit line to "KFG financial" in Scottsdale Arizona   for $159,000.00 

and another unsecured credit line for "UMTH Credit" of Richardson, Texas  for $184,476.00

and another unsecured credit line for "Saxon" of Fort Worth Texas for $53,202 ...

and another unsecured credit line to "CW/BOA" of Dallas Texas for $213,251.00...

Actually...the list keeps going...

By 2008 he had racked up 23 separate lines of credit totaling almost 3/4 of a MILLION DOLLARS!!

Not bad for a guy who lists his assets as:

$100 cash
$200 worth of clothes
$400 computer
and a 2000 Mitsubishi Galant worth $1200.  
 

But he couldn't pay for his over-mortgaged house... or any of his bills...despite this staggering income... and since these are "unsecured" lines of credit he wasn't buying real estate with them either... 

Dollars to donuts he didn't tell these folk he was a felon on parole either...

So...where did the money go Allen???? 

Which is incredible when you consider he claims in the bankruptcy that his income after paying child support (which FYI he didn't until the State sued him) is $332 per month.

Allen also claims that he works as "Field Manager" for "ONESTOPTOOLBOX.COM which operates out of a PO Box in University Place...  where he says he worked for 7 months.

FYI - www.onestoptoolbox.com was a previous, low-rent incarnation of Federal Trustees (A do-it-yourself kit he slels online for $99 and has claimed to staff has "nothing to do with him")

But let's leave the tortured world of Allen's finances and go back to Allen Hennessey's house... 

and now the true silliness begins... 

TO recap our Allen Hennessey time-line: 

1999: Allen robs banks
2005: Allen gets out of jail from his  California Bank robbery conviction
2006: Allen buys house on Alturus Road
2007: Allen gets $750,000 in credit lines  - pays back nada to anyone. 
2007: (December) Allen writes bad checks that will land him in Jail in WA 
2008: (November): Allen gets his house foreclosed on
2009: (August) Allen files for Chapter 7 Bankruptcy
2009: Allen claims he starts  Federal Trustee Services
2010: (February) Allen actually registers Federal Trustee Services with the State of WA
2010: (December) Allen is arrested for theft, writing bad checks and bail jumping 
2010: Allen files so many nutty documents he is forbidden by the court to file more
2011: (February) Allen fails to pay employees and is cited by Labor and Industries
2011: (March) Allen claims Federal Trustees is bankrupt tries to file Chapter 11 with a fake EIN 
2011: (April) Allen doesn't pay his bills and  defaults on his court restitution.   

The strange tale of Allen's house: 

On February 2, 2010 Gerald Allen Hennessey transferred the property by Quit Claim Deed for "$21 Dollars in Silver Coin"  to "Gerald-Allen [Hennessey]" (Document filed with Pierce County #201002080742)   

On November 11, 2010 Allen literally transferred the property for "$21 Dollars in Silver Coin" to Las Alturus Organization  (Document filed with Pierce County Auditors #201011220937) FYI -Guess who witnessed this particular piece of lunacy??? Ronnai-Kim "I'm not a criminal" Bennett!!

On November 12, 2010  Allen created a trust naming himself "Gerald Allen Hennessey" as "the Lender" claiming "Federal Homeowner Resolution Trust c/o Federal Trustee Services" as "the beneficiary"  and "Federal Trustee Services" as "the Trustee"  (Document filed with Pierce County Auditors #201011120927)

And just an FYI - that "Federal Homeowner Resolution Trust" has been linked to attempts to defraud people out of property by moving people into "empty" homes that weren't empty... and if you kook real close - Allen former "business manager" Rebecca seems to show up in the video...     http://www.komonews.com/news/local/87178432.html


http://www.redfin.com/WA/University-Place/4031-Alturus-St-W-98466/home/2989259

Funny too - remember now - this is the house that Las Alturus Organization claimed they were using as a "Church" - yet all the real estate site shows is pictures of the empty interior - and talks about it as a residence... no evidence whatsoever that this property has ever been used as anything other than Allen's private residence...   

When we last left Mr Gerald Hennessey (AKA Allan Hennessey now calling himself  "GERALD-ALLEN" Hennessey) Federal Trustees had filed bankruptcy as a way to avoid paying employees money he owed them for back wages, unpaid wages, failing to pay minimum wage and overtime...

On June 24 he received yet another letter from the Department of Labor and Industries Employment Standards program -

It reads as follows: 

"Dear Gerald Hennessey:

This is to inform you of the result of L&I's investigation of the wage complaints filed by multiple employees. This investigation shows that the employees are owed a gross total of $3,441.60. This is for unpaid minimum wage, unpaid agreed wage and unpaid overtime during their employment with Federal Trustee Services Co... 

Washington law requires full payment of wages for all hours worked on the regularly established payday.   

Employee C: $4xx.xx
Employee A: $1,xxx.xx
Employee B: $1,xxx.xx  

Your company did not send all the of the payroll and other records requested in writing on May 13, 2011 and again on May 31, 2011. 

It's very important for you to either a) Pay the employees or 2) Provide the records we requested by July 4, 2011.

If we don't receive payment of wages documents or other information that would change this decision (Ed note: believe me - they won't. Allan's "you don't have jurisdiction" argument got him nowhere... nor did his "they were all contractors" argument either) we will issue a Citation and Notice of Assessment for unpaid wages, interest and possible penalties for each employee.

Encl: Wage Payment Act
RCW 49.46, 49.48.010 and 49.52.050
WAC 296-126-021
Administrative Policies ES.A.1, ES.A.5 and ES.A.8.1."

If you or anyone you know at any time within the past three years worked for Allan Hennessey, Federal Trustees or any other Hennessey company and were not paid the equivalent of minimum wage in this state at any time during your employment - Please contact your local Labor and Industries Office and file a claim. 


    
http://www.lni.wa.gov/WorkplaceRights/ComplainDiscrim/WRComplaint/default.asp

Remember how Federal Trustees (AKA Mortgage Claim Center AKA mortgageclaimcenter.comLLC) got started? 

A poor entrepreneur,  just struggling to get by buys some real estate...hoping to get a taste of that American dream....a Horatio Alger of home-ownership. 

"Federal Trustee Services President, Allan Hennessey, began his education in the mortgage and real estate industry as a mortgage broker, assisting homeowners in funding mortgage loans in all 50 states.  After a successful multi-year run, Allan began to personally invest in real estate.  His investments took him to a peak in 2007, with the purchase of 25 properties in 4 states.  However with the economy crash in 2008, mortgage funding became generally unavailable.  Through changes in the real estate market and a downturn on Wall Street, Allan personally learned the reality of foreclosure as many of the properties previously purchased at foreclosure auction found their way back on the auction block.  In the process of losing all 25 homes to foreclosure and a loss of more than 5 million dollars, Allan learned more from each experience about why so many foreclosures were happening nationwide, and how an industry that over a 15 year period created more millionaires that all other industries combined, could go so wrong.

 With the information gained through the priceless experience of losing so much, Allan was able to discover the secret to stopping foreclosure  in its tracks.  Through the use of the techniques and tools utilized exclusively by Federal Trustee Services, Allan was able to field test, and prove its effectiveness by getting a Federal Bankruptcy Court to agree with his position that his home was protected and exempt from sale or foreclosure by any other parties alleging the right to his home.  Allan still retains his home today, without fear of foreclosure ever again, and continues to offer his assistance to homeowners all over the nation that are privileged to share the same outcome of remaining in their homes indefinitely."

Wow. Just makes you go all tingly don't it?  

Except that not one single word of it is true.


1) Allen Hennessey was never a licensed  mortgage broker. Looking at the timeline he gives - it seems hard since he was in jail from 1999 until 2005. 

It can't have been before 1999 since you have to be 21 to have a mortgage brokers license and Allen was 23 when he went to jail. Convicted felons cant hold mortgage licenses so it can;t have been after 2005.... so unless Allen gave all this wonderful advice while he was underage, unlicensed or incarcerated - he simply cannot have been a mortgage broker.  

2) Allen Hennessey may have at one point owned  "25 properties in 4 states" but it seems unlikely given that by 1999 he was robbing banks and until 2005 he was in jail. From 2005 until he moved up here he  was court mandated to live with his parents - so again - It seems unlikely he could possibly have amassed this much property - especially given that he was not allowed to leave the State of California.

In 2007 he was borrowing money from his pal's Mother Mrs Calvo (see above reports) and already claiming he owned "several properties" which Mrs Calvo later found he didn't... she states so in her documents.

So...by Allen's own time line this must have happened between 2005 when he got out of jail and 2007.

Now - if you believe  that a bank or a mortgage company (ANY mortgage company) would loan millions of  dollars to a recently paroled felon with no income living with his parents to buy 25 investment properties...well...I have some swamp land for you.

3) The economy "Crashed" in 2008 precisely because of people like Allen Hennessey. Like most flim-flam men, Allen tries out a story and then keeps using it if it seems to work on his "marks".

So...If Allen did in indeed get all that money from banks and mortgage companies between 2005 and 2007 - despite being a paroled felon with no income - then they had no business lending it to him in the first place.  The real estate market crashed precisely because of people like Allen - buying up homes as "investments" hoping to flip a quick profit.

What Allen most certainly was NOT  (by his own admission) was a struggling family with a low income, and crummy credit just trying to get a home they could live in to have a piece of the American dream. 

Want to blame someone for the reason you now can't get a loan  without a DNA sample and your firstborn child? Blame Allen Hennessey and his ilk. Want to blame someone for why your bank wont negotiate when you get behind and then treats you like a criminal?

Blame Allen Hennessey and his cronies. 

The only mortgage "Fraud" that happened regarding Allen Hennessey was his own fraud.

4) Allen never once used the "techniques and tools utilized exclusively by Federal Trustee Services" . He did not save his home by finding exciting evidence of fraud in a "Forensic Loan Audit" nor by using a "Securities Audit". He did not file a UCC claim and "Fight the banks and win".

Allen "saved his home" precisely because he transferred his home to a bogus church and essentially lives there rent and tax free.  


So...he didn't "Save his home" from foreclosure simply because he doesn't actually own any property.     

There was no court case, no trial, no settlement offer...Allen never "proved fraud in his mortgage" as he claims...there was zip. Allen simply signed a quit claim deed  to his bogus church and there wasn;t a lot the state could do about it.

5) As for the PROOF offered at Mortgage Claim Center:

The document Allen and Co cite at the Mortgage Claim Center Outreach website at "PROOF" on the Mortgage Claim Center tab does anything BUT prove his claims that his methods work if you look closely:

http://www.scribd.com/doc/53878069/FreeNclear-Proof

• Those "official looking"  stamps all over the document saying "Void for Fraud" and "Please note"?? Not official at all (that's why you'll see "unofficial copy" across  the document). For starters - courts don't do that. Run down to any stamp store and you can get one made up. Those stamps belong to Federal Trustees. They aren't legal - or even remotely official. 

• That "transcript"  they claim as an "Attachment" their "PROOF" ??? Well, for starters it wasn't an attachment to anything like the document they produce online. I's a part of a heavily edited transcript from Allen's 2009 Chapter 7 personal bankruptcy case - which (guess what)... Does not include any real estate holdings.

So when the judge says (and Allen highlights)  "your debts are discharged" it in no way refers to any real estate.   

Simply put, Mr Henessey claimed no real estate property in this bankruptcy filing because he did not actually own any real estate. - and he still doesn't.

In fact, Mr Hennessey own no property in the state of Washington where he currently resides after being released from a California jail - nor  does he own property in any other state in the United States. 

His current home is in the name of a fake  shell organization that has claimed (and still does in some places)  to be a Church (though they changed their filing with the Secretary of State after we pointed it out here) .

The "officers" of this fake church and non-profit are friends of his who let him live there virtually rent free - while he takes your money for a scam operation he wouldn't even use himself! 

Allen Hennessey never even used his own method - and he certainly didn't succeed in it. He just perpetrated  yet another scam.  

