Complaint Review: Capital Credit Alliance (C.C.A.) - las vegas Nevada

I have also called our local F.B.I. in Jacksonville ,Fla. and our local police department. They took a report and assured me that the F.B.I. will begin investagating this company. So please call your local police and F.B.I. agency. they will help

We haven't activated anything from your flippen company and you know what? You have debited 1,100 from my fathers account and he is retired and on a fixed income. Now you will feel the rath of whats to come. One I have sent letters to 2 attorney generals offices one in Nevada one in Indiana and also to my attorney and one to the FTC The Federal trade Commission and other organizations. I highly recommend that they not only shut you people down but take you all to jail. In addition i want to add people who have been abused by this company please take the time and send letters to the FTC and the attorney generals office. Their addresses are on the net. See you in jail MRS SMITH!!!!!!!!!!!!

I just received the standard letter (and card) from cca. I decided the check the Better Business Bureau and found CCA rating unsatisfactory. I then performed a search on CCA and found this site. thank you thank you to all the earlier respondents. CCA is one company that should be avoided like leprosy. It is obvious that if you do not read thoroghly or do some of your own research on a company..........you will get "burned" Thanks to everyone who has repsonded on this one!

I am one of the unfortunate suckers that got caught up in their scam, they do not tell you about any fees while you are signing up. Well, take that back, they make do kind of tell you about fees, but it is the way in which they word it. They word it so you think you understand what they are saying, but at the same time they go over every little detail of the card so by the time they are done telling you about their fees (which comes after the part where they ask you for your checking account number which is illegal in itself) you think you got it all figured out, but honestly it is a bunch of BS.

They filed the following rebuttal to the above Rip-Off Report: Their email: [email protected] Their name: Just my opinion Their relationship to the company: Consumer Suggestion Rebuttal: Hello, I have one of those handy-dandy letters from Capital Credit Alliance (along with the card) in front of me as I write this. I have to admit the letter is pretty clear (To Me) that the card is not a Visa/MasterCard/or reputable department store charge card. Yes, it's made out of plastic, it has my name on it, it has the telltale row of numbers that every credit card has, it includes an expiration date like a "normal" credit card, and it has a 1st. First Capital logo emblazed upon the upper right corner. Other than that though, there's nothing printed on the card making me believe its a Visa or MasterCard, but there is also nothing there making me believe that it's not. Possibly printing something on the back of the card, such as: "Not valid at any retailer" or "May only be used in conjunction with CCA's catalog". Although the information was clear to me, there are people in our country and abroad that are not able to comprehend the written language, don't know what to look for, and want to believe they have something they don't really have. Unfortunately, these people fall prey to companies like this one. Much like the prize company (that sells magazines), that was sued several years ago by the elder gentleman who thought he won a million dollars. This man read the information, didn't understand it, and made his way across the US to claim his prize at the company headquarters. He didn't understand what he was reading and wanted to believe, which I am sure many of the CCA victims do. The thing that stuck out the most to me was the fact that the company didn 't have a web address listed anywhere on the form it sent. I thought "let 's look at the items this company sells, check out their pricing, maybe it 's not such a bad thing". No web address. I don't know about you but there is not way in the world I am going to agree to purchasing something I can't see (I would have been purchasing credit from this company). I searched several search engines and the only site I found that had anything to do with CCA was the warnings listed on this site. Now that's sad. What made it worse were the rebuttals posted by the CCA employee. Not only was the person unfocused on what she was writing and wasn't finishing sentences, it was pretty clear to me that she was also totally uneducated and didn't comprehend the English language and/or grammar very well. Maybe she was writing in Ebonics? Hey, maybe she's the one that wrote the form that's sent to customers... he-he-he. A thought that really scares me is this... If she is a representative of the company and has enough authority to respond to rebuttals such as the ones posted on this website, then who is in charge of the finance department for this company? Can they add? It's something everyone should think about. People, please make decisions wisely. Read everything, including the fine print. If it looks confusing, have someone else re-read it, especially if there is money involved. Don't get caught in scams. The old saying "If it looks too good to be true, it probably is" should hold true. That's just my opinion.

This email is a rebuttal to RipOff #6438.
It was sent by MRS SMITH at [email protected].

