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  • Report:  #63621

Complaint Review: Emerge MasterCard - Columbus Georgia

Reported By:
- mcalester, Oklahoma,
Submitted:
Updated:

Emerge MasterCard
P.o. Box 23034 Columbus, 31902-3034 Georgia, U.S.A.
Phone:
770-206-6200
Web:
N/A
Tell us has your experience with this business or person been good? What's this?
I have been a customer of Providian for years with my credit in good standing. I have been trying to get my credit cards paid off so I put up my cards and hadn't used them for a long time. I received a notice in the mail that my credit limit was going to be reduced by $600.00 (coincidentally, the amount of credit I had available).

I called repeatedly to find out why this was happening, they said it was because of late payments, which I didn't have. I tried to argue the point but it was no use, I figured, oh well! I wasn't going to use the card anyway.

I rec'd another letter after that telling me that my account was being switched to EMERGE MASTERCARD. The day after that I rec'd a letter from Emerge increasing my interest rate from 10% or so to 22.9 %. Well with me at my limit, guess what happened next? The increased interest rate out me over my limit. Now I am trying to get above water with this company. They don't have a web site, I can't get a person on the phone. It has been almost a year or so now. This has got to be the worst ripoff around.

Don't use PROVIDIAN, EMERGE, OR ANY OF PROVIDIAN'S OTHER COMPANIES. THEY GO BY MANY NAMES

Angelia

mcalester, Oklahoma
U.S.A.


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