I recieved a call from Great Lakes student loan service today. They informed me that my income driven repayment plan for 0 down and 0 payments ended in October. I was very confused because I had been paying $49 every month to equitable acceptance and had recieved nothing stating this. She asked me if I had been recieving their emails. I told her no. The email she gave me was only partially correct.
Im starting to believe that Equitable acceptance had given Great lakes a false email to send information so I would not see it. I am scared to think of what other shady things they have done to keep me from figuring out their scam. I just googled their company and found some disturbing information on this company.
When I checked credit karma for my credit score my account shows that a credit card under the name "Equitable Acceptance" and it seems that the $49 payment I have been making toward Equitable every month was actually the minimum amount paid toward this credit card. The balance is $810 and the limit says 1,277 even though I have paid over $600 in monthly payments. The report also showed that my student loans are actually going up. What am I supposed to do to clear this up and get my money back.