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Emerge Mastercard is a ripoff I pay more towards the interest than I do the principle. Columbus Georgia
I had a Providian credit card which was brought out by Emerge Mastercard. Their, Emerge's, interest rate is approximately 29%, when my Providian was much less. All of their fee's are much much more also. I ended up closing the account, but I had a large balance so I am still paying this card off. I pay more towards the interest than I do the principle. I cannot afford to pay much more than the minimum amount.