- Report: #1167637
Complaint Review: Capital One Bank - Nationwide
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Author Not Confirmed
Why?
Capital One Bank
Nationwide, USA
Phone:
(717)889-1188
Web:
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Capital One Bank Oscar Alexander Called my cellphone.Posed as loan officer for Cap.One Bank. Misused Visa Card amount $540.00 2nd person posed as supervisor read tax laws to me and I paid $300.00 to "IRS" Harrisburg,Pennsylvania Nationwide
I was called on my cellphon on 08/01/14 by a man who said his name was Oscar Alexander and he represented Capital One Bank as a Loan Officer.
He said he was returning my request for a loan, as I had sent out a request to this particular bank.
He said I was eligible for a $3,000.00 loan.
In order to start the process I had to pay $40.00. He told me to purchase a prepaid Visa (PayPower) card and load the money on it.
Then it was an insurance fee on the loan for $180.00
Then it was an IRS tax holding for $300.00
Then a closing fee for $240.00 which I refused to pay.
I demanded a contract E-mailed to me for authenticity of the transaction.
After 3 so-called failed attempts to my gmail account, he successfully sent it to my iphone.
The contract had the Capital One logo at the top, and an address in York, PA.
I looked up the address and discovered that it belonged to a First Capital Federal Credit Union.
I then headed straight to the Police Dept. and registered a case against the scammers.
1 Updates & Rebuttals
Mike Miller
Santa Rosa,California,
Good catch!
#2Consumer Comment
Wed, August 06, 2014
This is a popular type of scam now and ripoff report is littered with similiar reports - the telltale sign is when they ask you to load a prepaid card. No legimate lender, especially one with the resources of Capital One, would ask for such a thing. Congratulations on avoiding it and reporting it to the police. Unfortunately, in my experience police dismiss such a thing as a civil matter, but it never hurts.