CAPITAL CREDIT ALLIANCE(C.C.A.) FIRST CAPITAL CARD RIP-OFF *REBUTTALs *EDitor's Comments (#6438)

They filed the following rebuttal to the above Rip-Off Report:

Their email: [email protected]
Their name: MRS SMITH

Their relationship to the company: Advocate

Rebuttal:
FIRST OF ALL I AM TYPING IN CAPS BECAUSE I AM ANGRY THAT PEOPLE NOW DAYS CONSIDER A RIP OFF NOT REFUNDING MONEY TO PEOPLE WHEN IT IS CLEARLY STATED IN THE CALL THAT IT IS NON REFUNDABLE? YOU ANSWER ME TO HOW THAT IS A RIP OFF? ALSO IT IS CLEARLY STATED IN THE FRONT PAGE OF THE LETTER THAT THIS IS A MERCHANT CARD VALID FOR CCA PRODUCTS ONLY. YOU SAID YOU HAVE A LETTER IN FRONT OF YOU THEN LOOK IN THE TOP SECTION THAT CLEARLY COMPARES OUR
CARD TO A DEPARTMENT STORE CARD AND A CREDIT CARD IT STATES THERE THAT IT IS A MERCHANT CARD ALSO. AND FUTHER MORE I DO NOT BELIVE I HAVE DISRESPECTED YOU OR YOUR WEB SITE IN ANY WAY SO I DONT SEE WHY YOU CHOOSE TO SPEAK TO ME LIKE AND I QUOTE "LOOK HERE MS THING" HOW PROFESSIONAL IS THAT? ALSO IF YOU DONT WANT OUR COMPANYS REBUTTLES WHY ASK FOR THEM? YOUR COMPANY OBVIOUSLEY ONLY WANTS TO SEE THAT BECAUSE SOME CUSTOMER DIDNT READ OR REALIZE THEY SAID YES TO A CLEAR PRESENTATION THEY FEEL WE ARE A SCAM THAT IS WRONG ALSO. ALL I AM SAYING IS I KNOW YOU ARE A BUISNESS THAT REPORTS SCAMS BUT YOU SHOULD ALSO BE HONEST, A SCAM IS A COMPANY THAT MISREPS PEOPLE AND WE DO NOT I REPEAT DO NOT DO THAT AT ALL.
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EDitor's Comment to this REBUTTAL::::

Ms. Thing, .. LUVLEYPEEPS is it? Are you part of a peep show?

Your either playing with your self or just have your head up your butt. Which is it?

Why won't your company make the advertisements the way I suggested above? You seem to have skipped over that. hmmmm?

I'm still waiting to see how we are going to take care of the victims that filed Rip-off Reports?

Your a waste of my time.. People like you make me sick. This company doesen't give a dam about you. You know dam well this is nothing but a big consumer rip-off scam!

[email protected]

Rip-off Report gets about a dozen or more e-mails a week on how they were Rip-off by CAPITAL CREDIT ALLIANCE. Can all these people be wrong? Something is wrong!

CAPITAL CREDIT ALLIANCE needs to put on their advertisement, fist thing on the front page and on the face of the envelope.

This is credit for our products only.

CARD NOT GOOD IN OTHER STORES!

This is not a store credit card.

Credit on our products only.

I believe, if your envelope and advertisement read this way, we would not be getting Rip-off Reports from so many victimized consumers. Remember, tell your superiors, your deadline is Tuesday Sept. 18, 2001 12 noon pacific time.

[email protected]

badbusinessbureau.com
RipoffREVENGE.com
Don't let them get away with it.
Make sure they make the Rip-off Report!

This email is a rebuttal to RipOff #6438.
It was sent by MRS SMITH at [email protected].

