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  • Report:  #161291

Complaint Review: Capital One Services - Internet

Reported By:
- Portage, Michigan,
Submitted:
Updated:

Capital One Services
capitalone.com Internet, U.S.A.
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
Since December of last year, I have had Capital One Services on my credit report TWO times for the same account number both different amounts for SBC (original creditor) I have never had SBC first off. Secondly they were having Enhanced Recovery collect this account they could not verify it so they sold it to another agency who could not verify it so they sold it to another agency, and I have since sent them a certified letter asking for verification. Anyways Capital One Services in still on all three of my CB but with no phone number, I have sent them mail certified, and still no response. I know they are a division on Capital One but every time I call Capital One noone knows what the hell I am tlaking about. Does someone have the same problem or a phone number for Capital One Services?? The CB on three different occasions say this is correct but its not and now they wont even ivestigate. I need these off my report because the other collection agency is on there as well the newest CA. I have reported them to the VA AG the MI AG and no help the FTC is no help as well as the BBB is no help. Any help would be greatly appreciated.

Jason

Portage, Michigan
U.S.A.


4 Updates & Rebuttals

Steve

Bradenton,
Florida,
U.S.A.
Just Dispute it to credit bureaus

#2Consumer Suggestion

Mon, November 21, 2005

All you have to do is get a copy of each individual credit report of the major credit bureaus. Then you write a dispute letter> Reason: Account not mine. Attach a copy of the page of the report with your letter. Now, the credit bureau has to contact them for proof, if no proof is sent within 30 days, the credit bureau is obligated by federal law to permanently remove the item. Thats all there is to it. You don't have to track down any addresses or send letters to creditors. Just make sure your letter to the credit bureaus is sent certified mail, return receipt requested and put the certified mail # ON THE LETTER you send. Good luck!


Steve

Bradenton,
Florida,
U.S.A.
Just Dispute it to credit bureaus

#3Consumer Suggestion

Mon, November 21, 2005

All you have to do is get a copy of each individual credit report of the major credit bureaus. Then you write a dispute letter> Reason: Account not mine. Attach a copy of the page of the report with your letter. Now, the credit bureau has to contact them for proof, if no proof is sent within 30 days, the credit bureau is obligated by federal law to permanently remove the item. Thats all there is to it. You don't have to track down any addresses or send letters to creditors. Just make sure your letter to the credit bureaus is sent certified mail, return receipt requested and put the certified mail # ON THE LETTER you send. Good luck!


Steve

Bradenton,
Florida,
U.S.A.
Just Dispute it to credit bureaus

#4Consumer Suggestion

Mon, November 21, 2005

All you have to do is get a copy of each individual credit report of the major credit bureaus. Then you write a dispute letter> Reason: Account not mine. Attach a copy of the page of the report with your letter. Now, the credit bureau has to contact them for proof, if no proof is sent within 30 days, the credit bureau is obligated by federal law to permanently remove the item. Thats all there is to it. You don't have to track down any addresses or send letters to creditors. Just make sure your letter to the credit bureaus is sent certified mail, return receipt requested and put the certified mail # ON THE LETTER you send. Good luck!


Steve

Bradenton,
Florida,
U.S.A.
Just Dispute it to credit bureaus

#5Consumer Suggestion

Mon, November 21, 2005

All you have to do is get a copy of each individual credit report of the major credit bureaus. Then you write a dispute letter> Reason: Account not mine. Attach a copy of the page of the report with your letter. Now, the credit bureau has to contact them for proof, if no proof is sent within 30 days, the credit bureau is obligated by federal law to permanently remove the item. Thats all there is to it. You don't have to track down any addresses or send letters to creditors. Just make sure your letter to the credit bureaus is sent certified mail, return receipt requested and put the certified mail # ON THE LETTER you send. Good luck!

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