cALIBER APPROVED A LOAN MODIFICATION AND DID NOT HONOR IT. THEY LOST A PAYMENT iWAS SCHEDULED TO MAKE, AND WHEN THEY LOCATED IT DID NOT APPLY IT TO MY LOAN, BUT SENT IT BACK. i WAS ABLE TO CATCH MY LOAN UP, AND i FILED A COMPLIANT AGAINST CALIBER NOW THEY SAY i OWE OVER 5000 DOLLARS I AM IN DEFAULT OF MY LOAN AND I HAVE UNTIL 01/08/2018 TO PAY ARE THEY WILL FORECLOSE. i DONT WANT TO LOSE MY HOME WHAT CAN I DO