L. Troy
West Paterson,#2Consumer Suggestion
Tue, May 27, 2008
Hi there, I got that same letter a few weeks ago, and have since ordered copies of my credit report. I haven't seen anything on my Equifax and I'm still waiting for the others. Like you, I have no record of a PNC/Mellon bank account, and if I ever did, it most likely would have been an account that was paid off and closed around 20 years ago. I also didn't ignore the letter - I sent a demand for validation and proof of the debt and demand to cease communications, certified/return receipt. They got the letter so I consider them notified. Funny, though, I've been getting calls from an unidentified number around 4:30 and 9:30 each night. When I answer the phone someone just hangs up. I found an excellent resource in budhibbs.com. The site also has links to attorneys who are members of National Association of Consumer Advocates - but hopefully things won't get that far. Good luck with it! LT