- Report: #1483743
Complaint Review: Duvera Billing or Easypay Finance - Carlsbad California
Reported By:
Racquel -
Colorado Springs, Colorado , United States
Submitted:
Updated:
-
Author Not Confirmed
Why?
Duvera Billing or Easypay Finance
Carlsbad, California, United States
Web:
Easypayfinance.com
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Duvera Billing or Easypay Finance I regret doing business with this company. Highest interest rates (as in 98% and I have really good credit) and they don't work to get it lowered at all. Carlsbad California
I regret doing business with this company. Highest interest rates (as in 98% and I have really good credit) and they don't work to get it lowered at all. Worst decision I made and wish I could've avoided altogether but this was the only option available for me to get the purchase completed there and then.
Please, I beg you, avoid Duvera aka Easypay Finance at all possible cost. I would hate for anyone to have to pay more than needed or over 100% more of what the financed amount was. Financed $2000, by the end of the contract the amount would be over $4000.... this is just straight robbery! I wish I could give them no stars!
3 Updates & Rebuttals
Robert
Irvine,California,
United States
Delusional
#2Consumer Comment
Wed, August 21, 2019
While I am sure you belive you have "really good credit". People with even "just okay" credit DO NOT take out loans with Sub-Prime lenders, especially for only $2,000.
Oh and as for them negotiating a lower rate. Why would they? They aren't your friend and you agreed to the rate when you got the loan. If you truly have "really good credit" you should be able to walk into your bank and for $2,000 pick up a signature loan with an Interest Rate a fraction of what you agreed to with this company.
The Dog
United StatesDISCREPANCY here!
#3Consumer Comment
Tue, August 20, 2019
If you have the good credit you claim to have then you could have gone to a bank for the loan! Secondly, you knew in advance the interest rate and that is what YOU agreed to. Unless this was a purchase for some sort of life or death medical equipment or services, you could have waited. No, I don't work for them!
John
Takoma Park,United States
I'm sorry, but this doesn't add up. At all.
#4General Comment
Tue, August 20, 2019
If you have "really good credit," why was this loanshark subprime borrower the "only option" you had? Is the clue in "to get the sale done then and there?" Why were you in such a hurry- so MUCH of a hurry that you decided that a preposterous, ruinous interest rate was a better option than going to a bank (which, given your "really good credit," would have lent you the money at a MUCH better rate?
And please don't come back and tell us that you just assumed you would be able to renegotiate the rate later. Both sides have to agree to that, and what is the lender's incentive to do this? Why haven't you gone to a bank with your really good credit and taken out a payoff loan with them at a much lower rate?
