We were in a car accident when a 84 year old woman
made a left turn 65 feet in front of oncomming traffic, me, in an intersection.
She had Allstate insurance and so did we. We thought that this
would make everything so easy. How wrong we were!
As soon as Allstate realized that we were going to need to be paid - our new car was totaled and we were rushed to the hospital in an ambulance - we became the enemy. It became obvious that Allstate was not going to cooperate with us.
Because we did get a lawyer in order to get what AllState was
reluctant to give us in the way of recompensatory damages, they had to defend the woman who had received a ticket at the scene!
AllState has adopted a hard-ball attitude that simply delays at
every opportunity with appeals and offers that do not even cover
the costs of the accident and the lawyers. After two years I still do not have a settlement - they have appealed - I could end up with nothing or not enough to pay my costs after paying Allstate for car insurance.
AllState's new policy is that the longer they take to pay the more likely you are to settle for whatever they offer you, just to end the drama. Also the net outcome for them is that over a year and just for the USA, they could save over $50 million. I can see their motivation, but whatever happen to the "good hands" you are supposed to be in?
So if you have an accident pray that the other party does not have AllState, because they will stonewall you even if their insured is at fault!! And it won't make any difference if you have AllState also.