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  • Report:  #454156

Complaint Review: Compass Bank - Decatur Alabama

Reported By:
- Somerville, Alabama,
Submitted:
Updated:

Compass Bank
1600 6th Ave. SW Decatur, 35601 Alabama, U.S.A.
Phone:
256-5524360
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
Compass Bank charged me two NSF fees. First of all let me start off by saying that I "floated" a check but, I made a cash night deposit to cover the check I wrote. I had to pay my insurance which was 137.83. There was 117.00 dollars in my account so I made a night deposit for 36.00. I wrote the check on 5/20 after 5:00pm. I was told by the bank that all cash deposits go through first. Yeah right! It showed that my check cleared 5/20 which is a lie because the banks were closed when I wrote the check. I know I did wrong but the bank is just trying to make money. The cash deposit should have cleared first. Banks are unfair money hungry liars, especially Compass bank.

Jennifer

Somerville, Alabama

U.S.A.


2 Updates & Rebuttals

Stacey

Dallas,
Texas,
U.S.A.
Robert is correct

#2Consumer Comment

Fri, May 22, 2009

Learn how to manage your checking account period Keep a check register and never rely on atm or online balances they are incorrect Take your monthly statement, turn it over and there is a ledger for debits and credits - USE IT This is no fault on the banks part - It is your fault


Robert

Irvine,
California,
U.S.A.
Stop right there...

#3Consumer Comment

Thu, May 21, 2009

"...First of all let me start off by saying that I "floated" a check but.." - There is no "but". You floated a check on funds that were not available in your account..Case Closed. So who was "unfair" and a "liar"? On the plus side at least you admitted you did it. By the way you can "write" a check after 5pm, but if the merchant submits it electronically or through their nightly deposits, depending on the cut-off times it can still be posted with a 5/20 date.

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