But please do yourself a favor and contact your nearest HUD approved  housing assistance center before you give these people ANY money:

http://portal.hud.gov/portal/page/portal/HUD     

And don't say we didn't warn you.

If you currently doubt the disturbing links between Federal Trustees (AKA Mortgage Claim Center Outreach) and the so-called "Sovereign citizens" movement you might enjoy this November 2010 radio interview with "My-notary-license-got-revoked-but-it-wasn't-my-fault" Kim Bennett and Sovereign wing-nut radio host "Druanna MysticZone". 

http://www.blogtalkradio.com/illuminatingminds

Just in case you still wanted to invest your money with and trust your home to these folks - you should know that Ms "Druanna  MysticZone" describes herself on her Facebook Page as :

"I give psychic empathic Advice to those in need and help them to create the reality they choose rather then playing the victim role. I give them the tecniques [sic] t...o [sic] use in manifesting what they wish which begins with good health, eating more live foods, excercising [sic], meditation, Sound therapy etc. "

(NB I left in her nutty spelling and grammar errors for your edification)   

http://www.facebook.com/DruannaPsychicAdvisor


And describes her radio show as:

"Illuminating Minds where we discuss various topics on being a Sovereign being, evolution, Commercial Remedies, Current events, conscious awareness, 2012, Ascension, health, government conspiracies, ...
politics, ufo, paranormal, psychic abilities, opening up our third eye, meditation. If you like Coast to Coast am and Prison Planet, You'll love this show! :) "

http://www.blogtalkradio.com/illuminatingminds

Druanna currently is said to be living in Mexico.

And her last name is Johnson, not Mystikzone. 

And just an aside that "Prison Planet"  radio show  she loves is the 'brainchild' (and I use that term loosely) of one Alex Jones - who makes all of them look positively mentally healthy. 

 http://www.prisonplanet.com/

Alex Jones believes (and I quote here) that  "the elite, again, the so-called establishment kings, those that know best, the visions of the anointed ones, are obsessed with the occult, from presidents to governors to heads of industry. We've all seen the stories of presidents and first ladies obsessed with their astrologers, making national policy decisions upon their recommendations. Spiritual guides, shamans in the White House, my friends..."

In short he believes the President of the United States, the head of Walmart, your local mayor and city council folks - all those guys are actually Devil Worshipers (or Canaannites, or Babylonians - he's a bit fuzzy on the details).

Oh yeah - he also predicted 9/11...

Well... what he actually said was something along the lines of  "I always said a terrorist attack was  going to happen...sometime...and it will probably be by Al-Qaeda" after the  attack happened  which is kind of the journalistic equivalent of saying "I told you so" after you let your kid stick their finger in a light socket and saying you "predicted" it.         

Read more about Mr Jones here:

http://conspiracies.skepticproject.com/articles/alex-jones/

And if you still think Kim Bennett is a Federal Trustees "Victim" who's learned the error of her Federal Trustees ways you might want to watch this rather weird video taken just a few months ago with her and Ms Druanna:

In this video an off-screen Kim is introduced as Druanna's "Good friend"  who she's "Staying with in WA state".

Now...admittedly this "Kim" doesnt appear on screen, but she is described as Druanna's "good friend", "Form Washington State"  and who is a "Mortgage and Foreclosure expert" who "Helps people save their homes".

Then Druanna talk about how she and Kim are going to "Help people make money...and tons of dough" in mortgage redemption schemes -  and then she blabbles on about "energy and consciousness" ...

Also in this video (where you can hear Kim Bennett talking in the background and who's distinctive voice is easily recognizable from the tons of other files and videos she has of herself on the internet) after Druanna finishes burbling nonsense about "heart chakras" she gets to her point...

Which is how to "get out of child support"..."using the Protection of Interpol"..

Oh...and how excited she is that her son will be joining her in the revolution 'just like in Egypt'. (FYI you can hear Kim cheering in the background and saying how nice it is Druanna will be with her son). 

And by the way - the video (recorded in March this year) is actually called "Druanna and Kim in Washington State" (in case you were still confused about Kim's involvement with this nuttiness)

You can watch it here:  

http://universallyaware.ning.com/video/druanna-kim-in-washington?xg_source=activity

It also shows up here on another nutty conspiracy website along with (Shock! Surprise!) Allen Hennessey's FTS videos:

http://www.contour2002.org/videos/druanna--kim-in-washington-state-ecovillage/VOuokfxzPLE

And that "Council of 12" Druanna talks about? They're linked to a terrifying group known as the "World Freeman Society"...

For a taste of the WFS's particular brand of violent Nuttiness you might want to look at this random page I selected from their publicly accessible web ring where they calmly discuss how and when you are "allowed" to draw a gun on a  police officer who asks you to step out of your car at a traffic stop... (eerily echoing the recent shooting of officers in the Kane case in Tennessee that I've referenced before) and what a great guy felon "Chris" Piccollo is:

 http://forum.worldfreemansociety.org/viewtopic.php?p=34427  

Read a sensible report of this story here:      

http://www.beloitdailynews.com/articles/2010/05/04/news/top_news/news402.txt

I don know about you - but I sure wouldn't want to be giving my money to folks like that...or even be caught hanging out with them...

But then... I'm not planning to make..now what was the Druanna used?

Oh yeah -  "tons of dough" selling scam mortgage redemption to desperate people with knowledge I learned from White Supremacists and Sovereign citizens. 

And Kim - if you're still out there... maybe your victim story would be easier to believe if you weren't still lying down with dogs.  

Cheers.
 

Well...let's give a big shout-out to Ms Ronnai -Kim Bennett - former Federal Trustees Notary and Sales Rep who is currently on a big email campaign to find out my identity!!

So let's review the strange case of Ms Bennett's Notary license.

Firstly - it wasn't "Suspended", she wasn't  "sanctioned", she wasn't told "Oh there was a clerical error and we're going to have to give you a teensy weensy fine and then we'll fix that right up"  - her license was revoked.

You can see that notice from the State of WA here:

 http://www.dol.wa.gov/about/disciplinary/disciplinarynotary.html  

And it's duly noted on the State of WA licensing site: 

License Details:
License Informaton:
Name: BENNETT, RONNAI-KIM
License Type: Notary Public
License Number: 19924
License Status: Revoked
First Issued Date: Nov 19 1999
License Issued: Dec 9 2009
Expiration Date: Nov 30 2013

So just how does a notary get their license revoked in WA State? 

Well first they get a sanction for violating one of the RCW standards found here:  

http://apps.leg.wa.gov/rcw/default.aspx?cite=42.44.080 

In short (so you don't have to plow through the boring legalese unless, like me. you like that) - Notaries can get in trouble for things like not making sure someone is who they say  they are, for not making sure someone is legally competent to sign a document. They can't legally notarize a document for themselves....and other things.

Basically - Notaries get in trouble for not checking that everything is on the  up-and-up at the time they slap that notary seal and their signature on a document. 

Ms Bennett's right - a number of Notaries have been in trouble this year lots of things - but you'll see from the link I provided  that only a handful have had their licenses actually revoked. 

Now Ms Bennett claims that all this wasn't her fault.

She writes:

 " A series of administrative errors were made by an employee of said organization. I caught the errors and brought those to the attention of the person overseeing that department to make the corrections that I flagged on all pages.  I know now that those errors were not corrected and were instead sent out"

Which basically means that Ms Bennett  admits not only that she went ahead and notarized a document that she knew was incorrect (A violation)...but she then proceeded to notarize a document that she knew was going to be altered AFTER she had already notarized it... (a really big no-no).

Let's ponder this:

Firstly - she had no business notarizing a document that had errors on it in the first place.

Secondly - she had no business notarizing a document on the basis that they were going to alter it after she already claimed it was true when she slapped her stamp on it. 

But let's give Ms Bennett the benefit of the doubt - maybe she didn't realize those errors until AFTER she notarized everything (though if she'd followed proper procedures its hard to see how this happened - there just simply should never be errors you find out "after the fact" if you do your job properly). 

The thing is:  it was still her responsibility. It was her license on the line - her duty of care to fix - not some nameless administrative assistant  or even the "person overseeing the department" 

A wrongly notarized document with errors in it should have been immediately shredded or destroyed and then new documents drawn up and re-executed - not notarized with errors on it and left on some clerk's desk to be "Accidentally" sent out.    

So - Ms Bennett got a fine and a sanction and was mandated to take a class in notary ethics and rules.

Which she did not do. She did not fulfill the requirements from the Dept of Licensing. She did not pay her fine, she did not take her class and her license was  revoked. 

But apparently that wasn't her fault either (again).

Ms Bennett writes: 

"The organization was to pay the fine.  They did not.  I opted not to renew my notary license."

Now maybe it's just me - but if my license was on the line for disciplinary actions -  I'd be pretty pro-active about getting that taken care of. 

If I was Ms Bennett and my license was going to be revoked and put out all over the internet as a matter of public discipline records  - I'd have been on whoever was supposed to pay my fine for me  like a bad rash.

Heck  - if the deadline loomed and the company still didn't pay  - I'd pay the fine myself and then demand  they reimburse me.

What I probably would NOT do is trust a former bank robber running a scam mortgage redemption company to do the right thing. 

Which apparently is exactly what MS Bennett did, which I'm not sure classifies her as a victim as much as it makes me wonder about her...on a lot of levels.        

If it was me - I'd have cleared up my stuff and then - If I didn't want it renew it or be a notary anymore -  I'd let my license expire when the time came so that nasty disciplinary thing wouldn't come back to haunt me. 

Then the license would be expired  - not revoked for disciplinary actions and not a matter of public record that there had been a  violation of state code.

But that's just me. 

Now - as for that SCRIBD document that MS Bennett has got all twisted up about:

I never said that it was linked directly to her license revocation.

What I did was point out the irony in Mortgage Claim Center's "PROOF"  which they so proudly proclaim on their website as "THE TRUTH" that their methods work .

I think  its ironic that this this "PROOF" of "THE TRUTH" (as they put it in all caps) is a document that is witnessed by a now-defrocked notary and signed by an attorney who is currently under investigation for ethical violations. 

Which is a true statement.

Ms. Bennett  has had her Notary license revoked, and the attorney is being investigated by the Bar Association. 

Which...if I remember correctly from my  law classes is a complete and total defense against defamation  - not slander as MS Bennett complains. (slander is about verbal things dear - but you'll want to check with an attorney on that)  

And, for the record I am NOT AN ATTORNEY - I have an advanced law degree but am not admitted to practice in the US and never have been.

What I am is a darn good investigator.  

But FYI MS Bennett - attempting to harass someone at their home or place of business; calling them names and claiming they are the "attorney for FTS" on the internet with intent in an attempt to discredit them and ruin their professional reputation  IS actually defamatory. 

But you'll want to talk to your attorney about that.

And that's not really taking the "moral high ground" now is it?

Cheers.  

A series of administrative errors were made by an employee of said organization. I caught the errors and brought those to the attention of the person overseeing that department to make the corrections that I flagged on all pages.  I know now that those errors were not corrected and were instead sent out.  The State mailed me a copy of the paperwork showing the errors.  

The link to the ScribD document that you inserted in your posting above is in no way associated with the notary violation and the notary violation is in no way linked to a "mortgage fraud scam" as you say.  Seeing that you took the time to look up notary violations you will see that I am not the only notary in the State of Washington that received that same violation.  There are at least 50+ notaries listed.  You also didn't bother to mention in your posting the other notaries, with the same violation, who also got sanctioned and had also notarized documents for the said organization.

The "non-profit" organization was notified about the paperwork being sent out and that I had received a fine.  The organization was to pay the fine.  They did not.  I opted not to renew my notary license.

Like you, and many others, Sapphragette, I too, was not paid by said "non-profit" organization. However, I have chosen to take a higher path rather than slander innocent people on the internet. 