CAPITAL CREDIT ALLIANCE(C.C.A.) FIRST CAPITAL CARD RIP-OFF *REBUTTAL *EDitor's Comment (#6438)

They filed the following rebuttal to the above Rip-Off Report:

Their email: [email protected]
Their name: MRS SMITH

Their relationship to the company: Advocate

Rebuttal:
IN RESPONSE TO YOUR QUESTIONS, AS I STATED THEY DO NOT CHARGE FOR ANY FEES UNLESS THE CUSTOMER AGREES TO IT. AS FAR AS MAKING THE LETTER MORE CLEAR IT STATES EVERYTHING IN THE LETTER AND WHEN THEY CALL US TO ACTIVATE THE CARD WE CLEARLY EXPLAIN THE FEES BEFORE THEY GIVE US AUTHORIZATION TO TAKE THEM OUT, AND ONCE MORE BEFORE WE GET OFF THE PHONE. AS FAR AS REFUNDINDG
PEOPLE WE STATE SEVERAL TIMES THE MONEY IS NON REFUNDABLE BEFORE WE GET OFF THE PHONE SO IF THEY DONT LISTEN TO THE OPERATERS HOW IS THAT A SCAM OR HOW IS THAT MY COMPANYS FAULT IF THEY WANT A REFUND. AS FAR AS THE STOCK HOLDERS WE DO NOT MAKE ALL OF OUR MONEY FROM THE MEM FEE WE MAKE MONEY FROM OUR SATISFIED CUSTOMERS WHO ENJOY ORDERING OUR PRODUCTS. THE STATEMENT THAT IT IS NOT STATED IN THE LETTER ABOUT THE DOWN PAYMENT IS NOT TRUE,IT CLEARLY SAYS NO COLLATERAL WITH DOWN PAYMENT OF 30% READ THE LETTER AND ACTIVATE A CARD BEFORE YOU JUDGE SOMEONES COMPANY. THANK YOU FOR TRYING TO SEE BOTH SIDES TO A BAD STORY.BECAUSE IT IS NOT ALL BAD AFTER ALL WE DO HAVE THOUSANDS OF HAPPY CUSTOMERS ALSO.
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EDitor's Comment to the above REBUTTAL::::::::::

Ms thing, obviously the letter is not clear enough and needs to be changed. .. Your advertising mailer is in front of me now. When I look at your advertisement it's obvious that this is a credit card. It might be in the small print somewhere, but I don't see that it is not a store credit card. THe consumer should not have to look that hard. Your underhanded company designed it this way to screw consumers. Your company in my opinion is A RIP-OFF, a fraud and a bunch of dam liars.

Typing in all capital letters is rude and annoying to read. You are annoying, a liar and a fraud as well.

You started to say something about the stockholders? You did't finish? Seems like they are a bunch of crooks to let this happen.

If your company is not going to refund the money for the consumers that filed a Rip-off Report, you can be assured some nationwide free publicity will be coming your way..shortly. If I do not receive an e-mail from your company by Tuesday September 18th to work out the details, we will do what we have to. Consider yourself on notice. If we receive a lawyers letter, we will not respond, we will just start your free publicity.

Looking forward to having some fun! Let the games begin.

[email protected]

badbusinessbureau.com
Don't let them get away with it.
Make sure they make the Rip-off Report!

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Remember.
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Make sure they make the Rip-off Report.
___
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This email is a rebuttal to RipOff #6438.
It was sent by MRS SMITH at [email protected].

CAPITAL CREDIT ALLIANCE(C.C.A.) FIRST CAPITAL CARD RIP-OFF (#6438)

They filed the following rebuttal to the above Rip-Off Report:

Their email: [email protected]
Their name: MRS SMITH

Their relationship to the company: Advocate

Rebuttal:
WE DO NOT CHARGE YOU A FEE IF YOU DONT ACTIVATE THE CARD. ALSO ALL FEES ARE STATED IN THE LETTER BEFORE YOU CALL AND ARE STATED TO THE CUSTOMER BEFORE THEY EVEN AGREE TO GIVE ANY BANKING INFORMATION TO THE OPERATERS.

WE SEND THEM THE APPROVAL LETTER SO THEY KNOW HOW THE PROGRAM WORKS BEFORE THEY CALL US. THEY AGREE TO PAY THE FEE OR THEY WOULD NOT GIVE THE ACCOUNT INFO CORRECT? AND THEY ALSO GIVE US A SPECIFIC DATE FOR IT TO BE TAKEN OUT.

ALSO IT IS ALWAYS STATED IN THE PRESENTATION THAT THE ME FE IS ONE TIME NONREFUNDABLE FEE IT ALSO STATES ON THE LETTER AND IN MY OPERATERS PRESENTATION ABOUT ALL FEES.

