Complaint Review: Chase Bank - Baton Rouge Louisiana

Read up about money order frauds. There is a HUGE scam that is costing their victims thousands of dollars because money orders can be forged. Even USPS ones. So just because a real one was paid in cash doesn't mean that the funds are guaranteed. The bank has to make sure that the money order is legit first.

Money Orders are not the same as cash. It may seem that we to you because you purchased the money order, but to most banks they are consider an unverified check until they are confirmed as legit. If an Attorney has told you other wise then you need a new attorney! The bank can not confirm the money order is legit until it goes through the verifying process. Keep in mind Chase is probably a Multi-billion dollar company, a very large bank and very reputable. They are not going to try to screw anybody for a few hundred dollars. I've bank with them for years and never had a problem with them. They've made a few bank errors like any other bank the difference is that they fix all there bank errors.

Let me know what happens with your law suit. Chase has taken thousands from me in ISF fee's. Always taking the larger item first in turn giving them more money.

Let me know what happens with your law suit. Chase has taken thousands from me in ISF fee's. Always taking the larger item first in turn giving them more money.

Let me know what happens with your law suit. Chase has taken thousands from me in ISF fee's. Always taking the larger item first in turn giving them more money.

Let me know what happens with your law suit. Chase has taken thousands from me in ISF fee's. Always taking the larger item first in turn giving them more money.

In response to the many rebuttals I recieved regarding my referance to a money order being guranteed payment, I would like you to know you are wrong. Since a money order is paid for in cash before it is printed, it is guranteed payment. I have verified this with a lawyer, financial adviser, and a teller at my new bank. I also, just for use in the lawsuit, bought myself another money order for $400 at Wal- Mart (the same place the other one was bought), and deposited it at my new bank. Brand new account. The new bank did not place a hold on it and I was able to draw all of it back out throughout the course of the day. Just for the record. Hope Chase has a good lawyer, because they are going to need one.

I had to wait a few days to cancel my account to be sure all of my direct deposit accounts had stopped going into that account, so I decided to go ahead and attempt to use the money that was placed under the hold. Of course the debit card would let me do it. More money for them. The bank approved several transactions, giving me the impression the money was available. It even showed a date of the deposit rather than "Pending" or hold, and I never did get anything in the mail telling me different, so I kept using it, figuring if I was going to cancel the account anyways, might as well spend it. I looked online at my bank account just now. The hold's still there, whch by the way was supposed to be lifted today, and I have been charged $35 for each item they approved that was bought against the funds under the hold. They apparently exteneded the hold. It doesn't surprise me though. I wouldn't put anything past chase. I have been in contact with a lawyer about this matter, and I have submitted a report to the better business bureau. I don't know why I don't just file a Police Report, because this is Fraud.

Money Orders are not guarenteed cash. They are treated the same as any other check. They can be lost, stolen, forged, or have payment stopped on them. In fact, bank checks in large amounts are more likely to have extended holds placed, since so many of them are fraudulent.

A money order has to go through the normal channels before the bank knows if it is good or not. This could take weeks. Every bank is like this.

Yes, yours may have been legit, but there are plenty of fake ones out there. They can't train tellers on how to spot every single one in the world, so they'll hold them all. Heck even a check can be "good" but be a fraud at the same time. I don't see a ripoff here.

Why would you assume a check is available the next day and start writing checks that same night. Chase has allways made things right when they have proven that mistakes were made.

Why would you assume a check is available the next day and start writing checks that same night. Chase has allways made things right when they have proven that mistakes were made.

Why would you assume a check is available the next day and start writing checks that same night. Chase has allways made things right when they have proven that mistakes were made.

Why would you assume a check is available the next day and start writing checks that same night. Chase has allways made things right when they have proven that mistakes were made.