This just in from Washington State Department of Licensing: 

May 2011:

Ronnai-Kim Bennett Federal Way
Finding: Violated the standards for notarial acts.Action: License revoked until February 8, 2016, after she failed to comply with sanctions (pay fine and complete notary education course).

Lets see how long it takes before  this document also disappears from the web:

 http://www.scribd.com/doc/53878069/FreeNclear-Proof

"Mortgage Claim Center Outreach" proudly displays this as their "Proof"  - a document signed by an attorney being investigated for ethics violations and a Notary who violated standards and failed to comply with  sanctions.

        

Let's see how many similarities we can find between this case in which the FTC added "Forensic Loan Audit Experts" to its growing list of defendants...

and Mortgage Claim Center, Mortgage Claim Center.com and Federal Trustees...        


The Federal Trade Commission has named several new defendants and added new charges concerning so-called forensic audits to its lawsuit against an operation that allegedly bilked homeowners who were trying to lower their mortgage payments....

1. The Defendants offered "forensic audits":  CHECK

According to the FTCs amended complaint, the new defendants... offered forensic audits checking a homeowners loan documents for law violations that would give them leverage in negotiating with lenders to obtain a loan modification...

Mortgage Claim Center Outreach (AKA Federal Trustees) claims in its "MCCO"

http://www.scribd.com/doc/56187171/MCCO-Brief-v4

Page 2:

STAGE 1: WE PROVIDE A FORENSIC LOAN INVESTIGATION:
 
"We provide an extensive investigation into the "truth" regarding a homeowner's "loan" documents/transaction, and includes information regarding whether or not the transaction should have been done in the first place and other elements of fraud...

*Tip - By getting the banking parties into a default position there is now more than just a one-sided argument... Often at this point the banks just go away and the homeowner keeps their house..."   

Federal Trustees claims on its website:

"In order to prevent foreclosure, it is strongly recommended homeowners take action by investigating the potential fruad practiced by the banks. Fighting back against the bank can steer a homeowner in the right direction with regaurds to protecting your well-being. "


2.The Defendants offered false claims of success for Forensic investigations in their ads: CHECK !

The FTC brief notes that: "Their ads stated, We have found that between 80-90% of all loans that we have audited have some form of rights violations.

On p 6: MCCO claims: 

"We are proud to offer a 100% money back guarantee if the results of the investigation reveal no clam for the homeowner to pursue..." 

Federal Trustees claims on it's website:

"Wake up folks MERS is a SHAM.  Everyone knows it and there is no factual basis to support their assertions to rights to foreclose.  One word sums it up:  FRAUD."   

3. The FTC charged the new defendants with falsely claiming that as a result of forensic loan audits consumers would obtain completed short sales or loan modifications that would make their mortgage payments substantially more affordable...CHECK! 

Federal Trustees claims on its website:

"With the information gained through the priceless experience of losing so much, Allan was able to discover the secret to stopping foreclosure in its tracks.  Through the use of the techniques and tools utilized exclusively by Federal Trustee Services, Allan was able to field test, and prove its effectiveness and [that] his home was protected and exempt from sale or foreclosure by any other parties alleging the right to his home.  Allan still retains his home today, without fear of foreclosure ever again." 

Allen himself had  this to say in a radio interview which he proudly displays on his website: 

" Now, the majority of our clients, the far majority, we find fraud in their case, and sometimes its as simple as just looking at what the public records documents reveal.  So, at the end, most of our clients
they end up with evidence and information and a record of the communication between the bank that reveals that essentially the facts translate that there is no debt on the property..."

Mortgage Claim Center claims on its website:

"With the information gained through the priceless experience of losing so much, our experienced staff, through co-op, has been able to discover the secret to stopping foreclosure in its tracks. Through the use of the techniques and tools utilized exclusively by Mortgage Claim Center Outreach, our staff has been able to field test, and prove effectiveness... that many homes are protected and exempt from sale or foreclosure by any other parties alleging the right to the homes. 

Many of our staff are clients and still retain their homes today, without fear of foreclosure ever again, and
continue to offer their assistance to homeowners all over the nation that are privileged to share the same outcome of remaining in their homes indefinitely."

4. The defendants charged customers $1,500 based on the alleged false promise that it would get homeowners loans modified to make their mortgage payments more affordable - CHECK!

Mortgage Claim Center p 5: 

WHAT OUR PROGRAM COSTS:

1st Stage: $2000
2nd Stage: $2000
Third Stage: $2000

2nd mortgages are prices the same and must be paid for in addition to the original mortgage.

Take advantage of our $1000 discount and pay a total of $5000 with purchase of all three stages when paid in full within 30 days ($2000 minimum needs to be paid before services can begin). 

5. The FTC alleged that defendants falsely claimed that they had helped more than 90 percent of their clients, and that they would refund consumers money or pay a penalty if they failed.
CHECK!

In a recent letter to the Disciplinary Counsel of the Washington State Bar Association Mr Hennessey's personal and corporate attorney (who also was and still is an employee of the firm) boasted that Federal Trustees has "helped 100's of clients".

Allen himself claims in the above interview:

"Yeah, you know, weve had a long standing guarantee that if we dont find fraud or some sort of claim with regard to the transaction, then we refund everybodys money 100%.  Like I said, that is a rarity."        
On its Twitter account Mortgage Claim Center claims: 

"how Foreclosure works http://bit.ly/foreclosureworks we give you the facts to take to court to stop foreclosure http://bit.ly/mortgagefacts"

Mortgage Claim Center on its website even claims Obama was falsely foreclosed on(!):  

"Discover how Americas Commander in Chief is included in the list of victims of mortgage fraud, specifically with regard to the public recordand the robosigning phenomenon that has taken the financial industry bystorm"

But wait  there's more!!! 



Here's what happened to some of Allen's fellow partners in crime:

• Segal and Workman allegedly ran a bogus mortgage foreclosure relief operation that misrepresented both the loss mitigation services it offered and the earnings potential of the business opportunity it sold...Pending court approval, would ban Jeffrey Segal and Michael Workman from working in the loan modification industry and bar them from misrepresenting material facts in selling any goods or services. The settlements also would impose suspended judgments of $5,462,432...

• The FTC has obtained a stipulated order that bans Thomas Ryan from offering mortgage relief services. The FTC alleged that his Web sites bailout.hud-gov.us and bailout.dohgov.us, which featured an official looking seal and the names of federal homeowner relief plans misled homeowners that he was the U.S. government. The settlement order also bars Ryan from making misrepresentations about financial related or any other goods and services.  

• The FTC has obtained a partial settlement that, pending court approval,will prohibit the allegedly deceptive practices of Brian Blanchard, soleowner of B Home Associates, LLC d/b/a Expert Foreclosure, and MichaelGrieco, both of whom are part owners of Home Assure, LLC. misrepresenting material facts about any goods or services and selling or otherwise disclosing personal information about anyone who paid them.The orders impose suspended judgments of $3,849,919.84 and$3,721,807.84 on Blanchard and Grieco. They falsely promised consumers that they could stop foreclosures, regardless of how much money consumers owed, charged up to $2,500 in advance, and promised a full refund if they failed

Full reports here:

http://www.loansafe.org/ftc-broadens-case-against-mortgage-relief-scheme-charges-that-forensic-audits-were-unlikely-to-help-homeowners

http://www.ftc.gov/opa/2009/11/stolenhope.shtm

An employee of a "mortgage  rescue" scam similar to that offered by Mortgage Claim Center and Federal Trustees is now doing time - 'cause these schemes are a crime... 

FTC law forbids mortgage relief companies like Mortgage Claim Center/Mortgage Claim Center.com/ Federal Trustees  from: 

1. Charging up-front fees



2. Pretending affiliation with the government or government programs



3. Telling homeowners to stop communicating with lenders



4. Making false claims about successful modification rates  

The FTC notes in its latest brief:

"It can be difficult to track the total number of mortgage relief  companies trying to scam homeowners, but the FTC estimates that at least 500 are currently operating. State governments alone have gone ederal Trustee Services running a foreclosure scam, purposely ripping off after 450 such companies since 2008.

In response, the companies will often change names, addresses and phone numbers, in order to prevent
having to refund customers and to make them less visible to enforcement agencies..."



Local man sentenced in loan fraud case

May 13, 2011 7:06 AM
THE RECORDER

Albert J. Carazolez, 43 of Porterville was sentenced Wednesday to 300 days in county jail, five years felony  probation and ordered to pay over $20,000 in restitution for foreclosure and loan modification fraud, the Tulare County District Attorneys Office reported Thursday.

According to the District Attorneys Office, the case began in July of 2009, when Investigator Dwayne Johnson began looking into complaints against Carazolez Porterville business, Quick Action Paralegal Services. The investigation revealed that Carazolez was illegally offering to provide loan modification services and negotiated the services for an up front fee, usually around $1,500. Most of the modifications, the DA reported, did not work out and as a result, some victims lost their homes.

Carazolez pled no contest to four felony counts of foreclosure rescue fraud, four misdemeanor counts of foreclosure rescue fraud, nine counts of demanding up front payments for loan modification services, two counts of practicing without a license, one count of violation of loan
modification contract disclosure laws and one count of failure to register as a legal document assistant.

He was ordered to repay $20,630 to 15 named victims, $5,000 of which he had already paid, the DA reported.

Accepting advanced fees from persons facing foreclosure has long been illegal in
California. Con artists typically demand large advance payments and then perform little to no work of value.

During the current real estate crises, the problem has extended to loan modifications as well. Citizens should know that no reputable company will demand an advance fee for working on a loan modification, the DAs Office reported in a statement.

This case was prosecuted through the Real Estate Fraud Program of the Tulare County District Attorneys Office.

http://www.recorderonline.com/news/county-48747-sentenced-fraud.html

Recently an unknown "customer" calling him or herself  "M.K" wrote this on another site:

"Mortgage Claim Center is its own independent  entity and has taken over all clientele and files from Federal Trustee Services and continues to offer services for existing and future homeowners. I have been working with Mortgage Claim Center for some time now and have only received excellent customer service and am very satisfied with the results of my enrollment. I suggest that individuals
take it upon themselves to conduct their own research before making fictitious and libelous statements.

So...let's examine the connection between Federal Trustees and "Mortgage Claim
Center Outreach" and "Mortgage Claim Center.com" :

"Mortgage Claim Center" in it's various incarnations is just as bogus an operation as Federal Trustee Services is - probably because exactly the same people behind Mortgage Claim Center Outreach and MortgageClaimCenter.com LLC  are behind the still-in-business (and
just as bogus) Federal Trustee Services. 

From the public records:

MORTGAGE CLAIM CENTER OUTREACH
UBI Number 603063451
Category REG
Nonprofit
Active
State Of Incorporation: WA
WA Filing Date 11/16/2010
Expiration Date 11/30/2011
Registered Agent:
Agent Name WILLIE HUGHES
Address 1402 AUBURN WAY N #116
City AUBURN
State WA
ZIP 98002

MORTGAGECLAIMCENTER.COM, LLC
UBI Number 603094483
Category LLC
Profit
Active
State Of Incorporation WA
WA Filing Date 03/10/2011
Expiration Date 03/31/2012
Agent Name MORTGAGE CLAIM CENTER OUTREACH
Address 102 PREFONTAINE PL S
C/O WILLIE HUGHES
City SEATTLE
State WA
ZIP 98104

FEDERAL TRUSTEE SERVICES CO
UBI Number 602992396
Category REG
Profit
Active
State Of Incorporation WA
WA Filing Date 02/10/2010
Expiration Date 02/29/2012
Registered Agent Information
Agent Name WILLIE HUGHES
Address 102 PREFONTAINE PL S
City SEATTLE
State WA
ZIP 981042614

Governing Persons:
HENNESSEY, GERALD-ALLAN
102 PREFONTAINE PL S
SEATTLE, WA

The mysterious M.K claims to have been working with "Mortgage Claim
Center for some time now" - which seems to bend the space time continuum since that company  only came into existence in March 2011 - and only after Federal Trustees was investigated by the State of Washington Department of Labor and Industries for non-payment of
wages and underpaying its employees, and after the employed complained and after the offices of Federal Trustees mysteriously moved to exactly the same offices that "Mortgage Claim Center" operates out of... 

