Avoid Frank Ybarra at all costs. Frank Ybarra's cell is 773-255-9576. FrankYbarra's current work email [email protected]. Frank Ybarra currently works at Stearns Lending at 1901 N. Clybourn Ave, Suite 300, Chicago, IL 60614. Frank Ybarra will rip you off, and then physically threaten you and your family if you do not do business with him. Frank Ybarra will lie to you about getting you low interest rates on any home loans or any loan, and then try to charge you illegal high interest rates and lender fees. Do not provide Frank Ybarra with any of your personal and financial information. Frank Ybarra cannot be trusted. There are thousands of legal complaints against Frank Ybarra and Frank Ybarra does not have a current nor valid mortgage brokerage license. Do not do any business with Frank Ybarra. Avoid Frank Ybarra at all costs.