Complaint Review: Dynamic Auto Group - Newark New Jersey

 do not finance through these people they are thieves! On Sept 10,2016 I financed a 2006 a4 through theses guys. The advertised cash purchase price was $3,999. When I told them I was going to finance the car, I was told the price of the car was going to go up. OK, I understood that the price might go up a little. So now I ask what the Apr was going to be and they said 21%. I agreed because I desperately need a car and this was my 2nd time catching the train from Mount Vernon, ny all the way to Newark. Now I was told the total purchase price of the car was going to be $7,679.98 Again I agree thinking that was the price with the interest included. Needless to say when I finally left the dealership and got home and started reviewing the contract I see that I'm paying $13,329.76 for a $4000 car. Oh was I upset.

Then as I start reading through the Credit Acceptance finance application I noticed this paragraph.. I understand that the price of the vehicle is the price which is set forth in the contract and that i personally negotiated this price with the car dealership. This "cash price" is the price that the car dealership would have charged had I purchased the vehicle with cash. I further represent that the car dealership did not quote me a lower cash price for the vehicle and that the car dealership did not increase the price of the vehicle because I was purchasing the vehicle on Credit or because the contract would be assigned to Credit Acceptance.

Once I read this my mouth dropped. That's not the bad part, the bad part is that I didn't fill out the Credit application, the finance lady (Yarishaliz Torres) did. She also put my digital signature on this statement. I immediately gave them a call first thing the next morning. Ms Yarishaliz said she doesn't see where it says this in the paper work, so I ask if I can bring the car back. She says no because the bank now has the contract. Me smelling something wrong here, immediately went on their website and took a snapshot of the price of the vehicle. Then I contacted Credit Acceptance and notified them of my dispute with the price of the car. Meanwhile when I purchased the car they gave a 20 day nonresident temp tag. That tag expired and i still hadn't received my hard plates. So I keep calling asking about my tags.

Finally a day after the temp tag expired, I take a risk and drive the car all the way back to Newark to get another temp tag from them. No offer to pay for my gas and $15 toll to get back into New York! To make a long story short, my third temp tag expired on Nov 9th 2016. Time after time I have called and asked about my plates and i keep getting the run around, like.. "we're still waiting on the agency that make the plates". I asked where is the title, they tell me the bank has it. I call the bank and ask them where is the title. The bank says they don't have it, but have noticed it has been an outstanding amount of time and they haven't received it. So I tell the bank that the dealership said that they have the title. The financial institution contacted them and all of a sudden I get a call from Ms Yarishaliz. As many times as I have called them and was told they would call me rite back, they never did. Matter of fact on Wednesday Nov 9th 2016 I started calling their office at 9:35am. I made 15 different calls to their office before I got in touch with Ms Yarishaliz at 4:45om.

So Ms Yarishaliz calls me and tells me that they are cancelling the contract and when can I bring the car back. I say well first of all I need plates to bring the car back and second I want my deposit back and the $598 I just spent putting on new parts and mechanic fees. Ms Yarishaliz then says how much she has to wait and see what the boss says. I then tell her well if I can't get my money back then I was going to take out a lawsuit against them because I wasn't going to be out of a car and my money. Plus I would win anyways because they are cancelling the contract only because they got caught in their scheme and signed my signature to a false statement. The only thing that saved me was that I snapshot their posted ad before they took It down from their website and it had a date stamp on it. Now the bank agreed to refund my payment to them, but these thieves are giving me a hard time. I just want my money so I can go purchase a car from a reputable dealer. Please people do not deal with these snakes. Also now I have a vehicle with expired temp plate sitting on the street side that's liable to get impounded because of no registration. I also told them I am not going to be responsible if the vehicle gets impounded because they didn't supply the tags!