Hmmmm.

Also  - on the "independent  entity" website for Mortgage Claim Center  at http://mortgageclaimcenter.com is a nifty little tab marker PROOF in all capital letters.  

This nifty tab leads you to a website at: www.http://www.scribd.com/doc/53878069/FreeNclear-Proof.

And a very handy PDF file which was prepared by one Lakisha Morris Esq at Federal Trustee Services for  that notorious Alturus Drive property "owned" by Mr Gerald Allen Henessey.

Ms Morris headed up the "Forensic Audit" program at Federal Trustees.     

And just to reiterate here:

1) Mortgage Claim Center Outreach and MOrtgageclaimcenter.com LLC claim to be "independent" of Federal Trustees.

2) They have exactly the same corporate officers and address as Federal Trustees.
 
3) They operate out of the same offices that Federal Trustees moved to 

4) Which are the same offices as Lakisha Morris Esq operates out of (who acts as Allen Henenssey's personal Attorney) 
 
5) Which uses "PROOF" (to quote them) which eerily echo the exact same claims made at http://federaltrusteeservices.com/ ; use Allen Hennessey  and his infamous property on Alturus Drive as their "PROOF" (to use their wording) of the validity of the work done by Mortgage Claim Center, follow the same  process as Federal Trustee Services and use the same pay scale.  

Soooooo...M.K.  either this is one hell of a set of coincidences between Federal Trustees and Mortgage Claim Center - or you just got Hennessied. 

The Federal Trade Commission (FTC), is the largest consumer protection agency in the US.

They have this to say about "Forensic Loan" Programs:

" In exchange for an upfront fee of several hundred dollars, so-called forensic loan auditors... backed by forensic attorneys offer to review your mortgage loan documents to determine whether your lender complied with state and federal mortgage lending laws.

The auditors say you can use the audit report to avoid foreclosure, accelerate the loan modification process, reduce your loan principal, or even cancel your loan.

Nothing could be further from the truth. According to the FTC and its law enforcement partners:

There is no evidence that forensic loan audits will help you get a loan modification or any
other foreclosure relief, even if theyre conducted by a licensed, legitimate and trained auditor, mortgage professional or lawyer.

Some federal laws allow you to sue your lender based on errors in your loan documents. But even if you sue and win, your lender is not required to modify your loan simply to make your payments more affordable.

If you cancel your loan, you will have to return the borrowed money, which may result in you losing your home..."

You can read the whole document here on the official FTC website:  http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt177.shtm

The California Department of Real Estate recently issues similar warnings:

 http://www.dre.ca.gov/pdf_docs/ConsumerWarningForensicLoanAudits.pdf

and recently took lawyers to court seeking million of dollars in damages for "Forensic loan audits"

 http://www.law.com/jsp/article.jsp?id=1202473115182&rss=newswire&slreturn=1&hbxlogin=1

Attorney's General across the country have also issued consumer warnings:

In Idaho:

http://www.ag.idaho.gov/media/consumerAlerts/2010/ca_05192010.html

In Montana:

http://www.doj.mt.gov/consumer/foreclosure/default.asp

In Virginia:

http://www.vaag.com/PRESS_RELEASES/Cuccinelli/030611_Consumer_Protection_Week.html

In Florida (particularly interesting since this one advises folks to avoid "businesses that use names or symbols which mimic federal and state programs or falsely suggest they offer legal services or are affiliated with an attorney or law firm.":

http://www.myfloridalegal.com/NewsBrie.nsf/OnlineAlerts/1C1F471E8F807DA38525756E005D98AA

The State of New York is actively shutting down companies like Federal Trustees:

http://www.ag.ny.gov/media_center/2010/mar/mar25a_10.html


And If all that doesn't sway you -  you may want to read this - the new guidelines put out by the FTC for companies like Allen's as of November 2010:

"The most significant consumer protection under the FTCs new rule is the advance fee ban. Under this provision, mortgage relief companies may not collect any fees until they have provided consumers with a written offer from their lender or servicer that the consumer decides is acceptable, and a written document from the lender or servicer describing the key changes to the mortgage that would result if the consumer accepts the offer...." 

http://www.ftc.gov/opa/2010/11/mars.shtm

Please do NOT do business with this company now also calling itself "Mortgage Claim Center LLC"

 

Just a final note - 

Allen Hennessey's current mortgage-foreclosure prevention  playbook comes straight from the squirrelly mind of one Roger Elvick of "Patriots for Profit" and the so-called father of the "Redemptionist" movement. (Roger is mentioned in an earlier post here on The Ripoff report)

Elvick's "Redemptionists" have been linked to Neo-Nazis and the White Supremacist movement, and are generally considered the the repository of the more bizarre legal theories held by Sovereign citizens. 

In addition many "Redemptionists"  subscribe to the beliefs of the Christian Identity
movement which espouses such choice religious theories as people of color have no souls and that salvation can only be achieved by white people.      


Elvick  has claimed among other things that since his birth certificate was in "ALL CAPS" that this was a "legal fiction" (Just like Allen does in his UCC filings and what he tells people in his trainings and what staff are told specifically to do in all reports and documentation).

Mr Elvick  then claimed he couldn't go to jail for fraud since ROGER ELVICK committed any supposed
crimes not "Roger Elvick". 

During the 1990's Elvick devised a series of farm loan scams, mortgage "recovery"  scams
and other financial and legal shenanigans based on a slew of  his nutty "Redemptionist Theories" taken from a combination of Canaanite Law and the movies The Matrix  and The Wizard of Oz.

Elvick and his followers also claim that UCC filings are completely legal and that by doing things like adding hyphens to your name, you can create a "New" legal identity for yourself.

Elvick was in federal custody for fraud and other charges for several years but was released in 2010. 

One of the first things he did when he got out was appeared onstage with...Allen Hennessey at a special "Winston Shrout" event.

See the link here: (Go to the tab marker "resources")  

http://www.commercialredemption.com/index.html 

The Southern Poverty Law Center which monitors hate groups have been Roger Elvick, Winston Shrout and their various groups and offshoots for years. 

http://www.splcenter.org/get-informed/intelligence-report/browse-all-issues/2010/fall/the-sovereigns-leaders-of-the-movement

This event was where Allen was filmed a "Winston Shrout event" at which Roger Elvick was the featured speaker :

See here:

http://www.youtube.com/watch?v=TKMf30ax4uc


And here:

http://www.youtube.com/watch?v=JCB8Qo9K25w

So while  Mr (insert alias here) Hennessey may be nothing more than a sleazy con artist and shyster fleecing a desperate public trying to save to heir homes by any means possible - he has concrete links to some very serious, and potentially dangerous folks.  

Just to also point out - on the same page you'll see links to seminars on mortgage redemption being given by Jerry and Joe Kane.  

The Kane were killed last year in a bloody shootout with police - killing two officers.

See the report here:

//abcnews.go.com/WN/deadly-arkansas-shooting-sovereign-citizens-jerry-kane-joseph/story?id=11065285 

No wonder Allen doesn't think the law applies to him. 

The state of Washington Department of Labor and Industries Employment Standards Program found Federal Trustee Services Co guilty of violating WA State law for failing to pay wages and overtime to one of their Investigators and for failing to pay these wages and overtime on a regularly established payday.    

FTS tried to argue that the employee was a "contractor" but NONE of their arguments were held to be valid.  

Once again - FTS is found to be in the wrong, and both Allen and Federal Trustees have no idea how the law and judicial system work.

If ANY current or Former employees of Federal Trustee Services read this - you have 3 years to file a claim with the Washington State Department of  Labor and Industries. If you were an Investigator or other staff in the Investigations Department you are entitled to AT LEAST minimum wage each week ($8.67 per hour so $346.80 per week for a 40 hour week) and overtime for each hour over 40 that you worked (at time and half of $13.01 per hour). If your work did not add up to minimum wage then FTS by law must pay you the difference.

FTS Investigations staff (including the folks who work on the UCC documents, office staff and others) are entitled to hourly wages and overtime. 

In addition Associates may also be able to claim for overtime and minimum wage - though the rules are a little different for folks who are doing "outside sales"  call your local Labor and Industries office and talk with them about what you can do.

    

 


 

Just a final update - "Allen" Hennessey's "Three Part Plan" can also potentially land you in severe hot water with the federal government, IRS, local and state tax authorities and even potentially land you in jail on federal fraud charges. 

1) Allen will encourage you to have everything sent to a PO box or other address instead of your actual address 

This could make you liable for: Occupancy Fraud and tax evasion

If you’re a home owner, or simply own more than one property, it’s critical that your bank and other financial statements are mailed to your primary residence each month. 

If you claim one house to be your owner-occupied property, but your bank statements and other financial materials are currently going to another property or a PO Box (unless you live in a rural area or have some other legitimate reason for this) , the underwriter and fraud folks will surely question just who is actually occupying your home and why you don't want them to know about it.

In the eyes of your bank, it doesn’t make sense for you to have mortgage statements, cable bills, and other financial statements sent to a property where you don’t live for the sheer reason it just doesn't make sense to do so. This is actually a huge red flag banks and local and federal tax authorities look out for and it can,  in some cases,  be considered evidence of an intentional fraud since it looks like you are trying to claim tax breaks and other benefits as  an owner-occupier on a property you don't actually live in.

Even if you do live in the property - it means you still have to go through the mess of an investigation while they make their determination - further damaging your reputation with the bank and your credit.    

2) Allen will tell you to file your UCC paperwork with your name in "ALL CAPS" and this will "protect your assets" because you are creating a "new legal entity".  

This could make you liable for  Nominee/Straw Buyer fraud

This area of fraud can be really confusing, since there are some genuinely legitimate legal ways to use this kind of tactic. Unfortunately Allen Hennessy's loony way isn't one of them.

A good way to figure out if this is a legitimate way to transfer your property and stop foreclosure is to ask an actual attorney.

Make sure to ask an actual attorney (NOT one of Allen's "employee" attorneys  and not Allen's tin-foil-hat pals on the Internet either). 

The problem  for people who follow Allen's ALL CAPS scam is there's a fine line between utilizing "investors" and using a straw buyer.

Allen and his nutty conspiracy pals will tell you,  for example,  that the fact that whenever your name is printed in ALL CAPITAL letters it means you as a person (your name in small letters here)  "don't exist" and are therefore (you in small letters) are legally "invisible" .

There's a number of nut-ball ideas out there based on this theory that say things like your social security card is a legal fraud, your birth certificate is a legal "fiction" and an assortment of other silly things  - and this means you don't have to pay taxes, pay civil and criminal fines and can't be issued speeding tickets among others.     

Not once have any of these "theories" stood up in court - and worse people have gone to jail for following them.

 

For starters - No bank or  financial institution is that stupid. They know who you are, capital letters or not.

In general this is what lawyers call a "Straw man" argument (essentially a stupid time-waster you throw into a legal argument to try to throw someone's legitimate legal claim off course).

Creating "Straw men" by printing your name in all caps, adding hyphens,  or other similar "legal" idiocies can not only ruin your credit by creating fake loans to yourself but can possibly make you liable for fraud charges - Federal fraud charges which can carry federal jail time.  

An example - The last person to try this tactic with the UCC was a guy named Roger Elvick of "Patriots for Profit". Elvick claimed among other things that since his birth certificate was in "ALL CAPS" that this was a "legal fiction" (Just like Allen does). Mr Elvick  then claimed he couldn't go to jail for fraud since ROGER ELVICK committed the supposed crime not "Roger Elvick". 

