John
Niles,#2Author of original report
Thu, March 11, 2004
I sent a cease and desist letter from a format I saw here, and used it, to what I thought was fitting for my own situation. That was the day after I first logged in here with my scenario. Since I sent the Cease and Desist letter(Delivery Confirmation) I have not heard from the scavengers.
Sylvia
Alton,#3Consumer Comment
Thu, March 04, 2004
Jameson, I'm assuming you haven't read many of the posts here and perhaps don't have complete information. As far as I can tell, people understand that one repays money one borrows. One of the major problems with sCAMCO is that they can't prove that someone borrowed the money they are trying to collect.If you go over John's posting, you should note that he has no knowledge of owing the debt sCAMCO is claiming he does. They say someone else, possibly his ex-wife, paid something many years ago. That doesn't prove it's John's debt. Just because someone calls and says "you owe me" does not mean that is true. And because someone else stopped paying on something years ago does not mean sCAMCO or anyone else can call whomever and demand payment. sCAMCO is a fraudulent operation. I notice you have Rockford posted as where you are from. There's a strong possibility that you work for sCAMCO and know this already but I'm willing to give you the benefit of the doubt.
JERRY
Phoenix,#4Consumer Comment
Thu, March 04, 2004
JAMESON, did you go to school? Have an education? Did the doctor smack you in the wrong a$$ when you were born? You are about a clueless niave employee. I am certain your boss (crook) is brainwashing you uneducated, money hungry employees, into believing you can make a fortune pressing people into believing they owe you something. NOT! Most have already figured you greasy slimeballs out. You attempt to get into this web site and defend your tactics. You are so far from the facts and the truth. Do you look in the mirror before you go to work in that puss pocket office? You are obviously a follower. I am certain you do not know the law. I AM CALLING YOU A LIAR AND A CON MAN. HOW IS THAT FOR A SMACK IN THE FACE? I need not go into details of what I factually know about how the law protects one. To educate you would waste my time. It would simply slip through that miniscule brain of yours. Get a real job. It pays to work. REALLY! d****eBAG!
JERRY
Phoenix,#5Consumer Comment
Thu, March 04, 2004
JAMESON, did you go to school? Have an education? Did the doctor smack you in the wrong a$$ when you were born? You are about a clueless niave employee. I am certain your boss (crook) is brainwashing you uneducated, money hungry employees, into believing you can make a fortune pressing people into believing they owe you something. NOT! Most have already figured you greasy slimeballs out. You attempt to get into this web site and defend your tactics. You are so far from the facts and the truth. Do you look in the mirror before you go to work in that puss pocket office? You are obviously a follower. I am certain you do not know the law. I AM CALLING YOU A LIAR AND A CON MAN. HOW IS THAT FOR A SMACK IN THE FACE? I need not go into details of what I factually know about how the law protects one. To educate you would waste my time. It would simply slip through that miniscule brain of yours. Get a real job. It pays to work. REALLY! d****eBAG!
JERRY
Phoenix,#6Consumer Comment
Thu, March 04, 2004
JAMESON, did you go to school? Have an education? Did the doctor smack you in the wrong a$$ when you were born? You are about a clueless niave employee. I am certain your boss (crook) is brainwashing you uneducated, money hungry employees, into believing you can make a fortune pressing people into believing they owe you something. NOT! Most have already figured you greasy slimeballs out. You attempt to get into this web site and defend your tactics. You are so far from the facts and the truth. Do you look in the mirror before you go to work in that puss pocket office? You are obviously a follower. I am certain you do not know the law. I AM CALLING YOU A LIAR AND A CON MAN. HOW IS THAT FOR A SMACK IN THE FACE? I need not go into details of what I factually know about how the law protects one. To educate you would waste my time. It would simply slip through that miniscule brain of yours. Get a real job. It pays to work. REALLY! d****eBAG!
JERRY
Phoenix,#7Consumer Comment
Thu, March 04, 2004
JAMESON, did you go to school? Have an education? Did the doctor smack you in the wrong a$$ when you were born? You are about a clueless niave employee. I am certain your boss (crook) is brainwashing you uneducated, money hungry employees, into believing you can make a fortune pressing people into believing they owe you something. NOT! Most have already figured you greasy slimeballs out. You attempt to get into this web site and defend your tactics. You are so far from the facts and the truth. Do you look in the mirror before you go to work in that puss pocket office? You are obviously a follower. I am certain you do not know the law. I AM CALLING YOU A LIAR AND A CON MAN. HOW IS THAT FOR A SMACK IN THE FACE? I need not go into details of what I factually know about how the law protects one. To educate you would waste my time. It would simply slip through that miniscule brain of yours. Get a real job. It pays to work. REALLY! d****eBAG!
Scott
Akron,#8Consumer Suggestion
Thu, March 04, 2004
There is no way to find out about the debt. There is also no reason to pay thugs and criminals such as yourselves and never a reason to pay any CA who buys a debt- especially ones that are so ancient. Watch yourself fool because if you break the law you will be the next one to be sued.
Jameson
Rockford,#9Consumer Comment
Thu, March 04, 2004
Ok folks, I see a trend and not a wholesome one here. I would like to say that it seems that for educated consumers your are possibly ignorant of the most basic of laws, that of if you borrow money you have to pay back. Now I don't claim to know of any of your situations or if you did or did not pay off your debts, that it not my concern. The fact of the matter is that you have rights but you are not aware of the nature of those rights. First, the Statute of Limitations is a legal limit and is only there for the purpose of whether or not you can be litigated against for the debt owed (that means to be sued for it). Second, just because the Statute has passed does not mean that your obligation to pay the debt has passed as well. You still owe the money and someone will come to collect. Whether its CamCo or some other company is entirely up to you. Third, it may not appear on your credit report after 7 years but that does not mean that it is not there. It can effect you in the long run, whether you beleive it or not. IF you don't beleive me then try this link for more info: http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
JERRY
Phoenix,#10Consumer Comment
Tue, March 02, 2004
This company has attempted to collect on a debt 18years old. STATUTE OF LIMITATIONS! HELLO! DO NOT SEND ANYTHING TO THESE THEIVING BASTARDS PEOPLE! "DO NOT" LET THEM SCARE YOU! DO NOT! Check the state you lived in at the time of the debt, and find out how long the "statute of limitations" is in the state you lived in at the time of the debt. EVEN the IRS has statute of limitations they have to follow. If the statute of limitations is over, tell these #ucking morons to get screwed. NO DELINQUENT ACCOUNT CAN REMAIN ON YOUR CREDIT REPORT FOR MORE THAN 7 YEARS FROM THE DATE IT WAS REPORTED DELINQUENT UNLESS YOU FOOLISHLY PAY ON THAT DEBT AND START THE CYCLE OVER. BEAT THE BASTARDS AND EDUCATE YOURSELVES.