Complaint Review: Absolute Private Funding - North Carolina

The website for this business has been re posted and is live now, i have sources thats alot more viable than just using a simple private investigator to find out the truth, every scam artist will alway make a mistake that will lead to their owne demise.

It sounds to me that you are the one whining over some business that has nothing to do with you, everyone is not educated on credit like you make yourself out to be, next time try an give good input and not put your nose where it doesnt belong unless its doing some good.

 You paid this guy over $1000 to "repair" your credit??? Now you're whining about "criminal intent"? You thought you could pay somebody some money to HIDE your deadbeat reputation from future creditors.

In that way, YOU could DEFRAUD them into thinking you have a reputation of paying your bills on time when you don't! Guess what? There is no such thing as "credit repair"!

If the information about you is true, then it has a right to be there so future creditors know exactly whom they are dealing with.

If people would just use common sense 99% of these types of RipOff's would go away.

If you truly have invalid items on your credit reports per the Fair Credit Reporting Act you can dispute them for FREE.

Regardless of what some scammers state or how convincing they sound. There is no shortcut, magic trick or "program" that can legally remove valid items or improve your credit score by creating things such as lines of credit you are paying for someone to create.  In fact any company asking for money up front for any type of "Credit Repair" is breaking Federal Law.

Getting into one of these type of programs may cause you more issues. Anything from causing the Credit Reporting Agencies making it more difficult for you to dispute real invalid items, to being charged with fraud.

The truly only true path to good credit is good credit management, and this is something that doesn't happen overnight.  If you had delinquent bills you could have used that $1085 you paid them and started to work on those...and had much better positive results.

I am currently seeking the path to bring charges against him for criminal intent and extortion

- Sorry the money you paid them is gone and this path will lead to a dead-end. Nothing you think you have is trackable to them..this is how they work.  The phone is either a VoIP phone or Throw-Away cell phone paid for with payment information that can't be tracked(Money Orders, Stolen Credit Cards, Cash..). Which with Spoofing means they can be anywhere in the US, or the World.

The name he is giving you is fake. The email again is one that anyone can get and really just a throw-away one that anyone can get or paid for money that is not trackable. Where in a month or so will no longer be active. If you have an address..it is fake or belongs to a totally different unrelated company. As for the IP, that identifies the provider not computer. With various routing that is very simple to do, these people could again be anywhere in the US.

Because of this no law enforcment agancy is going to spend any of their limited manpower to try and track these people down. Sure they may take a report..but that is about it. If you think you can pay a Private Investigator, any money they charge you would just go to waste.

The best you can do is think of this as a very expensive lesson learned.