they applied for a credit card loan under my name they took $5000 and than they did a transaction on my other CC for $1000 the first one. i am scare of this guy i am not sure on what to do i am paying the first loan for $5000 we never change a furnace in our house. he is trading us by beating me and taking me to the hospital i am scare of the owner Michael Lanzano is an ex convict he is constantly tryign to do froud