Received a verified email today from my ACTUAL capital one account saying there were changes on my credit report. I’m in my 20s desperately trying to rebuild my credit so I’m expecting my score to have improved but upon further investigation a capital one bank USA na is claiming I have a delinquent account. I’ve had four credit cards in my life 3 of which are either paid off or up to date but none of them are related to capital one in anyways. I do have a capital one credit card but it is up to date. So it’s not that. It’s claiming I’m delinquent 25 the first time and 50 dollars the second time. This is ridiculous. So of course I go to the internet and google the address they give me and every link that pops up says SCAM or TRYING TO RUIN MY CREDIT. So now I need to figure out what to do since they don’t give a phone number or anything and this is obviously bogus. But in the meantime it’s ruining the credit I’ve worked so hard to fix. I am livid.
Striderq
Columbia,#2General Comment
Fri, September 22, 2017
Find out which credit bureaus this charge is appearing on and file a dispute with the credit bureau.