- Report: #1029442
Complaint Review: American Credit Educators - Denver Colorado
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Author Not Confirmed
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American Credit Educators
2000 S. Colorado Blvd Tower One, Suite 3300 Denver, 80222 Colorado, U.S.A.
Phone:
888-459-4805
Web:
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American Credit Educators ACE ripoff consumer fraud ripoff Denver Colorado
I received a credit card application from United Credit National Bank (Sioux Falls, South Dakota) in 1998 that boasted repair your credit. I received this card 12/14/98 and called the 800 number to activate. However, after listening to the terms and conditions of this card, I declined to activate. I received a statement on 1/20/99 stated there was a balance of $349.95 which referenced this ACE kit.
I contacted United Credit National Bank via phone (which I got lost in voice-mail jail and could not get a live person). Finally made contact and faxed a letter cancelling the card (which was never activated to begin with) and telling them in the letter that I never received this ACE kit they were referencing.
NOW, the good stuff, 4 years later, sometime around April, 2002 ACE (American Credit Educators) they educated me alright, started contacting me about this $300.95 that I owed them!!! I was told this "kit" was shipped to me on such and such a date. I was given a UPS tracking number. I called UPS and was told they do not keep the tracking numbers that long. According to ACE the package was not signed for.
I told them I had no intention of paying for something I didn't order or receive. When I explained about the credit card never being activated, they didn't think that applied to them. They have put this on my credit report and update every 3 months. Also the credit card company, United Credit National Bank, has me listed on derogatory accounts for them.
Glenda
Tallahassee, Florida
U.S.A.
I contacted United Credit National Bank via phone (which I got lost in voice-mail jail and could not get a live person). Finally made contact and faxed a letter cancelling the card (which was never activated to begin with) and telling them in the letter that I never received this ACE kit they were referencing.
NOW, the good stuff, 4 years later, sometime around April, 2002 ACE (American Credit Educators) they educated me alright, started contacting me about this $300.95 that I owed them!!! I was told this "kit" was shipped to me on such and such a date. I was given a UPS tracking number. I called UPS and was told they do not keep the tracking numbers that long. According to ACE the package was not signed for.
I told them I had no intention of paying for something I didn't order or receive. When I explained about the credit card never being activated, they didn't think that applied to them. They have put this on my credit report and update every 3 months. Also the credit card company, United Credit National Bank, has me listed on derogatory accounts for them.
Glenda
Tallahassee, Florida
U.S.A.
