Don't use this company for your Ticketmaster insurance. You will not only be out of their fee of ~$14 but you will not get your money back either. It is a false sense of security just to get more of your hard earned money and you will have to submit a death certificate because of all the red tape. If you want some of your money back, I would suggest at least selling your tixs online. This company also did not ask me for my review. So I will post it everywhere else. BUYER PLEASE BEWARE!!!