Complaint Review: CIC Credit Monitoring - IPI Credit Report Free - Internet Nationwide

I fell for the same thing. I ordered my report and my husbands report and I cancelled both the same day. I called in the cancellation as well as e-mailed them. 3 days later I checked my account online and there was a charge for $300! It took me threatening legal action to get them to refund my money, which took 2 months!

Jason it is a fact that about 70% of the USA have some kind of "speed bump" in their credit history. Here are some of the numbers. I went to http://www.census.gov/ they say that the U.S. population as of Jul 07, 2004 is about 293,675,559. of that number 70% would be about 205,572,891 MILLION people that have some kind of kink in their credit history. We all want to know what will and what will not hurt our credit score. You go to a car dealer and they say the best way to "build" or "rebuild" you credit is to get DEEP in to DEBT and buy one of their OVER PRICED DEPRECIATING SLEDS. What good will that do you? Some or many free credit report web sites just want to get access to your credit card numbers so they can suck money from you. They don't care about helping you understand how credit works. I am willing to bet that many of these companies have employees that have credit that sucks canal water. How can they help you? I just had my credit report pulled at a mortgage company in north Scottsdale because I am buying a bigger home and they were shocked when they seen my credit score. Try 801. My credit score is so high because I understand how it all works. I have pIans to jack it even higher. I know what will and what will NOT help my credit score. Soon you will know. I am planning something so you and many others will know what I know. Go to the below URL and you will see just how many rip Off Reports have been posted by people that wanted to have some kind of better understanding of credit. http://www.ripoffreport.com/results.asp?q1=ALL&q5=&submit2=Search21&q4=&q6=Free+credit+report&q3=&q2=&q7=&searchtype=0 I feel the big problem is that the credit industry is real secretive as to how it all works so consumers are UN informed as to how it all works. If you are a UN informed consumer, car dealers, Banks and people that have these FREE CREDIT REPORT web sites can and will RIP you OFF! If you are UN informed about your credit's true buying power car dealers can make you think they are giving you a good deal when they are getting you financing, even when they are RIPPING you OFF! I, a Rip Off Report Consumer Advocate just about got Ripped off by a lady at mortgage company here in Phoenix. I had gotten 2 loans from her in the past and EVERY time I went to her she always made some kind of comment about how high my credit scores have been. One would THINK that going to the same place to do business time and time again would be the smart thing to do. WRONG! Call it a "UN-safe comfort zone" She told me this last time I seen her that she could get me 6.375% fixed on this new home my wife and I are buying. She tried to make me THINK she was doing me a big favor giving me 6.375% Being an Advocate I think to myself, I need to do some homework to see what others will do. A nice guy in North Scottsdale gave me 6.0% for 30 and it's FIXED right out of the box and no scams attached to it. You figure $365,000 at 6.0%then at 6.375%. over 30 years, big difference over the life of the loan. Soon I will be filling a rip Off Report on this lady so you all can read what she tried to do to me. I will post the numbers so you all can see the VALUE and POWER that good credit has. If I wanted to help pull the plug on these web sites that offer a free credit report, I would BASH all media that run any commercials for these free credit report web sites. Once the media what runs the commercials see the MANY Rip Off Reports maybe they will not want to be apart of this big scam and kill the advertisements. You might call it poking a BIG HOLE in the bucket of these Rip Off companies that offer you a FREE CREDIT REPORT. Call it killing their money flow. The best way to KILL a RAT is to STOP FEEDING IT! I would post the names of all media, that being TV, Radio stations and newspapers that accept money from any company that offers free credit reports. Make sure the media make the Rip Off Report for getting this free credit report crap in front of you. Think about it, If not for the media you would have never thought about giving these so called companies that RIP you OFF your money. Who helped you buy this so-called service? I know of a radio station here in phoenix that will air just about any kind of commercial, even if they know the company is a scam. They like the big money they get from Rip OFF companies. Never trust a Radio personality that indorses a product or service. Most radio station personalties get what they talk about on AIR about for FREE if they help their advertisers sell their products. They don't get ripped off but YOU DO!