- Report: #213953
Complaint Review: Academy Collection Services - Philadelphia Pennsylvania
-
Author Confirmed
Why?
Academy Collection Services
10965 Decatur Rd Philadelphia, 19154-3210 Pennsylvania, U.S.A.
Phone:
800-220-0605
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Academy Collection Service ripoff Illegally trying to collect on a debt being paid on to another company currently Philadelphia Pennsylvania
This stupid company is continuously contacting me regarding an old debt that is being paid on currently to another (truly legit)collection agency. I have asked them to stop harassing me with phone calls stating that they cannot collect on a debt that is BEING collected, especially by another company. How do I go about getting them to leave me alone? These people that work at this company must be hand-picked from one of the levels of Hell. They have threatened to ruin my credit by putting the debt as a "refusal to pay" and etc with the credit reporting agencies.
I've admittedly been bad with money in the past, but I am honestly working hard at getting back on my feet and clearing my bad credit...I'm finally making real progress toward this and now these idiots are threatening to smear me for something that is being paid on through legit channels.
What do I need to do to make them go away and keep my credit from being ruined further? I planned to write a cease & desist following the last evil conversation I had most recently, but a friend told me I needed to be more heavy handed than that with these nuts. Can SOMEONE help? I would LOVE to be in on a class action against these losers.
Where do I start so I can stop the calls and halt any negative action being taken against my credit? They seem quite scheisty because once I screwed up and told them the debt was being paid on they wanted to know what company I was paying and a hundred other answers to questions that were none of their business. I put two and two together (hopefully not too late) and have ceased picking up the phone each time they have called since. Their messages are getting more demanding and malicious with each day. Do I have any recourse against this mess? Help please!
Addie
Chattanooga, Tennessee
U.S.A.
I've admittedly been bad with money in the past, but I am honestly working hard at getting back on my feet and clearing my bad credit...I'm finally making real progress toward this and now these idiots are threatening to smear me for something that is being paid on through legit channels.
What do I need to do to make them go away and keep my credit from being ruined further? I planned to write a cease & desist following the last evil conversation I had most recently, but a friend told me I needed to be more heavy handed than that with these nuts. Can SOMEONE help? I would LOVE to be in on a class action against these losers.
Where do I start so I can stop the calls and halt any negative action being taken against my credit? They seem quite scheisty because once I screwed up and told them the debt was being paid on they wanted to know what company I was paying and a hundred other answers to questions that were none of their business. I put two and two together (hopefully not too late) and have ceased picking up the phone each time they have called since. Their messages are getting more demanding and malicious with each day. Do I have any recourse against this mess? Help please!
Addie
Chattanooga, Tennessee
U.S.A.
1 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
ADDIE, A lawsuit is the only thing these morons understand
#2Consumer Suggestion
Thu, October 05, 2006
Addie, Send the CEASE Communication letter as per your rights under the FDCPA. Be sure to put the certified# on the letter itself, and keep a copy for your records. Now you will have evidence for when they offend again. STAY OFF THE PHONE!! There is NEVER any reason to speak with ANY debt collector on the phone. It will NEVER do anything positive for you, and will almost always make things worse. Keep in mind that paying that collection account actually hurts your credit more than just letting it go. Paying it will not remove the negative from your credit report, it will just be marked as a paid collection, but now will be a more recent negative, which hurts your score more. Any act of retalliation or threats made by a collector are illegal, and you have civil recourse. You should file a lawsuit immediately. FYI. There is no such thing as "refusal to pay" that can be put on your credit. They probably don't even have your SS# or access to your credit, as if they did, they would see the account is already in collections with another agency. Forget about class action lawsuits. they are a total waste of time and money and the only winners are the lawyers. Take action on your own and hold them accountable, and get paid!
