- Report: #1503943
Complaint Review: Credit Karma and Credit Sesame -
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Credit Karma and Credit Sesame
United States
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Credit Karma and Credit Sesame Wrongful credit reporting.
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All three credit bureaus TransUnion- Equifax -and Experian get reports every month on everybody's credit stating what they owe on their credit and what their payments are and if they're making payments on time? well I called all three of these credit bureaus and they claim that they have it on there report that my two credit cards have been paid off 3 months ago and they can't understand why these two reporting a claiming I still owe it? Credit Karma and Credit Sesame still have it posted on my account that one of my credit I still owe the amount that I paid off 3 months ago?
This credit card has been paid off and they can understand why these two credit monitoring bureaus claim I still owe the credit card the full amount in which I paid off? They have everything on my credit report and these two credit monitor companies claim that I owe $4,000.00 more than I owe. These two credit monitoring report. Post wrongful information on your credit bureau report can make it so you pay higher interest rate or you get turned down for a loan. Only these two credit monitoring bureaus have wrongful information on my credit report that all others do not.
I made all my payments on time and paid off two credit cards payments. I owe nothing but they claim I owe 5000 more than I actually owe.
I'm very upset with these credit reporting monitors because they don't function properly and they don't post your credit score and reports properly on your report that you making payments and you owe any money because you paid them off 3 months ago. These two companies can ruin your credit and make it so you pay a higher interest rate or you get turned down for a loan? They need to educate themselves and Report properly or close their doors.......
3 Updates & Rebuttals
John
Pittsburgh,United States
Credit karma is a fraudulent credit bureau monitoring system.
#2Author of original report
Fri, April 16, 2021
Since January 2nd 2021 Credit karma is showing that I owe a loan $1,300? which the loan has been paid off 3 months ago but it's still showing that I owe $1,300 on Credit karma also Credit karma States on 1 of my credit card that was paid off Credit karma states that I owe $81 which is fraudulent. I owe nothing. My credit score would be 850 if Credit karma got their facts straight. This company should be put out of business. They don't do the proper thing by updating credit reports? They update your credit report only once every 4 years.
Report Attachments
John
Pittsburgh,United States
Credit Karma last updated my report 12/31/2020
#3Author of original report
Mon, March 22, 2021
If Credit Karma doesn't update your credit report you pay higher interest rate even though you paid off your loan. My loan payment shows on Credit Karma that I owe them $1,799.00 to a personal loan when I only owe $1,050. 32 2nd mistake Credit Karma made my auto loan shows that I owe $10,299 when I only owe $9,735 .95 3rd mistake credit karma States I owe Capital One credit card $21 which I paid off 4 months ago.
Credit Karma you need to update People's Credit Report more than once every 4 months because when they go to your site to look at their credit report? The information you are providing it is totally false because you don't update reports monthly like you're supposed too.
John
Pittsburgh,United States
I paid this one Citi card off back in November of 2020 and Credit Karma still saying I owe it?
#4Author of original report
Thu, January 21, 2021
I called up the credit card and they said they notified that this account has been paid off and they have a Zero Ballance I do not owe $328.00 and the second card I only owe $1,900. Not $2,187.00 what is up with Credit Karma? they don't update or put facts on the people's credit reports. Credit karma states I owe $2,536. When I only owe $1,987.00 Reported balance by Credit Karma CITICARDS CBNA $2,187.00 Citibank notified Credit Karma my balance is $1987.00 and it has been my Ballance since 11-5-2020 not $2,187.00 Credit Karma and Citibank said they notified you of this New Balance why don't you update people's profiles?
On time This is what Credit Karma States Ayo and the bank States I paid it off and this is what I owe 3 months ago Credit Karma is not a good credit reporting monitoring service. This is what Credit Karma States I owe? CITICARDS CBNA $328 On time This is what the bank States I owe get with the program Credit Karma? Current Balance $0.00 Statement closing February 17
