Complaint Review: automobile acceptance corporation - riverdale Georgia

first of all it did, come with a warranty,
- Gee don't you think it would have been nice to mention that?  If it came with a warranty and the warranty did not expire and does apply to the part that needs repair then yes they should repair it under that warranty.  But unless that warranty says you get to exchange it for a different car(which I have never seen) your demand was silly and unreasonable.

was the point, and they didnt repo it i left it there
- Go ask your lawyer.  They will tell you that they did in fact repossess the car.  By you leaving it there it was a voluntary repossession but a repossession none the less.  The effects of that depend on when you filed for Bankruptcy.

do i have a ch7 for the next 10 yrs yessss
- You make it sound like that is a good thing.  You actually never mentioned the date of your Bankruptcy, so just curious as to when you filed.

do i have something descent  and dependable to ride in yesssss
- Let's see the other car you had for 11 months before it had problems.  If you got a car after you turned this one in, at most you have had it for about 2 months.   Come back in another 9 months and see if you feel the same way, which by the way if you do....great. 

oh and no car note forgot to mention that,'
- Good.  Hopefully you have learned a few lessons about credit.

This is Ripoff report .com not irrelevant loud mouth's reports.com          
- Then what are you doing?  Because based on your wonderful writing skills the only legitimate "RipOff" so far seems to be the Atlanta School system.

If you were able to respond to it, then you was able to read it, so that's why I keep it on your grade level!  I see you didnt respond to my response, only thing you can come up with is sentences and third grader. Find something better to do with your time,  like listing  good finance companies to use or great car lots to go to. You so smart and know everything write something thats going to give good information to help people instead making irrelevant statements that concerns nothing. How are the car dealership and finance companies in Orlando. This is Ripoff report .com not irrelevant loud mouth's reports.com            

Hey Dee Dee....

Do this very quickly....

Go out and get a third grader and have him/her write your stuff for you.  That way you'll learn what proper SENTENCE STRUCTURE...PUNCTUATION...and GRAMMAR are all about!

first of all it did, come with a warranty, second, the report was about all three company not just the finance, read into it  not thur it, the treatment , the lies and the quality of the cars they fianance   was the point, and they didnt repo it i left it there. thrid i have fianace a car before as a matter a fact it was as-is and never broke down far as motor, tranmission nor other major parts of the  car went wrong, and the the car was paid off in three yrs  on time with no problems. I use this company thur a advertise on the radio which was an bad idea never will do them again and wouldn't advise any one else either. and as far as my ch7 yes it was file and it was file at  the right time, the Fianance company DID Not Show so there for no agreement was made and thank to my Lawyer (you do know you can get one those so therefore they can help you understand the   ramification  so YOU dont have wondering if I  even understand the ramifications of that.

  it was up to me to return the junk pile or keep making the notes on time as i have been doing since i bought  the car but  even when the pile of junk broke down, so i did the responsible  thing by returning it to the junk yard that finance car per lawyer's  agreement.
 so im paying for the car when they sell to whomever going to buy it from the auction nooooo,Im protected by law sorry,,,, do i have a ch7 for the next 10 yrs yessss, is my score and life is in rebuildng status yessssss,,, do i have something descent  and dependable to ride in yesssss,  oh and no car note forgot to mention that,'  loving life and things i have in it , lesson learned from these company will never use them again and wouldnt advise anyone else to do so, best to go to a car dealership than go to a block finance company buy here pay here  it will be well worth it in the end. thanks for you input thou maybe it will help someone else. 
             

While what you tried was interesting it just shows how you don't have any idea of how car financing works.

When you bought the car you bought it "As-Is".  That is unless you specifically have a written warranty, you are responsible for all repairs.  Your transmission goes out after 11 months and you want them to just put you in a different car for the same price.   Great plan if it worked.  But I don't know where you got the idea that a lender is responsible for the repairs of your vehicle.  They only loan you the money for the car.  If it needs to be repaired you are responsible for the repair, and are still responsible to make the payment on the car.

You are with a Sub-Prime lender but no lender would do what you wanted.  However, it does show that you had issues in the past.  The Bankruptcy statement is confusing as to when you filed and wondering if you even understand the ramifications of that.

If you filed a Ch. 7 in the past and got this car after the BK, if you stop paying they will repossess the car and you are still responsible for the balance of the loan after they sell it at auction.  So you not only have a BK but a recent repossession.  In which case you can forget getting anything near a decent car for a decent price/interest rate for several years to come.