- Report: #413879
Complaint Review: EASTERN BANK - Lynn Massachusetts
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EASTERN BANK
195 Market Street Lynn, 01901 Massachusetts, U.S.A.
Phone:
800-327-8376
Web:
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EASTERN BANK LIKES TO REPO CARS even after you file bankruptcy VERY EVIL BANK Lynn Massachusetts
I bought a 2003 Dodge Neon a few years ago, I went into CH7 Bankruptcy and included it in the bankruptcy. But I wanted to be nice so I paid them the monthly payment of $249.00 every month. But last year I called them and told them I couldnt afford to pay and went late. I was trying to work something out. Well, They just came and repoed the vehicle. This kind of bank makes me sick all the Federal bailout money they got and they were supposed to work with their creditors. This bank is VERY bad do deal with, I would warn anyone who reads this not to have any dealings with them. They were defaulting me for a 30 day late payment. And if anyone is in a bankruptcy with EASTERN BANK to make sure their Attorney deals with them with great caution. They called me up on the phone threating me criminally for not paying my auto loan on time. I guess you could say I got True blue service. These people are scumbags do deal with.
Anonymous
Worcester, Massachusetts
U.S.A.
Anonymous
Worcester, Massachusetts
U.S.A.
5 Updates & Rebuttals
Benjamin
Boston,Massachusetts,
U.S.A.
Misinformation
#2Consumer Comment
Wed, October 14, 2009
This bank never recieved any Federal Bailout money.
Robert
Irvine,California,
U.S.A.
I've got news for you..
#3Consumer Comment
Tue, January 20, 2009
This is hilarious, you think you were "being nice" by continuing to pay them $249 a month. Sorry, but if you wanted to keep the car you are REQUIRED to continue to pay on the loan. If you did not reaffirm the loan there is no additional damage that can be done to your credit. That is if you are 30,60...days late it can not be reported on your credit. But you are in default so they can still reposess the car. If the car is reposessed it can not be reported. The only thing that it will list is what it lists now "Included in Bankruptcy". There is no requirement that says a bank MUST work with you, in fact you will find that if you are in this situation most won't. If you did reaffirm the car loan then you lost all Bankruptcy protections and they can not only report you late, it can be listed as a Reposession and you will still owe the balance of the loan after they sell it at auction. The only ripoff, if it did happen, was them claiming they could go after you criminally. The only way this could happen is if you hid the car forcing them to get a court order for you to turn it over.
Robert
Irvine,California,
U.S.A.
I've got news for you..
#4Consumer Comment
Tue, January 20, 2009
This is hilarious, you think you were "being nice" by continuing to pay them $249 a month. Sorry, but if you wanted to keep the car you are REQUIRED to continue to pay on the loan. If you did not reaffirm the loan there is no additional damage that can be done to your credit. That is if you are 30,60...days late it can not be reported on your credit. But you are in default so they can still reposess the car. If the car is reposessed it can not be reported. The only thing that it will list is what it lists now "Included in Bankruptcy". There is no requirement that says a bank MUST work with you, in fact you will find that if you are in this situation most won't. If you did reaffirm the car loan then you lost all Bankruptcy protections and they can not only report you late, it can be listed as a Reposession and you will still owe the balance of the loan after they sell it at auction. The only ripoff, if it did happen, was them claiming they could go after you criminally. The only way this could happen is if you hid the car forcing them to get a court order for you to turn it over.
Robert
Irvine,California,
U.S.A.
I've got news for you..
#5Consumer Comment
Tue, January 20, 2009
This is hilarious, you think you were "being nice" by continuing to pay them $249 a month. Sorry, but if you wanted to keep the car you are REQUIRED to continue to pay on the loan. If you did not reaffirm the loan there is no additional damage that can be done to your credit. That is if you are 30,60...days late it can not be reported on your credit. But you are in default so they can still reposess the car. If the car is reposessed it can not be reported. The only thing that it will list is what it lists now "Included in Bankruptcy". There is no requirement that says a bank MUST work with you, in fact you will find that if you are in this situation most won't. If you did reaffirm the car loan then you lost all Bankruptcy protections and they can not only report you late, it can be listed as a Reposession and you will still owe the balance of the loan after they sell it at auction. The only ripoff, if it did happen, was them claiming they could go after you criminally. The only way this could happen is if you hid the car forcing them to get a court order for you to turn it over.
Robert
Irvine,California,
U.S.A.
I've got news for you..
#6Consumer Comment
Tue, January 20, 2009
This is hilarious, you think you were "being nice" by continuing to pay them $249 a month. Sorry, but if you wanted to keep the car you are REQUIRED to continue to pay on the loan. If you did not reaffirm the loan there is no additional damage that can be done to your credit. That is if you are 30,60...days late it can not be reported on your credit. But you are in default so they can still reposess the car. If the car is reposessed it can not be reported. The only thing that it will list is what it lists now "Included in Bankruptcy". There is no requirement that says a bank MUST work with you, in fact you will find that if you are in this situation most won't. If you did reaffirm the car loan then you lost all Bankruptcy protections and they can not only report you late, it can be listed as a Reposession and you will still owe the balance of the loan after they sell it at auction. The only ripoff, if it did happen, was them claiming they could go after you criminally. The only way this could happen is if you hid the car forcing them to get a court order for you to turn it over.
