- Report: #912479
Complaint Review: Bank Of America - Simi Valley California
Reported By:
Mercedes -
Valley Center, California, United States of America
Submitted:
Updated:
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Author Not Confirmed
Why?
Bank Of America
PO Box 5170 Simi Valley, 93062-5170 California, United States of America
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Bank Of America Countrywide Tried to negotiate loan modifrication in 2008, due to death of husband,they had me send documentation over and over and 3 death certificte copies. Finally in 2011 settled loan mod but added $33,000 Simi Valley, California
Bank of America/Countrywide Home loans refused to work with me after numerous calls and letters. I finally found a mortgage representative thru the NACA program and they were unsuccessful as well. The banks kept having me write up dated hardship letters, (realize I had just lost my husband to brain cancer after 30 years of marriage),financial statements, income verifications,death certificates. I even wrote to Diane Fienstien explaining how painful it was to go thru this deppressing time over and over. Finally after 3 years I get a phone call from BOA requesting another death certificate, because they could not work with me until they could remove my husband's name from the deed, my response are f inc kidding me. When we finally got what I thought I could manage they added $33,000 +dollars to my loan. Of course my credit was in the toilet. We were never late until he passed away in August of 2008. I started negotiating in July of 2008 when we found out he had very limited time. I work 2 jobs to pay this mortgage and they said that it was the best they can due. OK! Please tell me why they were allowed to add this $33,000 + dollars to my mortgage? They need to remove that $33,000+dollars and fix my credit report at least where the mortgage payments are concerned. Thanks for listening. Sincerely Mercedes
3 Updates & Rebuttals
The Outlaw Josey Wales
Golden Meadow,United States of America
Karl
Highlands Ranch,Colorado,
USA
Ashley, Did you know that...
#3Consumer Comment
Mon, July 16, 2012
politicians were getting special rates on their mortgages from Countrywide, which was eventually purchased by Bank of America due to the fact that it was collapsing?
You can 'Google' this- REPORT: LAWMAKERS GOT MORTGAGE DEALS FROM COUNTRYWIDE, and read the related articles on the web.
Feel free to 'Google' this- DOUGLAS REED- THE CONTROVERSY OF ZION- INDEX- SITE BY KNUD ERIKSEN, and read the third paragraph on 'Page 97'. It starts like this-
QUOTE: "The Zionists have gained political control over Gentile governments..."
Question #1: Why would politicians, who were earning six-digit guaranteed salaries at the expense of the American taxpayers, be getting special deals on their mortgages?
Question #2: Since the American taxpayers bailed-out many of the banks, like Bank of America, shouldn't Americans who are having trouble paying their mortgages get a break, just like the politicians were getting?
Feel free to scroll ahead to 'Chapter 17' in Douglas Reed's book and read the first two or three pages. Then go back to 'Chapter 15' and read the entire chapter at least three or four times, until you understand it completely.
Have a nice day.
WELCOME TO AMERICA- OUR GOVERNMENT IS BEING CONTROLLED BY A CARTEL OF CORRUPT, GREEDY, AND INEPT BANKERS AND DOUGLAS REED KNEW ABOUT IT BACK IN THE 1950'S WHEN HE WROTE HIS BOOK ENTITLED 'THE CONTROVERSY OF ZION', WHICH IS AVAILABLE ON THE WORLDWIDE WEB AT NO COST
Ashley
springfield,Missouri,
U.S.A.
MIssed payments
#4Consumer Comment
Mon, July 16, 2012
From july 2008 to now did you make every payment in full and on time? If not, then they are adding what you owe them. It sounds like you didnt pay the full payments or missed payments in that time, you still owe all the money you did not pay them. Plus interest. Plus late fees. Plus any escrow shortages. That is likely where the money came from.
If you did make your payments on time and in full, then it could come from just the refinancing math. Usually when there is a loan modification they are refinancing your loan. You may have added years on to the loan in order to get the payment down. That means more interest being charged.