Unfortunately for Elvick his "ALL CAPS" man may be free - but  his "Mr Elvick" body is currently languishing in federal prison - and the rest of him has been diagnosed as having a severe mental disorder. (By the way - after his psychiatric treatment he pled guilty to all charges)

So - Don't trust a plan devised by a crazy federal inmate and carried out by a felon.            

3) Allen will claim  when you can transfer property from "yourself" to "YOURSELF" - no money has to change hands and you can save your home from foreclosure.  

This could also land you in trouble for making an "Air Loan" ...to yourself. 

"Air loans" occur where there is no actual collateral to secure the mortgage loan. ("Collateral" in this case means money).

Claiming you have a contract with someone who doesn't actually exist (IE you in capital letters) can be construed as committing UCC fraud and the UCC doesn't take kindly to that.

So Allen's scheme not only encourages you to commit fraud - it gets you to file paperwork leaving a clear paper trail with the federal government detailing the fraud - and sending it straight back to you while bypassing him completely.  

In the real world "Air Loans" mostly occur when a broker invents borrowers and properties, starts accounts, escrows, etc… and creates a paper trail of properties and payments that don't exist to cover broker fraud.

It's  just not a good idea to model a program on something fraudulent brokers do to cover up their own theft. It lands them in jail and it could you too. 

4) Allen will tell you that a slew of UCC filings will save your property and you'll own your home "free and clear" 

This could land you in hot water for signing and filing agreements that obstruct legitimate legal process

Again, filing crazy paperwork is a tactic beloved by tin-foil hat folks, conspiracy theorists and the kind of people who live in compounds in Montana and marry their cousins.

It could also get you in serious trouble.

Whatever these nutballs tell you - sadly, foreclosure is a legally valid process. You have to legally pay your mortgage payments.

People have tried Allen's UCC process for decades and it has mostly just blown up in their faces.

Court and the legal process is NOT a game and all Allen's "Three Step Process" does is a leave a huge flaming paper trail that leads  - not back to him who gave you bad advice and told you this would work - but directly to you.

Again - claiming you have a contract with someone who doesn't exist is a fraud. Deliberately refusing  to meet legitimate legal obligations can be a fraud. Filing crazy paperwork to hide from,  mislead or derail legitimate legal process can be a fraud. 

And all the capital letters in the world can't save you at that point.      

 



What you can do:

1. Run (do not walk) to your nearest HUD approved Foreclosure experts: http://www.hud.gov/offices/hsg/sfh/hcc/fc/   There are literally thousands of them across the country. 

2. Tell them exactly what Allen told you to do. Bring copies of emails, letters, contracts etc and show them any papers filed on your behalf in Stage Two or Three  of Allen's "Three Part" scheme.  

3. Do not stop paying your mortgage. Anyone that tells you to do this is an idiot, and failing to make payments is only going to land you in even more hot water. 

4. Be aware you cannot ever "undo" or "Withdraw"  a UCC filing - but you CAN get some help with a federally approved foreclosure expert to mitigate future problems.   



5. File a complaint with your state Attorney General. 



    

Like most "jailhouse lawyers" "Allen" Hennessey  ( AKA Gerald Allen Hennessey and now Gerald-Allen Hennessey) doesn't know what he's talking about, and is either unbelievably stupid or he really doesn't care who gets caught up in his latest scheme ...

Anyone seriously considering ANY dealings with Mr Hennessey (I'm getting tired of writing out his many aliases) should know the following:

In WA state not only do the company and its officers face possible liability to unpaid or underpaid employees, but company managers or agents who are involved in the company's decisions about paying or withholding wages also may be personally liable.

RCW 49.52.050, .070 imposes both criminal misdemeanor and civil liabilities on an employer, or "any officer, vice principal or agent of any employer," for "willfully and with intent to deprive the employee of  any part of his wages . . . pay[ing] any employee a lower wage than the wage such employer is obligated to pay such employee by any statute, ordinance, or contract."

In the case of Schilling v. Radio Holdings, Inc., 136 Wn.2d 152, 961 P.2d 371 (1998) it was held that financial inability to pay is not a defense to liability for willful wage withholding. 

More to the point -  in Ellerman v. Centerpoint Prepress, Inc., No. 68632-7 (Wash. S.Ct. May 10, 2001

The trial court looked at things like:

(1) Who was authorized to sign checks for the Company  

(2) Who checked to see if there were sufficient funds available to pay checks

(3) Who checked time cards or other documents to decide wage payments   

If you currently or have done any of these things in the past on behalf of FTS and Mr Hennessey you can be held personally liable for debts incurred and unpaid wages, as well as liable for the criminal penalties. 

How ironic - you take a job for Mr "I saved my home I can save yours but I don't own a home anymore but that's OK they'll just come after yours " Hennessey and wind up losing your own home when you get sued for the masses of unpaid wages that Allen left you with. (Currently at least six employees and possibly more have filed for unpaid wages claims and other damages and the amount FTS owes is climbing now into the tens of thousands)   

So - Run anyone who's ever acted as Allen's "bookkeeper" or "accountant"!!! 

Yup - you've also been Hennessied.  

 

After what can mostly be attributed to the pressure brought on by this report and internet blitz - Allen looks to be regrouping... and is my new nominee for what surely must get the 2011 "Most Idiotic Way To Hide Your Identity Ever" Award...

Looks like Allen did get around to refiling the business license  for Federal Trustee Services so he's still in business. 

He also gained a new "Agent" of FTS

A search of public records this week reveals the following:

FEDERAL TRUSTEE SERVICES CO

UBI Number: 602992396

For Profit

State of Incorporation: WA

WA Filing Date: 02/10/2010

Expiration Date: 02/29/2012

Registered Agent Information:

Agent Name: WILLIE HUGHES

Address: 102 PREFONTAINE PL S

City: SEATTLE

State: WA

ZIP: 98104-2614 

But he lists the "Governing" person with the state as   "GERALD-ALLAN HENNESSEY"...

Now mind you -  Allen contends that if you print a name in "All caps" - you "create" a different legal entity than if your name is spelled normally... so I guess that goes for putting a hyphen in your name as well.  (Wait! Where did he go?? Ooooohhhh there was a hyphen! Darn his clever cloaking device!) 

And if the name Willie Hughes seems familiar (As well as that Seattle address)  - yes -  its the same agent and the same address as the fake church that owns Allen's house at Alturas Drive (the same home Allen claims he "Saved" using his patented three step method - which he didn't...see above entries) that operates out of the sleazy process server's office that isn't a church after all.   

Sorry... that should be "Gerald-Allen"..or maybe just Gerald...or... ouch... ...my head hurts.   

My guess is Allen (AKA Gerald AKA Gerald-Allen) Hennessey is setting up his latest "partner" to take the fall  now he is being aggressively pursued by Labor and Industries for multiple infractions of state and federal fair wage laws...

Run while you still can Willie...like all of Allen's other "business" partners when the chips are down he will throw you under the bus as soon as he can (he's busy throwing his  lawyers employees under the bus as we speak claiming that they gave him "bad legal advice" so none of his wage violations are his fault). 

Willie - If you truly are a man of god (as you claim to be on your website and in your "church" charter)   - you need to  disassociate yourself from this man as fast as you can.

I worked briefly for FTS in December. When I was interviewed I understood that I was going to be paid by file and report completed. I was, however, given to understand that I could complete 2-3 reports per day. That made the pay comparable to what I would be paid hourly for doing the same work at a law firm. That was not the case at all. There was very poor guidance, lack of support, and an amount of clerical work they wanted done that reduced my earnings to just around minimum wage. When I said I would not do the clerical work, i.e. standing at a copier copying documents for hours, and questioned the representation of earnings given at the interview, and pointed out errors in the report template I was fired.

After discovering this report and the responses I consider myself lucky. I did get paid for the the work I did but I was worried about other employees and the fact that labor laws were clearly being skirted. I was unaware of Mr. Hennessey's criminal background but something did not feel right there. I really wanted to believe that we were helping people in difficulties and could call the banks to account for their shoddy practices.

I located this story posted today and I think all should read it:

http://thebobbydshow.com/interviews/the-story-of-federal-trustee-services/

I might add that I informed the US Attorney's office about FTS' logo. It is the Great Seal of the United States and it is a federal offense to use it without the government's permission.

Good luck to all and thank you Noah for your perseverance. I know that you have helped many people avoid this unscrupulous man and his organization.

I'm around if anyone has questions.

Even if I wanted to there's no way to delete much of the stuff thats online such as the Rip Off Report. So things still stay up with the note from me that I was refunded and their money back guaranteed was honored in the end.

Towards the end of my review on scribd you'll see that I gave FTS fair warning that I would share my experience online.  There was plenty of opportunity to resolve this before I started my google bomb campaign.  I'm a very reasonable person, willing to work things out, but customers should not be treated in the way I was and my voice needed to be heard; for my sake and others. I run a business myself and it is dependent on me treating my customers fairly.  

I cant tell you how happy this makes me! I'm so glad you finally got what you wanted out of this weasel! (And I know it wasn't just about the money - but I'm sure it's helped in tough times)  

The other good news is that paying you this money means the company isn't "broke" as Allen keeps claiming to his unpaid employees -  which means he has no excuse not to pay his workers.  He also cant say he has no money and isn't able to refund anyone else's money.

As for anyone else - Noah's journey tells you that you CAN fight these people and you CAN win! Frankly, I'm sure the campaign you waged here at ripoffreport had a great deal to do with it. Without the level of presence this has generated on the internet - I doubt this would have ended so happily. (No when you google "Federal Trustee Services"  you get reports of ripoffs and complaints right in that important first page - so other are bound to see what's been going on.    

My advice is keep persevering - keep fighting, keep in touch -  countless people have given this man their money, desperate to save their homes only to find - at best- they just delayed the inevitable when they could have got real help that could have actually saved their homes.

Well done, Noah!        

  

It's VERY tough to get money back from these kinds of outfits - well done! I bet the satisfaction of persevering and winning, though, is worth a lot more than the $3500 you got back!

(Not that the $3500 doesn't hurt, obviously.)

My only hope is that you don't walk COMPLETELY away from all of this. After all, other people have similar situations to yours, except you won. They may need some help from you someday so they can win too - and really, isn't that why the serious users are here? ;-)

Congrats again!

Well I have an interesting and unexpected update from my end. Today I received an voicemail and email from Allan where he indicated:

"It is our intention to provide you with an immediate full refund that after careful examination of your file, you certainly deserve. Please contact me as soon as you can to help us in knowing how you would like to receive it."

I responded to send me a refund via paypal and indeed I received a full refund of $3,500 via paypal with the message:

"Noah, Please accept our most sincere apology for failing to deliver on the services we agreed to originally. Attached please find a refund in full, including our coverage of the fee of 101.80 for Paypal. Please feel free to contact us with any questions you may have."

For me personally this resolves the matter. It is an unfortunate situation and I hope that others find the resolution they are looking for.

Would I be correct in saying that the business license expired on 02/28/2011?  I'm not 100% sure here, but I'm pretty sure from my research, their license expired and they have not re-upped it.  I could  be wrong, but with this guy, it wouldn't surprise me!

Aw -shucks all (Shuffling foot in the dirt) Thanks for the kind words folks.

Just doing my job :)  

The latest from the Hennessey front is that Moving trucks arrived this week and Allen has "moved Federal Trustees to a new location".

The location was described to a former staff member (who happened to see Allen and some other staff in the parking lot loading up moving vans and stopped to ask what was going on) as "Down the block behind a McDonalds" 

(classy)

If anyone has a claim, complaint or other issue with Allen now is the time to move before he declares Bankruptcy and goes into hiding, goes back to jail, robs another bank, writes another hot check or skips town.  

