- Report: #168097
Complaint Review: Ameriquest - Any California
-
Author Confirmed
Why?
Ameriquest
1 Town And Country Blvd Any, 90210 California, United States of America
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
I want to start by saying that ameriquest did not hire me for my gramar. i cannot spell nor do i have good sentance structre. sorry
if the truth be known I hate ameriquest. I worked for them for ( to long) 11 mo. i went to my next job interview and said that ameriquest was my bootcamp.
i'm sorry if I ever hurt anybody I can Only think of two files That i made docks. for that was not bennifacal. I have a family too i need money..
I feel that ameriquest has found god. with all of the layoffs they are gitten rid of all of the (dirty branches) to try to start over with new policys and new morals.
when i started it was like the wild west no cops to tell us that we were doing wrong. I never have perticaped in any fraud never stole anything. I went to a job interview and was told I would make 180K or higher.. i talked it over with my wife and she was happy.. I called th boss back and acceped the job. ready to make money i started last year and realized very soon tha to make money you had to forge docks or make docks. My first month I had to wait to book loans so took in everything and relized this the next month I took it in to my on hands I booked 10 loans great pay check I made 22k thats more than i made last year. I WAS HAPPY. Now the fun starts I was expected to do that again. To do 10 or more YOU HAVE TO COMIT FRAUD. the next month I realized that what i was doing was wrong. I said to my self NO FRAUD(what a joke) I booked 2 loans. My job was on the line so I reverted to FRAUD I boked 9 loans. Next mo 4 no fraud. Then 8 there on out the last month I said If i cannot do this job with out fraud then it dose not need to be done and i need to find a nother job.
needless to say I boked no loan (0)i left ameriquest on my own terms I never got writen up or worse fired. I realized that i was in the circle of crouption i hate myself for what i did an i know what i did was wrong.
Title issues are big I know that the title company that ameriquest uses is dirty. They take leins off title that are supposed to be there when you ask the manager what to do they demand that you argue to the point that MIS takes it off the title. my former boss brages that we own the title company and we can get them to do any thing. this is not right. My worse case is I made a customer pay off a lein that was not theirs. This is still not resolved (the last i herd of this).
aprisals. Ameriquest owns Arprisaers . Imagen if you gave a aprisal company 45k a month what they would do for you they would get any value that you needed. worse case for me I sent a apprsair out to a dubblewide in NC (low property values) he apprasied it for 178k (a big push on value) I closed the loan and i kown that that he will never git of the adjustable rate loan that i put him in plus he has a 2.5 year per-payment penltly i'm so sorry.
income documents this is the bread and butter of ameriquest. If you have a loan that has a debt to income ratio problem (dti) you make w-2 for them to get them into a loan (a loan they cannot afford) in my state it is 55% dti i have seen a 90% dti trun into a 48% dti just to close a loan.
cash reserves. They use these to get a customer into a lower rate. this was my area of expertise i produced 100's of these this is where I take a old cust. file that has legitmate 401k or ira accounts and make them a difrent customers to get them a lower rate 9 OR TO BUDGET 55% DTI.
closing papers if the closer f***es up and forgets to sign a pictular document some body will take your signature to the coke machine and sign the forgotten doc.
This co. is fraud fraud fraud all the way around it from the top to bottom. If you take 15 20 to 35 year old money hungy people and tell them they can can make 180k for booking loans they are going to do what it takes to book them......
for all of you that got f**ked by ameriquest Im sorry 75% of what gose behind your back on you have know clue. just rember that and know that even though you have know no clue you still signed the closing package that stated it all..
i went back to 50K a year job and dont have to worry about pressure to commit fraud.
I know that a home is the most valuable thing that anybody owns and i hate that i f***ed up. I often comtpenplate what i have done and cannot not sleep at night I cannot say it enough IM SORRY. I ask god for forgiveness and hope he still listens to me.
Harry german town cir, North Carolina
U.S.A.
if the truth be known I hate ameriquest. I worked for them for ( to long) 11 mo. i went to my next job interview and said that ameriquest was my bootcamp.
i'm sorry if I ever hurt anybody I can Only think of two files That i made docks. for that was not bennifacal. I have a family too i need money..
I feel that ameriquest has found god. with all of the layoffs they are gitten rid of all of the (dirty branches) to try to start over with new policys and new morals.
when i started it was like the wild west no cops to tell us that we were doing wrong. I never have perticaped in any fraud never stole anything. I went to a job interview and was told I would make 180K or higher.. i talked it over with my wife and she was happy.. I called th boss back and acceped the job. ready to make money i started last year and realized very soon tha to make money you had to forge docks or make docks. My first month I had to wait to book loans so took in everything and relized this the next month I took it in to my on hands I booked 10 loans great pay check I made 22k thats more than i made last year. I WAS HAPPY. Now the fun starts I was expected to do that again. To do 10 or more YOU HAVE TO COMIT FRAUD. the next month I realized that what i was doing was wrong. I said to my self NO FRAUD(what a joke) I booked 2 loans. My job was on the line so I reverted to FRAUD I boked 9 loans. Next mo 4 no fraud. Then 8 there on out the last month I said If i cannot do this job with out fraud then it dose not need to be done and i need to find a nother job.
needless to say I boked no loan (0)i left ameriquest on my own terms I never got writen up or worse fired. I realized that i was in the circle of crouption i hate myself for what i did an i know what i did was wrong.
