Dave
Jacksonville,#2Consumer Comment
Tue, October 04, 2005
That's just plain B.S. 6% vs 17% my a$$. Not for 1 paid collection of $49.00. Come on, who the hell you trying to convice, me or yourself? It takes a lot more than that to affect your credit score to that degree!!!!
Ken
Edmond,#3REBUTTAL Individual responds
Fri, September 30, 2005
Oh yes, i can't get a loan the way i want. Would you like to get a loan for %17 interest rate or %6 interest rate? if i do get %17 then i will be in deep trouble, that's what i was talking about
Dave
Jacksonville,#4Consumer Comment
Fri, September 30, 2005
First of all, the reason you can't get a loan is because you have BAD CREDIT, not because of a stupid $49.00 paid collection. Secondly, everyone knows Calvary is a piece of crap company, and you should've forced them to either validate the debt, or remove this from you records. I had the same problem with NCO, collecting a non-existent debt from 14 years ago. They couldn't prove it, they removed all references to it in their records, and that was that! I agree with you that they ripped you off, but I wont believe you cannot get a loan because of a $49.00 paid collection!