Complaint Review: CCA - First National Card - Las Vegas Nevada

I received this offer for $6500 credit limit and a card in the mail. The card already had my name and a card number and was ready for validation. All I needed to do was call and activate. I have not done so because before calling I looked up the company with the BBB and this is the information that I found and I would like to post it here so nobody else gets scammed from these people.

Capital Credit Alliance, Inc.

1050 E. Sahara Ave. #402

Las Vegas, NV 89104

General Information

Original Business Start Date: August 1997

Type of Entity: Corporation

Principal : Jack Schofield President

Customer Contact: Amy Chesnik

Phone Number: (702) 734-5500

Membership Status: No

Type-of-Business Classification: Mail Order & Catalog Shopping

Customer Experience

As of April 2004, the Bureau has processed 900+ consumer complaints on this company within the last three years or since its inception of business, whichever is less. The company has an unsatisfactory rating with the Bureau for failure to eliminate the basic cause of consumer dissatisfaction.

On June 2001, the Better Business Bureau received correspondence indicating this company has again filed for a name change, from Continental Direct Services to Capital Credit Alliance. The City of Las Vegas Business License Department lists this license number as M14-00074. According to consumers, this company also uses the address of P.O. Box 46101, Las Vegas, Nevada 89114-6101 in their advertising.

Additional Information

Additional Doing-Business-As Names: CCA

CDS

CMM (Previous DBA)

Consumer Money Markets (Previous DBA)

Continental Direct Services

Credit Service Division

Additional Addresses: P.O. Box 46101, Las Vegas, NV 89114-6101

Additional Phone Numbers: 702-260-8333

702-697-5278

702-697-5280

702-733-9400

702-734-1212

800-227-7056

800-636-0076

Additional File Information

The Bureau has received correspondence that Capital Credit Alliance, Inc. solicits a card with the logo, "First National Membercard" and the consumer is pre-approved for a $6,500 unsecured credit line, authorized for Capital Credit Alliance, Inc.'s catalog purchases only. The information accompanying the card indicates there is a $200 activation fee and $99 annual fee. The company only leaves a P.O. Box to be contacted at, also the information requests that the consumer call an 800 number to activate the card and all of the charges would be debited from the consumer's checking/savings account.

Report as of 09/18/2004

Copyright 2004 Better Business Bureau of Southern Nevada, Inc.

As a matter of policy, the Better Business Bureau does not endorse any product, service or company. BBB reports generally cover a three-year reporting period, and are provided solely to assist you in exercising your own best judgment. Information contained herein is believed reliable but not guaranteed as to accuracy. Reports are subject to change at any time.

The Better Business Bureau reports on members and non-members. Membership in the BBB is voluntary, and members must meet and maintain BBB standards. If a company is a member of this BBB, it is stated in this report.

Jay

Roy, Utah
U.S.A.

Click here to read other Rip Off Reports on Capitol Credit Alliance

CLICK HERE to read about Credit Card Scams... find out how to get your money back. Consumer makes harsh but accurate statements. *Rip-off Report Investigation follow-up provides valuable information.

STOP! ..before you think about using the Better Business Bureau (BBB)... CLICK HERE to see how other consumers were victimized by the BBB's false or misleading information. Don't be fooled! It has been reported, when there are thousands of complaints and other investigations underway by authorities, the BBB has no choice but to finally give an UNsatisfactory rating to a BBB member business that is paying the BBB big membership fees every year. When a business is reported that is NOT a BBB member, BBB files WILL more likely show an UNsatisfactory rating, then reportedly shake down that company to become a member of the BBB. One positive thing about the BBB is, either way, if a business has an unsatisfactory rating with the BBB, you can be sure, the business is bad. But what about all those BBB member businesses that had complaints filed against them? Consumers never get to hear about them. What about the BBB advertising to the public? Is this a false and misleading perception they are giving about consumer confidence when dealing with a business? Click here to understand more of what consumers and business alike are saying about the BBB. You decide. ..Remember. The BBB membership is not earned, it's paid for!

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.