If you are a current or former Employee who has not been paid or believe you've been underpaid (even if it was years ago - you have three years in WA State to file a Labor and Industries Claim) : 



If you're in WA: Check your rights and File a claim with Labor & Industries ASAP: http://www.lni.wa.gov/WorkplaceRights/ComplainDiscrim/  If Allen files for bankruptcy L&I cant help you and you just get added to the list of "creditors"



If you're outside WA State - Since Allen trades across state lines his actions are covered under the Federal Fair Labor Standards Act.  You can start by contacting the United States Department of Labor Wages and Hours Division: 1-866-4-US-WAGE (1-866-487-9243) and they'll help you from there.

If you are an employee or a client and believe Federal Trustees Services may have committed tax fraud :

Employees: If Federal Trustees did anything weird when they hired you like not get your ID, check your Social Security Number, didn't  ask you to fill out tax forms, didn't take SS and Medicaid Tax from your wages (For starters) or you suspect any funny tax dodges at Federal Trustees Services;

or:

Clients: If you suspect Federal Trustees Services of tax fraud:

You can print out and mail in a form to the IRS here:http://www.irs.gov/individuals/article/0,,id=106778,00.html  

If you are a client who feels you were ripped off by Allen Hennessey or Federal Trustee Services:

If you're in WA: You can contact the Washington State Attorney General's Office and file a complaint online at http://www.atg.wa.gov/fileacomplaint.aspx

If you're outside of WA: File a complaint with both your own local Attorney General's Department and also file a complaint online with the WA State AG.   

Also contact:

The Better Business Bureau of WA State: you can file an online complaint at  https://odr.bbb.org/odrweb/public/getstarted.aspx?siteID=114 (I had a very nice talk to them this morning by phone - they would LOVE to hear from anyone else) 

Your local BBB if you're out of state. 



You'll need the following information for any complaint: 

Firm Name: FEDERAL TRUSTEE SERVICES CO

License Type: Washington State Business

Entity Type: Profit Corporation

UBI:602992396

Business ID:001 

Agent Name: GERALD HENNESSEY

Address: 4031 ALTURUS ST. W.

City: University Place

State: WA

ZIP: 98466



Category: REG: Profit

State Of Incorporation: WA

WA Filing Date: 02/10/2010

Expiration Date: 02/28/2011





  



     

  

OUTSTANDING presentation. A valuable read for anyone considering loan modification.

Now here's a fun update for the Hennessey files and a man who would stoop so low as to pretend he is actually doing "God's work" while ripping people off... 

Can you see what's wrong with these two sentences? 

"Allan" Hennessey (AKA Gerald Allan Henessey) ripping off desperate people..."

And:

"Social, educational, and spiritual training of adults and children in a religious safe environment for the development of all mankind"

Roll with me here - this gets  really, deeply crazy:

Allan "I saved my house I can save yours"  Hennessey currently owns no real estate in WA State. He still lives in a property in University Place that he also gives as the "registered address" of Federal Trustees Services and other companies he owns.

The property is actually owned by something called the "Las Alturus Organization" (Federal EIN 27-6923517). 

The  "Las Alturus Organization" is registered in WA State as a church (So they pay no taxes) and has an address in Seattle.

The "agent" of this illustrious organization is one Willie Hughes and he gives the address as the same as the "Las Alturus Organization's" Seattle address.   

The problem is there's no church or anything else at that Seattle address- but there IS a Business called  Northwest Legal Support.

NW Legal Support is a process server company owned by one Ron Belloc who shows up here on the Rip-Off report almost as often as Allen Hennessey and was a process server so universally loathed he was known as the "most hated process server in WA". (So hated that when he died last year no one printed an obituary for him but a lot of people left a lot of nasty comments about him online).

Belloc was a man known for bending the laws pretty hard and at times breaking them....(sound familiar?) 

So... let's recap:

Allen "I saved my house I can save yours"  Hennessey's house isn't owned outright by him but instead it's  owned by a "Church" which has a non-functioning address that is really a sleazy process servers office where no "churchin'" gets done...

But lets go back a little -

To a Seattle "Church" with a Kent phone number that owns Allen's house. 

Turns out that Kent phone number isnt registered to the church but leads to one SKH Outreach which also (funny this) is a "nonprofit"  that says it's mission is to "Teach Christian education and social skills to adults and children carrying out God's command".

SKH Outreach has an agent who is (you guessed it) the one-and-only Willie Hughes.

Now Despite Mr Hughes's claims to be a man of Christian principles - he lists his online credentials as  " SKH Outreach: Financial Services industry 2005– Present (6 years) Taxes,payroll,property management, corporations."

Which doesn't sound particularly Christian to me or have much to do with "teaching Christian education to adults and children carrying out Gods command"  - but what do I know? I'm a Buhddist!

But the clincher comes when you go to the website at  http://skhoutreach.com/index2.html 

and find that what Mr Hughes gives seminars in is....(drumroll please)

"Special Items REVEALED ONLY TO ATTENDEES.  Saving your property from foreclosure. Surviving the economic hard times"

SO to recap in case the crazy train went too rapidly:

Allen Hennessey owns no property.

The home he proudly claims he "owns outright by using his patented 3 step system" is owned by a church...

A church that operates out of the offices of a sleazy process server in Seattle...

That links to a guy who runs a non-profit that claims to teach Christian Education... but really offers  seminars at $200 a pop on saving your property from foreclosure...

You've been Hennessied.     

 

           

   

The more that comes to light, it becomes obvious that Allan Hennessy would seem to fit the definition of a con man... a criminal... a scammer. Pick one or more, but do business with his company and you'll fined yourself conned. Or maybe we should coin a new term "Hennessied."

Funny he took down his bank robber sales pitch. It's still in google cache and in the screenshot posted above. Unfortunately the comedic video isn't there. Maybe someone saved it and posted it somewhere.

http://webcache.googleusercontent.com/search?q=cache:zWPVR_uEimsJ:federaltrusteeservices.com/bankrobber.php+federal+trustee+services+bank+robber&cd=1&hl=en&ct=clnk&gl=us&source=www.google.com

It looks like he also had the website design changed so it isn't a total rip off of the HUD site.  He went with the White House Pro template to still feel like a government agency in the obama administration:

http://www.pagelines.com/demos/whitehousepro/

http://federaltrusteeservices.com/

"Allen" Hennessey likes to refer to his August 1999 Bank Robbery conviction as a "Stupid youthful mistake" - and talks about it with staff and the public as if it were a one-time foolish thing that he has never repeated. He stresses it was "non-violent" (though I bet the clerks he robbed and threatened didn't feel that way) and he is now honest and above-board.

The courts certainly didn't see it Allen's way when they handed down the conviction. For starters he was 23 which is pushing "youth" in most people's books and makes him well past a juvenile.

His poor Mother (who posted his $60,000 bail) even had to file paperwork that she and his father would have no guns while he lived with them.          

To hear Mr Hennessey talk about it - he has NEVER ripped anyone off since that fateful day and he has led a blameless life and never failed to make good on his debts (except for his most recent conviction for theft, fraud and illegal check writing in Pierce County).  

Except it seems that the only thing that really keeps Mr Hennessey out of trouble is incarceration.

As soon as he got out of jail and off probation for the Bank Robbery conviction in 2005 he was up to his old tricks again. 

One thing Allen doesn't tell folks is that while he was sentenced to 30 months for the Robbery - his case wasn't closed until 2005 (after pesky violation of his parole charges which he pled guilty to. There's a reason he asked the court for the details of those violations to be sealed but the time-line is still public record).

       

Which brings us to Lillian Calvo. 

In 2007 (less than 2 years off his Bank Robbery conviction which I bet he also forgot to tell her about) one very kind lady named Lillian Calvo lent one Mr Gerald Hennessey ( who gave his favorite University Place address as his own) $25,000 which he claimed he could pay back since he owned "several properties"...

In the court papers Ms Calvo alleges it turns out he didn't own ANY properties, turns out he never paid her a dime and it turns out he filed for bankruptcy in August 2009 without telling the very nice Ms Calvo and "accidentally" leaving her off his creditors list.

Ms Calvo took him to court in August 2009 (Case number 09-45890-PBS and 09-04139) for "false statements, obtaining money under false pretenses and actual fraud". She came to believe Allen not only didn't pay her back on purpose  but never had any intention of paying her back at all when he took out the loan and lied to her. 

In March last year (2010) she got a full judgment against him.

As anyone who takes Allen to court finds out - it took awhile to wade through Mr Hennessey's famous "gum up the court system with a lot of stupid filings  that make no sense" system.

Among other things he complained to the court that the very clearly typed and signed Promissory note was "unclear" and you couldn't "prove" it was his signature and that even though his bankruptcy filing detailed that he had no way to pay Ms Calvo back it wasn't really his fault...

And the dog ate his homework. 

The court (of course) saw through all of that - and MS Calvo won a full judgment against him, with interest.  

Turns out  the old adage IS true Allen - people who represents themselves in court have fools for clients...     

  

        

Just to keep everyone up to date here.  Allen knows what's up now and from everything we are finding, he's on the run.  I'm about 100% positive that you won't find him posting here anytime soon as I believe some people are hot on his tail. 

I was also told that the 'in house' lawyers are now saying that they 'don't represent' him or his firm. Funny because the Washington State Bar was informed of their dealings and from what I hear, they aren't too happy.  But has a lawyer, shouldn't you know that working there wasn't the best idea?  I would think so.

Allan is and always will be A SCAM ARTIST.  He will not respond to anything put here for one simple reason, HE IS A COWARD.  The product he sells is bogus and what's worse is the fact that he has NO IDEA WHAT HE'S TALKING ABOUT.  He hasn't saved anyones house, he hasn't even saved his own house.  It 100% a scam. 

Don't believe the hype.  Look at the post above this one.  ANYONE that would copy HUD's website is obviously out to pull a scam.  KNOCK KNOCK KNOCK ALLEN.......The jig is almost up little guy!! =)

Sapphragette,

Thanks for providing a through overview. It's important that people finding this and might be contacting them understand what exactly they are doing.

Also re: the Hud link you gave. It's funny to note that Federal Trustees Services even ripped off the hud website so they could further look like a government agency. Compare:

http://portal.hud.gov/portal/page/portal/HUD

vs.

http://federaltrusteeservices.com/

Allen Hennessey prides himself on using his "personal"  experience as a man who "fought  the banks and won" and claims to own his home outright after using his "amazing three step system".

He runs a company that claims on its website  to be a " full service trustee firm" but is actually a "for -profit" company, and isn't registered with the Secretary of State's office.      

Allen claims he can help you save your home - after you buy his "system" from his company  - (and as Noah found out - "the system" will set you back several thousand dollars. By the way - its exactly the same system he sells on another website for $99.)  

The part he never tells his desperate clients is that his "system" of UCC filings is controversial, and mostly fails to do anything other than slow things down at best. 

Worse - it ultimately will NOT save your home.         

The UCC for starters is NOT a court, it is a collection of laws that have to do with commercial claims, called the "Uniform Commercial Code", and ONLY deals with transactions that focus on commercial law.    

The "Crux" of Mr Hennessey's "system"  is the UCC-1 filing. He claims that by filing a "trust" essentially placing yo home "in trust" to yourself you can "prevent" the Bank from foreclosing on you.

The problem is that generally - this kind of filing is done to give public notice of a security interest in (1) personal property or (2) "fixtures" to real estate. A "fixture" is an item of personal property which has been attached to real estate.

The problem for Mr Hennessey's clients - is that the courts make it quite clear that a home is not a "fixture". It is not and never will be "personal" property. A home is a permanent, non-severable attachment to real estate, and these filings simply don't work for residential properties.  

Also, a UCC-1 does not give rise to a "new" security interest, as Mr Hennessey claims. A UCC filing only gives notice of a previously established and claimed security interest. You cant create a "new" obligation - There needs to be an underlying agreement collateralizing an obligation.

In simple terms - Allen claims you can "create" a "trust" with a UCC filing by creating a "trust" in favor of yourself  to "protect" your house from foreclosure.  But think about it - how can you owe yourself money and collateralize it? You own the real estate into which you put your money so how can you owe yourself money on something you already own? 

