On October 5, 2017 I received several calls from a Frank Stone who said he was calling about a past debt. I knew that this past bill was over 15 years old and had been paid off. I keep all my paperwork from any and all debts past and present. He kept saying they had no record of where I had paid it off and they would take me to court if I did not pay it and put Levies on my bank accounts. (The jokes on them I don't own anything nor do I have any accounts of any value). He said they would sue family members if I didn't pay up, etc... I came home and googled this company, and found this RIPOFF REPORT website and read complaints from the Better Business Bureau. The scary thing is they know all your personal info and will bring it up, like where you live, what kind of car you have, your family members names and will use scare tactics to try to make you pay up. Please don't fall for these scammers and file a report here and with the Better Businees Bureau, and authorities like I did.