- Report: #92478
Complaint Review: MWI HOMEWORKS PLUS - Internet
-
Author Not Confirmed
Why?
MWI HOMEWORKS PLUS
www.dealpass.com Internet, U.S.A.
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
MWI HOMEWORKS PLUS ripoff PORTLAND Internet *EDitor's Suggestions on how to get your money back into your bank account!
I had two charges on my bank card that overdrafted my account so I looked into it. Wells fargo send me the a Letter telling me that MWI*HOMEWORKS PLUS, AND MWI*SIMPLE ESCAPES2 posted April 5, 2004
I did not order anything from These companies. No one in my house knew anything.
I contacted MWI Homeworks 1-800-750-4364. The customer service rep was very nice gave me her name and id no.
Then answer all my questions
Their company MWI Homeworks and Mwi Simple Escapes2 (the card that come in the mail). Received My personal information including credit card number and address from Total Trolley ((800) 489-0502) and any other informercial agency telling them that I agreed or asked for MWI services.
Total Trolly I reported to the Better Business Bureau in Dec of 2003 for taking out of my Bank account more than what I agreed to.
Then calling Total Trolly customer service, I found out they were going 3x of what the total quoted price of $ 121.00 I canceled my order in December 2003.
The customer serve agent for MWI Homeworks told me that on Jan 28, 2004 Total Trolly sold or gave them my personal information
She could not tell me why MWI homeworks or MWI Simple Escaspes2 waited until April to charge or why I never received anything in the mail.
KAREN
97229, Oregon
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish you file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 # , and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/comptroller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
[email protected]
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
Click here to read other Rip Off Reports on MWI Connections / MWI Homeswork / MWI Essentials
CLICK HERE ...*EDitor's NOTICE ..MWI Lawsuit filed
I did not order anything from These companies. No one in my house knew anything.
I contacted MWI Homeworks 1-800-750-4364. The customer service rep was very nice gave me her name and id no.
Then answer all my questions
Their company MWI Homeworks and Mwi Simple Escapes2 (the card that come in the mail). Received My personal information including credit card number and address from Total Trolley ((800) 489-0502) and any other informercial agency telling them that I agreed or asked for MWI services.
Total Trolly I reported to the Better Business Bureau in Dec of 2003 for taking out of my Bank account more than what I agreed to.
Then calling Total Trolly customer service, I found out they were going 3x of what the total quoted price of $ 121.00 I canceled my order in December 2003.
The customer serve agent for MWI Homeworks told me that on Jan 28, 2004 Total Trolly sold or gave them my personal information
She could not tell me why MWI homeworks or MWI Simple Escaspes2 waited until April to charge or why I never received anything in the mail.
KAREN
97229, Oregon
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish you file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 # , and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/comptroller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
[email protected]
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
Click here to read other Rip Off Reports on MWI Connections / MWI Homeswork / MWI Essentials
CLICK HERE ...*EDitor's NOTICE ..MWI Lawsuit filed
1 Updates & Rebuttals
Linda
Ellenboro,North Carolina,
U.S.A.
I know they had to get it without my permission.
#2Consumer Comment
Sun, June 13, 2004
I received my Bank of Americas credit card bill and I was charged a fee of $199.95 To MWI Homeworks Plus. I don't know what this company is and I did not give them my credit card number nor did give them authorization to use my credit card. I filled out a form for a work at home business but when it asked for my credit card I discontinued it and deleted the process. I have never given my credit card number to any such company and I know they had to get it without my permission.