Allen's system is also nothing new -  this kind of scheme didn't work 25 years ago when folks tried it  when across the country farms were being foreclosed on, and it doesn't work now.   

 

These filings plainly and simply DO NOT work with residential property. It didn't work for Allen and it wont work for you.

But then again - this is a man who claims to staff that he doesn't have to pay them even minimum wages. He also states he doesn't have to pay social security or medicaid taxes, doesn't have to check ID when he hires people or check Social security or Green cards -  because (and I quote here) "The Commerce clause of the Constitution says the government cant make laws about trade". (That's NOT what that clause says  - and yes federal and state minimum wages are constitutional - since the case  U. S. vs Darby in 1941 unanimously upheld the Fair Labor Standards Act)

Families in need of help with foreclosures should ONLY work with HUD approved  Foreclosure Prevention Counselors who actually CAN help you. As part of President Obama's comprehensive Homeowner Affordability and Stability Plan (HASP), you may be eligible for a special Making Home Affordable loan modification or refinance, to reduce your monthly payments and help you keep your home.

http://www.hud.gov/offices/hsg/sfh/hcc/fc/

                  

   

Hey there Hennessy, thanks for finding us.  Thanks for taking time for your video making hobbies to surf the web for what people are saying about your company.  Please tell Rex Real way to go on that amazing article he wrote about you.  He on the pay roll?  Oh wait a minute, it seems that your past employees on here aren't getting paid.  So.....maybe you are Rex Real?  Is the former bank robber also a part time news writer? 

I have to say thanks for putting out the most recent video and doing more damage to yourself than any of us ever could.  I have to imagine, at this point, if someone sees that video and gives you money, they should have their head checked.  What's really scarey and sad is the fact that in the article you say, "Not bad for 5 minutes of work."  That is disgusting BUT is great to illustrate the type of person you are.....which as an ex-con.  Bottom line.  End of story.

I not only personally challenge you but implore you to put forth someone, ANYONE who has used your service and had their house saved.  I would bet there is not a single person.  Most of what you claim isn't even close to fact based.  Anyone who knows even the most basic information about mortgages and loan processes knows you have no idea what you are talking about.  And really...WHO is the WORLD who trust someone who has had their own house foreclosed on to save their house? 

Please make sure you read again what I said Mr. Hennessy, I PERSONALLY CHALLENGE YOU to come forward with people who have used your system and saved their house.  What's it going to take?  Let's hear about some of these people.  Oh and Gerald, why don't you tell everyone what the knock was about in the middle of you video. I think people would love to know what the knock was all about.  Was it employees coming in to confront their employeer because they haven't been paid and were not going to be paid?  Was that what the knock was about Gerald?

Lastly, for anyone that reads this, please know one thing, the best and most qualified people to save your house is the bank that owns the loan.  Some fly by night company like FTS can not and will not save your house. Anyone that is asking for money up front, be very suspect of.  Most companies that do this right, and there are not many at all, will only ask for money after they have completed their services. 

Hey Gerald........things are going to get a lot more interesting.........can't wait to see more of that little ginger soul patch you got working for yourself. 

Noah,

As a recently hired an now ex-employee of Federal Trustee Services, I believe that your accusations of the company are correct.

Allan hired a slew of new employees three weeks ago with what I believe was full intent not to pay them their wages. Our payday was promised, pushed off, promised again, and then the employees were told that there is no money in the company to pay it's employees.

What makes me even MORE sick is that I believe Allan is using his bank robbery as self-promotion when really, he hasn't changed at all. I believe this is a tactic to lure more clients in.

It is illegal to not pay your employees for the hours that they service you. I was a hired as a full-time hourly employee and was not paid my wages - nor was I given a specific date that my wages WOULD be paid. I don't plan on seeing the money that was over a grand in wages.

Furthermore, I can attest that clients go unanswered at Federal Trustee Services. When a client calls, the phone is answered by the secretary. The only knowledgeable sources at that company that can answer the detailed questions that clients ask are supervisors - supervisors tell employees to lie constantly and say that they are either in a meeting or out sick and to take a message that they never end up returning. If you were a client, you know what I mean.

I would never trust my property with Allan's company. I would never trust Allan. Everything he has promised me thus far has been a lie.

Real quick Lori:

1. I did not include employees last names to protect their identity. This was advised by my attorney and I agreed it was appropriate.  You can't google an employees name and find them in my review.  Since you worked with them, you obviously know them by first name.

2. You may call this "bitching about it" but considering the amount of money I lost, I feel it's important that others are warned and don't meet the same fate. Again I wish someone had done this prior to me and I would not be in this situation.  Also filing a complaint with the attorney general (more bitching about it) is appropriate since they need to be aware of things like this.

And on to the facts from the horses mouth... Allan...First to clarify a few words the horses mouth put in my mouth.  I did not say that there are no other complaints about FTS.  Just that prior to hiring you nearly 6 months ago I did not find any.  Currently there are two others here and I'm sure more will be popping up:

http://www.zillow.com/advice-thread/What-Do-You-Know-About-Federal-Trustee-Services/384812/

http://www.zillow.com/advice-thread/Scams-Fraud/335265?p=2 (scroll down to the post by Karl Laker)

Allan you say that you are going to resolve this matter with my refund eh?  I'll be sure to update my review when the refund hits my bank account. I take that it will be for the full $3500 to satisfy the Money Back Guarantee which you again mention in your newly posted sales pitch video?

But, wow... this truly seems surreal.  You hardly address my complaint, but dive right in with quite a sales pitch. The "I'm a Bank Robber & White Collar Criminal" so I have knowledge of the banking system -Sales Letter is definitely a unique approach, I'm curious to see how that works out.  Something tells me the Harvard Business Review won't be featuring this as a viable sales strategy any time soon.

There is just so much gold in here and it leaves you not knowing wether to laugh like you're watching SNL or smash things and punch yourself for being mixed up in this mess.

I love that the press release is written by  Rex Real (for Real?) and released by 'Affiliated Press,' which is a fictional company (modeled after the Associated Press?).

Can you believe the "Press Release" opens with tales of the founders various crimes and time spent in federal prison, then closes with the paragraph:"Allan Hennessey is one of those Kind, Gentlemen, that truly cares about keeping folks in their homes, and cultures such feelings within the family of experts at FEDERAL TRUSTEE SERVICES."Just... Wow.

At 17:43 he highlights that "Money Back Guarantee" that I keep hearing about, but remains so elusive.

Again, I'll be waiting for the refund to hit my account Allan, no need to reply to any of the emails I sent you or CC'd you on while you were on "Sabbatical." Just apply the refund to my credit card and I'll update my review that the issue was resolved.

As a recently hired and now ex-employee of FTS, I was told at the end of payday after an all-day run around that there was no money in this company to pay employees. I had three options - stop working until I received a paycheck, continue to work without pay (as they cannot possibly promise a day we will see our paychecks), or to quit. How about being paid for the full time work I serviced you when I was expected to be there and "put out fires" all day.

Of course they would not elude to this until having me work for two whole weeks and refused to file the necesary W4 with the state for my hourly employment.

Believe NOTHING. Almost everything I was promised as en employee was a blatant lie.

Thank you to the Author of this post for bringing these issues to light.  Although desirable to address these issues prior to escalation to this point, we are willing to work to resolve this matter as with all clients.

The link below shows a video from the founder of Federal Trustee Services, Allan Hennessey, discussing his experiences in dealing with banks in the past, and how he deals with them now.

Decide for yourself that Allan Hennessey has what it takes to continue to protect your interest in your property, and prevent the bank from robbing you of your home.

http://federaltrusteeservices.com/bankrobber.php

As the video details, many of the facts presented are genuine, as the principals involved have voluntarily resigned after these issues have been brought to the light of day.

Fact is, in the absence of the leadership temporarily, many have caused others harm.

Lack of communication, delay in response and mis-statements, have been limited to the individuals mentioned and as the author mentioned THERE ARE NO OTHER COMPLAINTS ABOUT FEDERAL TRUSTEE SERVICES out of hundreds of satisfied clients.

FOR ANYONE THAT WOULD LIKE DOCUMENTED PROOF THAT THE SERVICES ARE VALID AND HAVE WORKED, OR IF YOU HAVE QUESTIONS THAT ARE NOT ANSWERED HEREIN, FEEL FREE TO CONTACT US DIRECTLY.

[email protected]

866-214-2507

Noah,

For starters I really could care less about Allen or FTS. Quit frankly I hope everyone fries his butt. My concern is listing innocent employees, by name,who had no idea what was going on. Here is a thought and suggestion. Go to pierce county and file a small claims court action to get your money back. Do something instead of bitching about it. We'll all see you there, past employees.

Oh and just for a grandeur mental moment, please take a gander at this. It was sent yesterday deceptively from Kim B'S email address. She has not worked there in weeks nor has access.

Please enjoy! See you at the court house.

http://federaltrusteeservices.com/bankrobber.php

To the author of this first posting.  Please read carefully what Lori wrote and I quote "Also before I responded I discussed the outcome of the forensic report with the investigator on your case to discover there was no fraud on your file that could help you at this moment. Also I am unclear how the owner in question mislead you during your last few months with FTS when he was in Jail, like you proclaim!" 

Does she have authority to look into your file??  I actually work as a mortgage professional and unless someone as the WRITTEN CONSENT OF THE BORROWERS, you can't just look into someone's files.  Even worse, if she's calling up FTS and getting info that she shouldn't have access to.  I'm confused on how you would just jump into someone's file with how having a Borrower Consent Form, which is required in the state of Washington. Were you able to get that from the author of this post?

It boggles my mind that "Lori" is a "fraud investigator and consultant"  I watched Mr. Hennessy's video's and right away I new the stuff he was talking about wasn't correct.  I don't know how long ago you worked there, but if you can't tell what this guy is selling is bogus, then WOW.  Furthermore, as a "fraud investigator" you should see what's he's doing an know its wrong. Whether this guy made mistakes or not is almost a mute point, he asked for his cash back, WHICH WAS GUARANTEED.  End of story.  Period.  I see you didn't reply much to what I said.  That's because I've done the homework and I know what I'm talking about.  The author has nothing to worry about.  Everything he's stated is public record.  Again, this story is about to get REALLY big and people will find out the truth!

Lori, There is certainly one thing I am to blame for and that is being gullible and paying FTS for their services up front. That left me with no leverage when no work was done on my case for months and stages 2 and 3 were never completed even though they were paid for. 

I don't see why you keep trying to misdirect focus back to me as though I'm doing something wrong by hiring FTS (the company you worked for) to help my with my situation and then sharing a review of what happened that clearly shows I was ripped off.  I feel that other homeowners should at least have knowledge of this before hiring this company, isn't that fair? I did a search on the internet before hiring FTS and did not find anyone saying they got ripped off.  I wish a review like mine was out there when I did my research.

For an "investigator" you aren't doing a very good job looking over my report and seem to be getting hung up on irrelevant parts.  ie Delia was an investigator not a processor; ok fair enough, but how does this matter? The complaint is not against Delia it is agains Federal Trustee Services.  Employe titles at FTS have no relevance.

Let me summarize the facts for you in a concise fashion:

 ___________________________________________

- I have a rental home that lost 60% of its value and I am not able to rent it for enough to cover the mortgage payment.  It has become a financial burden and there is not much hope on the horizon.

- You ask... How did I randomly meet up with FTS? A person in the community where my home is heard about their services and referred me to them. I then initiated contact with Allen to ask if their services would be appropriate for my situation. This is at the beginning of my review.

- I hired FTS to investigate my loan and try to work with the bank based on the findings, hopefully giving them reason to restructure my loan in a reasonable fashion so the property wouldn't have to be foreclosed on in the future and I could keep rending it out without it being a burden that at some point I would have to let go of.

