The Colonial Penn Life Insurance Company has been ripping me off for the last five years. I am on a fixed income and pay my payment policy faithfully every month. When I call to talk to a representative from Colonial Penn they forever saying I owe them pervious months payments. This time I wanted to start paying my payment online but for some reason the representative told me I couldn't due to back payments. I have tried to ask can I get all my money back for the last five years because I am tired of Colonial Penn ripping me off with back payments that I don't even owe. Colonial Penn Life Insurance Company is not good with customer services and when I have a problem I can't never get to talk to a supervisor. This Company need to stop advertising because it just a rip off.