Title issues are big I know that the title company that ameriquest uses is dirty. They take leins off title that are supposed to be there when you ask the manager what to do they demand that you argue to the point that MIS takes it off the title. my former boss brages that we own the title company and we can get them to do any thing. this is not right. My worse case is I made a customer pay off a lein that was not theirs. This is still not resolved (the last i herd of this).
aprisals. Ameriquest owns Arprisaers . Imagen if you gave a aprisal company 45k a month what they would do for you they would get any value that you needed. worse case for me I sent a apprsair out to a dubblewide in NC (low property values) he apprasied it for 178k (a big push on value) I closed the loan and i kown that that he will never git of the adjustable rate loan that i put him in plus he has a 2.5 year per-payment penltly i'm so sorry.
income documents this is the bread and butter of ameriquest. If you have a loan that has a debt to income ratio problem (dti) you make w-2 for them to get them into a loan (a loan they cannot afford) in my state it is 55% dti i have seen a 90% dti trun into a 48% dti just to close a loan.
cash reserves. They use these to get a customer into a lower rate. this was my area of expertise i produced 100's of these this is where I take a old cust. file that has legitmate 401k or ira accounts and make them a difrent customers to get them a lower rate 9 OR TO BUDGET 55% DTI.
closing papers if the closer f***es up and forgets to sign a pictular document some body will take your signature to the coke machine and sign the forgotten doc.
This co. is fraud fraud fraud all the way around it from the top to bottom. If you take 15 20 to 35 year old money hungy people and tell them they can can make 180k for booking loans they are going to do what it takes to book them......
for all of you that got f**ked by ameriquest Im sorry 75% of what gose behind your back on you have know clue. just rember that and know that even though you have know no clue you still signed the closing package that stated it all..
i went back to 50K a year job and dont have to worry about pressure to commit fraud.
I know that a home is the most valuable thing that anybody owns and i hate that i f***ed up. I often comtpenplate what i have done and cannot not sleep at night I cannot say it enough IM SORRY. I ask god for forgiveness and hope he still listens to me.
Harry german town cir, North Carolina
U.S.A.
1 Updates & Rebuttals
Bill & Ted
Orange,California,
U.S.A.
rumor has it that Ameriquest employees wanted to embarrass the crooked Arnall and stole the Dutch bank's data
#2Consumer Comment
Mon, December 19, 2005
This was pulled from the Mortgage servicing fraud forum . org Who Knows Yesterday at 03:08 AM -------------------------------- You read the news and the story, but rumor has it that Ameriquest employees wanted to embarrass the crooked Arnall and stole the Dutch bank's data. Intrigue is so much fun. Let's see how this develops and if the crooked con Arnall, is anointed Ambassador for Dutch. ABN AMRO Loses Data on Mortgage Customers By Belinda Goldsmith, Reuters NEW YORK (Dec. 16) -- A U.S. mortgage firm owned by Dutch bank ABN AMRO Bank NV said on Friday it had suspended physical tape deliveries after a computer tape with data of 2 million residential mortgage customers was lost in transit, the latest in a string of U.S. data security scares. ABN AMRO Mortgage Group Inc., a unit of ABN AMRO's LaSalle Bank, said data on the tape, which went missing in November included residential mortgage customer names, account information, payment histories and social security numbers. The company said it had no knowledge the data on this tape had been misused, but Chief Executive Thomas Goldstein said he understood this incident could cause concern and the company was contacting customers to answer any questions. "Although we have no reason to believe that this information has been misused, we are also informing (customers) of steps they can take to protect themselves," Goldstein said in a statement. Identity theft has become a major concern in the United States after several high-profile incidents of ID theft, including the theft of tens of thousands of personal records from data provider ChoicePoint Inc. More than 1.2 million such records were stolen from Bank of America Corp. earlier this year and hackers breached the security of the University of California network exposing the personal data of 1.4 million people. Last month, U.S. aerospace manufacturer Boeing Co. said a laptop computer containing names, social security numbers and other sensitive information of 161,000 current and former employees had been stolen. DHL INVESTIGATING ABN AMRO Mortgage Group said its computer tape went missing after being picked up by delivery firm DHL, a unit of Deutsche Post AG, from the company's Chicago data processing center on Nov. 18. It did not arrive at its destination -- an Experian credit bureau facility in Allen, Texas. The company, having notified authorities, said it is notifying each of the affected individuals and would pay for their enrollment in credit monitoring programs. "Following the loss of the tape containing the data, we suspended the physical tape transfers to the credit bureau companies and are transmitting that customer data from our Chicago data processing center exclusively by secure and encrypted electronic means," said Goldstein. DHL said it regretted it had been unable to find the package and was investigating, searching its network and facilities. "Although we have not yet closed the investigation, to date we have uncovered no error in protocol, indications that this package was stolen or that the information contained in it has been used in fraudulent activity," said DHL's U.S. spokesman Jonathan Baker. U.S. consumer watchdogs are pushing Congress to enact a law that requires companies to implement tough data security standards and to notify customers, law enforcement and credit- reporting agencies whenever there is a breach. But a study released earlier this month by ID Analytics, a California-based fraud detection company, found that, even in the most dangerous data breaches only about 1 in 1,000 victims had their identities stolen. Additional reporting by James Regan in Frankfurt greg collins Today at 07:42 PM ------------------ Judith Hopkinson an Ameriquest exec has a cushy position at U.C board of regents after big donation with Ameriquest money. Bank of America and Deutche Bank are involved in the Ameriquest money trail. U.C regents are involved in the Linux project which is the base of hackers just some food for thought in a hurry right now have to go. ooooooooooooooooooooooo
