Complaint Review: DYNAMIC RECOVERY SOLUTIONS - olympia Washington

Iv'e read through the numerous comments and wish to comment. According to the law, these jokers can call you numerous times. Asking them to stop on the PHONE is useless. 

The only way to get them to legally stop is this.

1. Put your request in writing and send it to them certified mail. Even if you do this, they have the right to call you and or mail you one more time. YOu have to write them a 2nd time via certified mail. 

2. If they call, hang up. Dont tell them anything. THey only want to harass you into giving them money.

3. If they still contact you after in writing or by phone after two certified letters, you have the right to file a claim in small claims court. I have done this beofre. The cost to file is different in each state, but my filing cost me 75 dollars and guess what? they never show up and you can win a judgement agist them worth thousands of dollars for harassment. This is rare as they know to stop coontacting you after two certified letters.

Here is what to say in your first letter: 

March 14, 2015

YOUR NAME AND ADDRESS

Dynamic Recovery Solutions

PO Box 25759

Greenville, SC 29616-0759

To Whom It May Concern:

I am sending this letter to you in response to a letter I received from you on March 10, 2015. Be advised, this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.

This is NOT a request for "verification" or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your office provide me with competent evidence that I have any legal obligation to pay you.

Please provide me with the following:

• What the money you say I owe is for;
• Explain and show me how you calculated what you say I owe;
• Provide me with copies of any papers that show I agreed to pay what you say I owe;
• Provide a verification or copy of any judgment if applicable;
• Identify the original creditor;
• Prove the Statute of Limitations has not expired on this account;
• Show me that you are licensed to collect in my state; and
• Provide me with your license numbers and Registered Agent.

If your offices have reported invalidated information to any of the four major Credit Bureau's (Equifax, Experian or TransUnion, et al, said action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following:

• Violation of the Fair Credit Reporting Act
• Violation of the Fair Debt Collection Practices Act
• Defamation of Character

If your offices are able to provide the proper documentation as requested, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.

Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel. This includes any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.

If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.

I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls or correspondence sent to any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter.

This is an attempt to correct your records, any information obtained shall be used for that purpose.

Best Regards,

YOUR NAME

The 2nd letter will be a response if they actually send you any proof. 99% of the time the rpoof is bogus. For example. they have to send you a copy of a contract you signed showing you owe the money. They wont have this info and will send you something else that makes you think its legitimate. Or most likely they wont send anything at all.

Regardless, even if they ignore your letter, you MUST send a 2nd certifed letter asking them to cease and desist from all communication with you, your family, and co workers. 

Hope tihs helps.

Rob