I FEEL THESE COMPLAINTS ARE FROM PEOPLE WHO EITHER CANNOT READ OR FROM PEOPLE WHO REALIZE THEY CANT AFFORD 200 AND DECIDE TO CANCEL AND WERENT REFUNDED SO THEY ARE MAD AND MAKING MY COMPANY
LOOK BAD IT IS STATED BEFORE THEY AGREE TO THE 200 THAT IT IS NON
REFUNDABLE.
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EDitor's Comment to the above REBUTTAL:::

Please tell us, how come there are so many Rip-off Reports on Capital Credit Alliance? Something is definitely wrong. Maybe Capital needs to make the advertisements and letters more understanding, pointing out the parts that are obviously being misunderstood by unsuspecting consumers. But that would mean less money for Capital. The stock holders wouldn't like that, would they MS. [email protected]?

Please get a message to your people upstairs. I strongly suggest your superiors contact us about reimbursing the victims who filed a Rip-off Report on Capital Credit Alliance.

[email protected]

This email is a rebuttal to RipOff #6438.
It was sent by MRS SMITH at [email protected].

CAPITAL CREDIT ALLIANCE(C.C.A.) FIRST CAPITAL CARD RIP-OFF (#6438)

They filed the following rebuttal to the above Rip-Off Report:

Their email: [email protected]
Their name: MRS SMITH

Their relationship to the company: Advocate

Rebuttal:
WE DO NOT CHARGE YOU A FEE IF YOU DONT ACTIVATE THE CARD. ALSO ALL FEES ARE STATED IN THE LETTER BEFORE YOU CALL AND ARE STATED TO THE CUSTOMER BEFORE THEY EVEN AGREE TO GIVE ANY BANKING INFORMATION TO THE OPERATERS.

WE SEND THEM THE APPROVAL LETTER SO THEY KNOW HOW THE PROGRAM WORKS BEFORE THEY CALL US. THEY AGREE TO PAY THE FEE OR THEY WOULD NOT GIVE THE ACCOUNT INFO CORRECT? AND THEY ALSO GIVE US A SPECIFIC DATE FOR IT TO BE TAKEN OUT.

ALSO IT IS ALWAYS STATED IN THE PRESENTATION THAT THE ME FE IS ONE TIME NONREFUNDABLE FEE IT ALSO STATES ON THE LETTER AND IN MY OPERATERS PRESENTATION ABOUT ALL FEES.

I FEEL THESE COMPLAINTS ARE FROM PEOPLE WHO EITHER CANNOT READ OR FROM PEOPLE WHO REALIZE THEY CANT AFFORD 200 AND DECIDE TO CANCEL AND WERENT REFUNDED SO THEY ARE MAD AND MAKING MY COMPANY
LOOK BAD IT IS STATED BEFORE THEY AGREE TO THE 200 THAT IT IS NON
REFUNDABLE.
:::::::::::::::::::::::::

EDitor's Comment to the above REBUTTAL:::

Please tell us, how come there are so many Rip-off Reports on Capital Credit Alliance? Something is definitely wrong. Maybe Capital needs to make the advertisements and letters more understanding, pointing out the parts that are obviously being misunderstood by unsuspecting consumers. But that would mean less money for Capital. The stock holders wouldn't like that, would they MS. [email protected]?

Please get a message to your people upstairs. I strongly suggest your superiors contact us about reimbursing the victims who filed a Rip-off Report on Capital Credit Alliance.

[email protected]

This email is a rebuttal to RipOff #6438.
It was sent by MRS SMITH at [email protected].

CAPITAL CREDIT ALLIANCE(C.C.A.) FIRST CAPITAL CARD RIP-OFF (#6438)

They filed the following rebuttal to the above Rip-Off Report:

Their email: [email protected]
Their name: MRS SMITH

Their relationship to the company: Advocate

Rebuttal:
WE DO NOT CHARGE YOU A FEE IF YOU DONT ACTIVATE THE CARD. ALSO ALL FEES ARE STATED IN THE LETTER BEFORE YOU CALL AND ARE STATED TO THE CUSTOMER BEFORE THEY EVEN AGREE TO GIVE ANY BANKING INFORMATION TO THE OPERATERS.