* I never stated in a public forum that i was trying to get a free house and my review clearly shows that I did not hire FTS to get a free house, that is ridiculous and you'll see in my report that Kim B. is the one who told me that the end goal was to get my home free and clear when I asked what they were trying to achieve.  Part of FTS marketing is the claim that your bank has already been paid in full for your home by insurance and other means and they will prove that. It should have been a red flag when she said that, because logically its a pretty outlandish claim. I just wanted to convince the bank to work with me to get my payment to a reasonable place.

- Before hiring FTS I clarified with Alan H and Kim that I was not in foreclosure, but wanted to make sure they could still help me with my situation. In an email Allan clearly responds that, yes, their program is perfect for me.  Again I point this out in my review linked above.

- I didn't pay for services I didn't need as you implied.  I paid for services I was told were right for me (by FTS), but then didn't get provided.  Hence I got ripped off.

- Part of the reason I went through with hiring them is that Kim told me I would get a full refund if after the Loan Investigation stage it was discovered that there was no fraud in my loan and they couldn't help me.  I realized there was a good chance this could happen which is why I asked about that scenario (again see my review).  In the end this is what happened, only they didn't give me a refund as promised. Not for the full amount or even the work that was never done in stages 2 and 3. 

 ___________________________________________

 So there you have it. I've summarized everything that's already in my review for you since you don't seem to understand my complaint.  

In regards to me putting myself at risk by reviewing my experience with a company.  I'm not sure if you are trying to use a scare tactic to prevent others from coming forward with their story of dealing with FTS?  You do realize that companies are reviewed all the time on the internet; have a look at yelp.com a billion dollar company where people leave their reviews of business' services all the time.

Also I consulted with an Internet attorney prior to creating my review and followed guidelines provided by him.  

And in regards to Allen H criminal activities and incarceration, I am only am linking to public records on government websites that show charges of one with the same name in the same county and dates of incarceration. Dates which match the time I was told he was on sabbatical, including a release date that matches the date I was told (and have a voice mail) he would be returning from sabbatical. I simply share this information in my review for others to draw their own conclusions but do not make any definitive claims stating that any conclusions I have made are my own opinion and not fact. There are other people posting here above, and on other forums, that he committed bank robbery. I refer to that post on zillow, but did not make that claim and do not see it on his public booking record which shows other crimes.

I understand the person who wrote this is annoyed by the lack of service he has received from FTS. However brief my contact with FTS, I have an extensive background in Forensic investigations. My associations are primarily with the legal team and I have no connection with the owner. However, several questionable statements have raised a brow. First, it is stated by the author that he is not in trouble or behind in his payments. How is it that someone randomly meets up with a company like FTS and enlists their help? Second I find it extremely suspect that the author would pay for services he admits he didn't need. Then admits in a public forum he himself was hoping to get his home free and clear by this process? I'm sorry if FTS did not deliver you a free home. I wonder if maybe they caught on to your intent and didn't want anything to do with your scheme. Also before I responded I discussed the outcome of the forensic report with the investigator on your case to discover there was no fraud on your file that could help you at this moment. Also I am unclear how the owner in question mislead you during your last few months with FTS when he was in Jail, like you proclaim!

As a fraud investigator and consultant these are just a few red flags I have documented. I understand your need to "warn" the public as I am an advocate in many areas. I will recommend that in the future you may want to rethink how much of your experience is worth sharing, that it may be more harmful than helpful. I sure hope for your sake the authorities don't read this cause the consequences could be greater that the sentences the owner dealt with recently.

The reason I mention this is because I have determined after reading your "posts" all over, you have implicated yourself in intentional fraud and your accounting of people and facts is off. Example: Delia was an investigator not a processor.

Good Luck with your home.

LOL, of course he is.  But remember...most of these things are done wrong so I'm just positive that he'll get his house back!  HA!  Yeah right.  Anyone that knows anything about home loans and mortgages and listens to this guy speak, knows that he doesn't know a thing about what he's doing.  I would like to talk to ONE person, just one person that this dude has helped. 

OK, here is Mr. Hennessy not doing things right himself;

Kitsap County Online 02/11/2011 thru 02/11/2011 Trustee Sale # F10-00469 WA Loan # Hennessey Title Order # 587328 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that Michelle R. Ghidotti, Esq., the undersigned Trustee will on 2/18/2011 at 09:00 AM at the main entrance to the Superior Courthouse, 614 Division Street, Port Orchard, WA sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks (payable at the time of sale in lawful money of the United States) (payable to Assured Lender Services, Inc.), at the time of sale, the following described real property, situated in the County of Kitsap, State of Washington, to-wit: Lots 12 to 24 inclusive, block 11, Sidney Villas addition to Sidney, as per plat recorded in volume 2 of plats, page 46, records of Kitsap County, Washington; Except that portion conveyed to the City of Port Orchard under auditor's file no. 972160; And except that portion lying within Port Orchard Boulevard; Situate in the City of Port Orchard, County of Kitsap, State of Washington. Commonly known as: 1398 Canyon Lane, Port Orchard, WA 98366 APN: 4056-011-015-0005; 4056-011-012-0107 which is subject to that certain Deed of Trust dated 10/26/2007, Recorded on 11/02/2007 as Instrument No. 200711020208, records of Kitsap County, Washington, from Gerald Allan Hennessey, a single person, as Grantor(s), to Rainier Title, as Trustee, to secure an obligation in favor of One Love LLC, a California Limited Liability Company, as Beneficiary, the beneficial interest of which is currently held by One Love LLC, a California Limited Liability Company, records of Kitsap County, Washington. II. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Unpaid Principal Balance $80,000.00 Interest $296,324.00 Est. Foreclsoure Fees and Costs $2,384.03 Total Due as of November 12, 2010 $378,708.03 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $80,000.00, together with interest as provided in the Note from 11/21/2007, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on 02/18/2011. The default(s) referred to in Paragraph III must be cured by 02/07/2011 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 02/07/2011 (11 days before the sale date), the default(s) as set forth in Paragraph III is/are cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's check or a certified check from a State or federally chartered bank. The sale may be terminated any time after 02/07/2011 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the Grantor's successor in interest or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor or the Grantor's successor in interest at the following addressees): Gerald Allan Hennessey 1398 Canyon Lane Port Orchard, WA 98366 Gerald Allan Hennessey 4031 Alturas Street West University Place, WA 98466 Current Occupant 1398 Canyon Lane Port Orchard, WA 98366 by both first class and certified mail on 10/06/2010 proof of which is in the possession of the Trustee; and said written Notice of Default was posted in a conspicuous place 09/27/2010 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 11/12/2010 Michelle R. Ghidotti, Esq. 5400 Carillon Point Kirkland, WA 98033 For further information please contact: Michelle R. Ghidotti, Esq. 5400 Carillon Point Kirkland, WA 98033 (425) 576-4265 Sales Line: (714) 573-1965 Sales Webiste: www.priorityposting.com To request reinstatement and/or payoff FAX request to: (714) 505-3831 P770118 1/21, 02/11/2011 Date of first publication: 01/21/11 Date of last publication: 02/11/11 (PO453598)   

Long paragraph....but you can see that even Mr. Hennessy and all his wisdom can get foreclosed on.  Please people, be smart.  99 out of 100 times the ONLY person that can save your house is YOU and the bank that owns your loan.  Stop and think for a minute about the Obama thing on the website.  Don't you think that would have been major news?  But this guy just happened to stumble upon this and use it like it the biggest news ever?? Come on.....

Isn't there a saying that goes something like "what goes around comes around?"  Looks like it happenning pretty fast here for me Hennessy.  And this....this is only the tip of the ice berg.

Let's get somethings strait here.  First, YES the man who is "in charge" of FTS was charged with bank robbery and admitted that.  Not only that, we was released from Pierce County Jail on the 9th or 10th of last week, do your research. Next, if you are someone that is losing your home, you will listen to whoever will tell you that they can save your house.  I mean, come on.  We are talking about people that are faced with serious loss here.

Keep an open mind about what?  Its pretty obvious these guys are not getting the job done.  First, it's illegal to have a government type logo when you are in no way, shape of form associated with the government.  Look up the law.  Next, the busniess is located near Costco in Tacoma on Oregon Ave.  When someone does very little research, you find that they are licensed to work out of a house in University Place, NOT Tacoma.  Lastly, they have TWO websites?  Say what?  That's right two, with different URL's. But of course, most legit businesses do this.

Love this part "but ultimately your home was your responsibility."  Gee....really?  No kidding.  This man went to someone FOR HELP!  He was promised that help was on the way when in fact it was not. This seems like another case of a business taking advantage of people who are in dire times. 

The shinning light about all this is that its all going to be coming to an end very soon for this guy and the busniess that he's running.  The Department of Finical Instutions was made aware of this yesterday as well as others.  It's sad that your compassion is so low Lori.  As someone that works to help people finace their dream, it makes me sick to see people and businesses working in this manner.  If you need further help author, please get in touch with me. 

Hi Lori, While I appreciate you leaving a response as a former employee, I don't think that you actually addressed any of the issues outlined in my complaint/report, perhaps you didn't read it?  You've left a blanket statement framing home-owners you dealt with as bad people who are shirking responsibility for purchasing their home. Even though you were happy to make money off these people and FTS entire business model is based on the claim that most foreclosures are illegal and homeowners (irresponsible or not) should defend themselves.

Anyhow, nowhere do I argue that a homeowner is not responsible for their decisions. As a matter of fact, unlike many of the people you dealt with I am not in foreclosure and make my mortgage payment every month; which if you read my report I make clear to FTS right up front. I am then told it doesn't matter, their services are perfect for me.  

My complaint is that I hired a firm to assist me in taking a course of action for my particular case. The firm did not provide the services promised and paid for, hence I have concluded that in my opinion I was "Ripped Off."  If you read my report you'll clearly see my struggles to try and make progress with them, only finally to give up.

Finally, lets go back to your insinuation that all these homeowners are irresponsible and it is their fault they are in this situation.  Does that mean that the company they hired to help them does not need to perform the services for which were paid?  As an analogy lets compare the irresponsible homeowner to someone who I think you can agree is much worse.  A drunk driver responsible for manslaughter.  The drunk driver hires an attorney (even though they are a bad and irresponsible person) and when their day in court comes the attorney, nor anyone from their firm shows up for the trial. The client gets life in prison with no parol.  I think you'll agree the attorney did not do their job and if they were paid in full their client was ripped off, no?

I understand consumers loosing their homes are frustrated with the housing problem. I however did work for FTS and although it is hard listen to this individual, a consumer needs to keep an open mind.

    First the client is in a rough situation. Most times I found the clients did not adhere to our requests for missing documentation nor did they update us properly when a change in the situation occurred, meaning new documents were served or sent to them by the courts or banks. It amazed me how clients could call and be extremely rude about these changes, when in fact they never informed

us. Furthermore, when they did decide to inform the office it was usually after the fact, meaning to late the date had past. Second clients would get off track and not focus on the task but instead insist on legal advice, most times the topic having nothing to do with us or the companies obligations to that client. Instead we would remind the client we are not legal counsel and do not provide it, period. I was amazed at the clients who would show up at the office swearing and demanding legal counsel for bankruptcy, divorce and other random legal issues. A home is the responsibility of the homeowner who signed on the doted line. There are several legitimate groups who are working to help homeowners. However if a homeowner doesn't adhere to the contracts and supply required documentation there is not a company who can proficiently assist in any recourse a client may have when dealing with a bank.

    As far as the owner of FTS being in Jail for bank robbery. Well this is ridiculous from the stand point that bank robbery is probably one of the highest Federal Offenses to date. Therefore, the owner would be doing 20 in a Federal Facility.

    To the gentleman who wrote this. I understand you are frustrated but ultimately your home was your responsibility. Second by you slandering someone with such unfounded allegations you have put yourself in serious legal liability. This clearly shows lack of good judgment.

Youtube Warning Video, Please View: http://www.youtube.com/watch?v=l4KKwLk22I4