First, the approval process was a long wait. Every two weeks BOA was asking for more information. I kept asking them if anything else was needed for my file because I was living in temporary housing due to an out of state move. Therefore, I wanted this process done quickly. Instead of requesting the information, they would wait and ask for a piece at a time. When I was finally approved, my closing was delayed for months because I originally put in a contract on the home in September 2008. First, I was told that I would have to bring no money to closing based on the loan I had. The day before the actual closing, I was told that instead of bringing no money to closing that I would need to bring $2,500. By this time, I was fed up with the process so I agreed to pay it. November 2008, I signed the closing paperwork and received the keys on a Friday. Therefore, I moved in that weekend.A few days later, I received an email from the closing attorney office stating BOA wanted to change the terms of the loan. The closing attorney stated they informed BOA that no changes can be made because I had closed on the loan. To make a long story short, BOA and the closing attorney went back and forth for four months. During the four months, I was living in the home. BOA was telling me that they were fixing everything and not to worry. However, BOA never paid the sellers. As a result, I received a letter from the sellers stating that I had to move immediately. The sellers were willing to wait longer if BOA gave them a letter stating that the loan will be funded. BOA would only give me verbal confirmation that they will fund. BOA said that I was no longer approved for the loan becuase the loan terms had changed. My family and I was forced to move into a one bedroom and put all furniture in storage. I lost $50,000 of down payment assistance (not funded by BOA). I eventually received my money given at closing back after several phone calls. I hired a lawyer who also was given the run around by BOA. She claims that there is grounds for a lawsuit but she is moving too slow. I am speaking with another lawyer now. I will never do business with BOA on any level again. They cannot be trusted and do not care about customers. Even my loan officer was shady. She and her boss stop taking my calls.
Karl
Highlands Ranch,#2Consumer Comment
Fri, January 21, 2022
is only available at this site. Just type in 481536 and it appears in Consumer Comment #3 at Ripoff Report #481536.
****Letter Alert: Anyone can type in 1512122 at this site and read the letter that was recently posted in the comments section at Ripoff Report #1512122.
Thank you.
WELCOME TO AMERICA, CANADA, AUSTRALIA, AND EUROPE- OUR GOVERNMENTS AND MUCH OF OUR ECONOMIES ARE ULTIMATELY BEING CONTROLLED BY A “CREATURE” THAT IS BEING EXPOSED ALL OVER THE WORLDWIDE WEB EVERY DAY IN POEMS AND IN SONGS THAT ARE ALL TRUE
Karl
Highlands Ranch,#3Consumer Comment
Mon, March 11, 2013
Please give us an update to your Ripoff Report when you have time. Thank You.
Karl
Highlands Ranch,#4Consumer Comment
Wed, May 09, 2012
is available in the consumer comments section at this Ripoff Report.
Thank You
***POLITICIAN ALERT: Make sure to stay at this site and type in the following and read the Ripoff Reports from people all over America for important information-
POLITICIAN
OBAMA
BUSH
CHENEY
CLINTON
REAGAN
PRESIDENTIAL CANDIDATE
COMMITTEE CHAIRMAN
MAYOR
SENATOR
GOVERNOR
US GOVERNMENT
Karl
Highlands Ranch,#5Consumer Comment
Tue, April 24, 2012
FOOLISH BUNCH
(Please sing to the tune of the "Brady Bunch" TV Theme song.)
Anyone can 'Google' this- MIDI FILES TV AND MOVIE THEMES GARY'S MIDI PARADISE, and click on 'Brady Bunch' and sing the following lyrics to that midi tune, right?
Here we go- 1, 2, 3...
Secret Service
Had a great big party
They were drinking lots of booze and having sex
All of them are big buffoons, tell your momma
Those people are inept.
Now these agents
Who protect our leaders
Will most likely write a book and make some cash
'Cause our country is corrupt and dirty
It smells like rotten trash.
It is time to end this song and have some breakfast
Our whole system is corrupt and so diseased
Secret Service had sex with all those hookers
They're the foolish ones who did just as they pleased
The Foolish Bunch
The Foolish Bunch
They had sex drank some booze and then had lunch?
End.
Anyone can 'Google' this- SECRET SERVICE SCANDAL, and read the related articles and watch the videos on the web.
Feel free to 'Google' this- EX-SALT LAKE MAYOR ROCKY ANDERSON FORMER DEMOCRACY NOW, and watch that video on the web. Here is a quote from the video-
QUOTE: "We launched the Justice Party because the entire system is so corrupt. It's so diseased. We know that the public interest is not being served by anyone in the system right now, particularly the two dominant parties who have sustained this corrupt system and who are sustained by it." - Rocky Anderson
Thank You
WELCOME TO AMERICA- ONE BIG LIE
Karl
Highlands Ranch,#6Consumer Comment
Sat, December 17, 2011
can be 'Googled'.
Anyone can 'Google' this- IMF CHIEF WARNS OF NEW GREAT DEPRESSION, and read the related articles on the web that came out yesterday, December 16, 2011.
Thank You
HAPPY HOLIDAYS!
Karl
Highlands Ranch,#7Consumer Comment
Thu, November 10, 2011
is available at this website.
Just type in 683094 at this site and it appears in the consumer comments section at Ripoff Report #683094.
Thank You
***MOB ALERT: Don't forget to type in 659636 and go to 'Consumer Comment #18' at Ripoff Report #659636 for an important mob alert.
Karl
Highlands Ranch,#8Consumer Comment
Fri, August 12, 2011
GLOBAL DEPRESSION POEM
PIIGS are in trouble
That's my impression
Europe collapses
Global Depression
More jobs are lost
What shall we do
Global Depression
Most folks are blue
CEOS laughing
Leaders don't care
Economists clueless
So unaware
Priests take your money
Hear your confession
Five Hail Marys
Global Depression.
End.
Anyone can 'Google' this- BERNANKE FAILS HIS OWN 'TWO LESSONS LEARNED' FROM THE GREAT DEPRESSION, and read the related articles on the web.
Don't forget to 'Google' this- BERNANKE FEARED A SECOND GREAT DEPRESSION, and read that article too. In that Town Hall Meeting, Mr. Bernanke said that the stock market crash in 1929 didn't cause the Great Depression. He said that the failure of a large bank in Europe was that cause of the Great Depression.
'PIIGS' is an acronym for- 'P'ortugal, 'I'taly, 'I'reland, 'G'reece, & 'S'pain.
All five countries are having serious debt problems. It appears that history may be repeated once again.
Thank You
"Knowledge is power."
POWER TO THE PEOPLE
Karl
highlands ranch,#9Consumer Comment
Wed, December 30, 2009
going on for years, but they are NOT helping the American people because the Legal System & the Mainstream Media rely on the CORRUPT corporations who are DEFRAUDING innocent Americans.
nrsrchd
United States of America#10Consumer Suggestion
Wed, December 30, 2009
Have you thought of having your mortgage paper work audited? If there is fraud then a crime has been committed and your paper work is the evidence. Endless Fraud Detection is a third party company that provides forensic mortgage audits and can be found by adding a . com to the name. They have a radio show which links to can be found at the top of the page. They had a client on the show who was talking about all the violations found in his mortgage and he was waiting for the mortgage company to pay back all the money he paid in. With all the fraud these days and lawyers that don't get it, this is just what the back don't want people to know they can do. See if they have something that can put your mortgage company in their place and pay for the fraud committed.
Nrsrchd