Susan
Philadelphia,#2Consumer Comment
Tue, January 07, 2003
When you enter into a contract, you need to read the terms and conditions therein. I got my Associates card at the age of 19, and have never ever had a problem with them. I have consistently made my payments on time, and they recently cut my APR in half, as well as raised my limit. I get a nice cashback incentive check at the end of the year. Most credit card companies would have stuck you with the fees they did. That's how they make their money, after all. You cannot have a parent call...you opted to be an adult and get the card in your name, and it is therefore your responsibility. Their customer service number is indeed toll free, it's on the back of your card!!!
Rachel
Evansville,#3Consumer Comment
Sun, December 29, 2002
I learned a valuable lesson from getting that card. I should have paid the payments on time, but when I tried to fix my mistake they totally lied to me when they said it would fix the problem. I paid out over 400 dollars in increments and it only brought it down around 50 dollars plus they were charging me 33% interest which might I say is illegal in my state and as far as I know every other state. I stopped making payments on it because they had lied to me and ripped me off and I tried to fix my mistake. The He11 with them.
#40
Fri, September 22, 2000
To: [email protected] Regarding: "Rip Off College Kids With Credit Cards" Associates National Bank, Credit & Debt Services I have the exact credit card to which you are referring and have been quite pleased with this company and their offer to college students. They started my account at the $500 limit, but because my payments have all been on time this limit has now increased to $3000. For the same reason, I was also able to request (and get!) a much lower interest rate then the initial one. It sounds like the lesson to you is, make DARN sure your payments get in on time, and don't push your credit cards to the limit. (BOTH good lessons to learn while you are in college!) Regarding your claim that the customer service number is not toll-free: I have spoken with customer service at the toll free number printed both on my card and on my statement. Look again. K in South Dakota e-7-6 REBUTTAL