WE SEND THEM THE APPROVAL LETTER SO THEY KNOW HOW THE PROGRAM WORKS BEFORE THEY CALL US. THEY AGREE TO PAY THE FEE OR THEY WOULD NOT GIVE THE ACCOUNT INFO CORRECT? AND THEY ALSO GIVE US A SPECIFIC DATE FOR IT TO BE TAKEN OUT.

ALSO IT IS ALWAYS STATED IN THE PRESENTATION THAT THE ME FE IS ONE TIME NONREFUNDABLE FEE IT ALSO STATES ON THE LETTER AND IN MY OPERATERS PRESENTATION ABOUT ALL FEES.

I FEEL THESE COMPLAINTS ARE FROM PEOPLE WHO EITHER CANNOT READ OR FROM PEOPLE WHO REALIZE THEY CANT AFFORD 200 AND DECIDE TO CANCEL AND WERENT REFUNDED SO THEY ARE MAD AND MAKING MY COMPANY
LOOK BAD IT IS STATED BEFORE THEY AGREE TO THE 200 THAT IT IS NON
REFUNDABLE.
:::::::::::::::::::::::::

EDitor's Comment to the above REBUTTAL:::

Please tell us, how come there are so many Rip-off Reports on Capital Credit Alliance? Something is definitely wrong. Maybe Capital needs to make the advertisements and letters more understanding, pointing out the parts that are obviously being misunderstood by unsuspecting consumers. But that would mean less money for Capital. The stock holders wouldn't like that, would they MS. [email protected]?

Please get a message to your people upstairs. I strongly suggest your superiors contact us about reimbursing the victims who filed a Rip-off Report on Capital Credit Alliance.

[email protected]

This email is a rebuttal to RipOff #6438.
It was sent by MRS SMITH at [email protected].

CAPITAL CREDIT ALLIANCE(C.C.A.) FIRST CAPITAL CARD RIP-OFF (#6438)

They filed the following rebuttal to the above Rip-Off Report:

Their email: [email protected]
Their name: MRS SMITH

Their relationship to the company: Advocate

Rebuttal:
WE DO NOT CHARGE YOU A FEE IF YOU DONT ACTIVATE THE CARD. ALSO ALL FEES ARE STATED IN THE LETTER BEFORE YOU CALL AND ARE STATED TO THE CUSTOMER BEFORE THEY EVEN AGREE TO GIVE ANY BANKING INFORMATION TO THE OPERATERS.

WE SEND THEM THE APPROVAL LETTER SO THEY KNOW HOW THE PROGRAM WORKS BEFORE THEY CALL US. THEY AGREE TO PAY THE FEE OR THEY WOULD NOT GIVE THE ACCOUNT INFO CORRECT? AND THEY ALSO GIVE US A SPECIFIC DATE FOR IT TO BE TAKEN OUT.

ALSO IT IS ALWAYS STATED IN THE PRESENTATION THAT THE ME FE IS ONE TIME NONREFUNDABLE FEE IT ALSO STATES ON THE LETTER AND IN MY OPERATERS PRESENTATION ABOUT ALL FEES.

I FEEL THESE COMPLAINTS ARE FROM PEOPLE WHO EITHER CANNOT READ OR FROM PEOPLE WHO REALIZE THEY CANT AFFORD 200 AND DECIDE TO CANCEL AND WERENT REFUNDED SO THEY ARE MAD AND MAKING MY COMPANY
LOOK BAD IT IS STATED BEFORE THEY AGREE TO THE 200 THAT IT IS NON
REFUNDABLE.
:::::::::::::::::::::::::

EDitor's Comment to the above REBUTTAL:::

Please tell us, how come there are so many Rip-off Reports on Capital Credit Alliance? Something is definitely wrong. Maybe Capital needs to make the advertisements and letters more understanding, pointing out the parts that are obviously being misunderstood by unsuspecting consumers. But that would mean less money for Capital. The stock holders wouldn't like that, would they MS. [email protected]?

Please get a message to your people upstairs. I strongly suggest your superiors contact us about reimbursing the victims who filed a Rip-off Report on Capital Credit Alliance.

[email protected]