This company is a total scam they said i was aproved for $2000. With a ten percent interest rate so id pay back $220 monthly for ten months. But had to put $220 on a vanilla reload pak before they could transfer the funds. They called back saying my reload pak and $ was stuck in a porthole so if i wanted it i must use western union and pay them another $120 so they could wire it to me witch they never did and i couldnt reach them fir 3-1/2 hrs and when they did answer patrick clapper had already gone home and the person speaking with me said he needed another $175 to run my credit check witch had already been done. He got annoyed that i wanted answers and hung up on me.